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May 5, 2014

States Working on Servicing Regs Aimed at Nonbanks. Higher Capital Requirement Coming?

By Brandon Ivey

The transfer of mortgage servicing rights from one owner to another will continue to be a focus for state regulators.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.

47%

Yes, by a lot.

5%

Yes and, heck, we may even do non-QM lending.

14%

No, not at all.

26%

No and we may even tighten credit.

7%