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May 5, 2014

States Working on Servicing Regs Aimed at Nonbanks. Higher Capital Requirement Coming?

By Brandon Ivey

The transfer of mortgage servicing rights from one owner to another will continue to be a focus for state regulators.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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