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April 30, 2014

Short Takes: New Coalition Group Forms to Preserve Fannie and Freddie / Former Senator Kerrey Front and Center at Pro-GSE Group / Mortgage Applications Tumble / CFPB Gives Lenders a Break on Points-and-Fees Cap / The Cost of HAMP Rises

By Paul Muolo and Brandon Ivey and Thomas Ressler

A new trade group is showing true love for Fannie Mae and Freddie Mac. Also, the Consumer Financial Protection Bureau is giving lenders some breathing room on the Qualified Mortgage/Ability-to-Repay rule.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results