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April 24, 2014

Short Takes: FHA Delinquencies Approaching an All-Time Low? / Flagstar’s IO Ticking Time Bomb / More MSR Deals from Phoenix, IMA and MountainView / No to Johnson-Crapo / Promotion for Wingspan Official

By Paul Muolo and

So, what does this mean for the industry? Answer: That the Mortgage Mutual Insurance Fund likely will return to health even faster and that maybe there’s room for FHA to cut premiums.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results