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April 23, 2014

Fannie Mae and Freddie Mac Deliver ‘Scorecard’ Comments to FHFA

By Paul Muolo

The score card was the brainchild of former Acting FHFA director Edward DeMarco, who is retiring from the agency at the end of April.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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