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April 14, 2014

Citi’s Retail Originations Drop 37% in First Quarter of 2014

By Brandon Ivey

Citi continued the trend of big banks reporting sharp declines in their mortgage originations, driven by a lack of refinance business.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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