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April 7, 2014

Banks and Thrifts Saw Secondary Market Activity Plunge Last Year

By John Bancroft

Despite the results, four of the top 10 depositories sold more loans into the secondary market in 2013 than they did the year prior.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results