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March 21, 2014

What We're Hearing: Mortgage Brokers, Start Your Engines: A 550 FICO Loan is Here / But Will it Work? / Consultant Calls the CFPB ‘Abusive’ to Mortgage Firms / The Revolving Door of the CFPB / Where’s the FHFA’s Annual GSE Scorecard? / Advice for MSR Investors

By Paul Muolo

All the world loves the CFPB? Not in the mortgage space, it seems. Financial services consultant Joe Garrett said he has six mortgage clients that have undergone exams by the agency. To say the least, it hasn't been a happy experience.

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Poll

In 2016, what have you been paying your retail residential loan officers, on average, as a commission?

25 to 50 basis points per loan
51 to 75 bps
76 to 100 bps
101 to 150 bps
More than 150 bps
We’re a call center lender and don’t disclose that data point.

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