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March 11, 2014

Short Takes: Johnson-Crapo Bill Almost Final and All the World Yawns / High-Cost Loan Limits Remain / MountainView and IMA Stay Active in MSR Market / What’s Google Really Up to With Auction.com?

By Charles Wisniowski, Brandon Ivey, Paul Muolo

Stop the presses! The Johnson-Crapo bill is almost ready! Really! Of course, it's going nowhere in the House.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results