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March 4, 2014

Points-and-Fees Cap on QM Has the Industry Shaking in its Boots

By Paul Muolo and Thomas Ressler

When survey participants were asked to what extent the QM rule would affect their business, the most frequent responses were 10.1 percent to 20 percent and 90.1 percent to 100 percent, each of which snagged 20 percent shares of the responses.

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In 2016, what have you been paying your retail residential loan officers, on average, as a commission?

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