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February 20, 2014

Short Takes: MBA Speakers Go Chicken Little on MSR Transfers / But That Was Then / Essent Doesn’t Impress Everyone / Good News on Delinquencies? Maybe / Is Seterus a Buyer?

By Paul Muolo

So, will banks stop selling MSRs because of the CFPB? Don’t bet on it. The sales process will just take longer.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results