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February 18, 2014

Short Takes: CFPB in India? Not Likely / BofA Admits Mortgage Layoffs But No Details / Wingspan Not Done Buying / 360 Mortgage Continues to Hire Wholesale Staff / Trade Group Wants Lower FHA Premiums

By Paul Muolo

Mortgage companies with back-office operations overseas don't have to worry about the CFPB examining their off-shore staff, at least not anytime soon.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results