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February 5, 2014

Short Takes: QRM is Almost Ready / Radian Now #1 in MI? / Wells Lowers FHA FICOs / Yes, Williams is Leaving Mortgage Resolution Partners / Flippers Paradise / GOP Delays Flood Bill

By Thomas Ressler and Paul Muolo

Federal regulators have, for all intents and purposes, completed their work on the qualified residential mortgage standard. This means the final rule’s release could be imminent.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results