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January 28, 2014

Short Takes: Mortgage Trouble for Gov. Christie? / Will Obama Touch on Credit Availability in the State of the Union? / No Comeback for Stated-Income / ING Non-Agency MBS Set for Auction / Flood Insurance Update

By Paul Muolo and Brandon Ivey

Mortgage topics don’t always make the President’s State of the Union speech, but President Obama Tuesday night may touch on the issue of credit availability and whether the government has “gone too far.”

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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