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January 27, 2014

Short Takes: Hey, Who’s Going to Pay for All That Mortgage Compliance? / Reg AB2 is Coming / 33 Senators Don’t Want the GSEs Returned to Their ‘Previous Form’ / Progress on BofA Mortgage Settlement?

By Brandon Ivey and and Paul Muolo

The cost of mortgage compliance was a topic making the rounds at the recent ABS Vegas show in Nevada. Attendees, of course, wanted to know who might pay for all the new added costs.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results