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January 23, 2014

Short Takes: MGIC Continues Its Comeback / Disdain for Comments Made by Treasury’s Michael Stegman / Laurie Said it First / Vendors Focus on Appraisal Rule / Nationstar Hits New Low

By Paul Muolo and Brandon Ivey

Comments made Wednesday by the Treasury Department’s point man on GSE reform, Michael Stegman, did not go unnoticed by employees of Fannie Mae and Freddie Mac.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results