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January 17, 2014

What We’re Hearing: A Coming Boom in Cash-out Refis? / Bob Dubrish Departs New Penn / Seterus Picked by Fannie on Citi MSRs / New MSR Deals From MountainView, Phoenix / SFIG Steals the Thunder from ASF / A $112 Million Mortgage for the Broncos

By Paul Muolo

The mortgage industry is once again at a crossroad. What will save lenders? Answer: cash-out refis, non-QM loans, and 80-10-10s.

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Poll

In 2016, what have you been paying your retail residential loan officers, on average, as a commission?

25 to 50 basis points per loan
51 to 75 bps
76 to 100 bps
101 to 150 bps
More than 150 bps
We’re a call center lender and don’t disclose that data point.

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