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January 9, 2014

GSEs Wrap Up Legacy Reviews; Now Comes the ‘New Stuff’

By Charles Wisniowski

Fannie, Freddie and their regulator have been dogged in their pursuit of claims against banks that sold defective mortgages to the GSEs prior the financial crisis.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results