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January 9, 2014

A ‘Right to Cure’ a Non-QM Would Ease Industry Anxiety

By Thomas Ressler

One big way “that we think would help resolve some of that [QM] anxiety is [having] a right to cure,” said Pete Mills of MBA.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results