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January 3, 2014

What We’re Hearing: QM is Almost Here, Now Let us Pray / A New Subprime Lender Emerges / 130 Billion Reasons Why Uncle Sam Loves Fannie and Freddie / Mortgage Executive to Run for Congress

By Paul Muolo

Just how important are Fannie Mae and Freddie Mac to the revenue picture of the U.S. government? According to calculations from The Collingwood Group, a Washington-based consulting firm, GSE dividends in 2013 will be the fourth largest source of federal revenue.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results