Quarterly Rankings: Primary Mortgage Insurance Activity 2002-2Q11

Primary mortgage insurance activity by volume: new primary private MI (traditional and bulk), government-insured lending (FHA and VA) and primary MI market share (PMI, FHA and VA).

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With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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