Quarterly Rankings: 1-4 Family Mortgage Servicing Outstanding 2003-2Q11

1-4 family mortgage servicing outstanding by Ginnie Mae MBSs, Freddie Mac 1-family PC, Fannie Mae 1-4 family, non-agency MBS, total MBS/ABSs, and porfolio holdings.

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With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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