Quarterly Rankings: Mortgage Origination Indicators 1990-2Q11

Column headings are: VA originations, FHA endorsements, Fannie/Freddie new business, new private MI volume, originations for top 25 lenders, prime/Alt A MBS, subprime MBS and total originations.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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