Mortgage Insurance

Browse articles from all of our Newsletters related to Mortgage Insurance.

February 14, 2019 - Inside Mortgage Finance

Gov’t Market Rebounds in 4Q18, But PMIs Up in 2018

FHA and VA business saw a modest uptick in market share during the fourth quarter of 2018, but last year was all about the surge of the private mortgage insurance industry.

February 7, 2019 - Inside Mortgage Finance

FDIC Final Rule Allows for Private Flood Insurance

Federally regulated financial institutions must accept private flood insurance on loans secured by properties in special flood hazard areas, according to a partially approved inter-agency final rule.

February 7, 2019 - Inside Mortgage Finance

New York Regulator Rejects Fidelity-Stewart Title Merger

The New York Department of Financial Services last week rejected Fidelity National Financial’s application to acquire control of Stewart Information Services’ NY-based title insurance company.

January 18, 2019 - Inside FHA/VA Lending

Around the Industry

DOJ, HECM servicer agrees to False Claims Act settlement; Essent announces launch of EssentEDGE; Radian introduces new MI pricing option; TMS becomes approved Ginnie Mae PIIT buyer.

January 11, 2019 - Inside The GSEs

China Oceanwide’s Buy of Genworth Gets Final Nod

The slow-motion acquisition of mortgage insurance giant Genworth Financial by real estate and insurance conglomerate China Oceanwide got a significant nudge forward, when the Delaware insurance commissioner last month gave its final approval for the purchase.

January 11, 2019 - Inside Mortgage Trends

Private MIs Boost Share of Agency Purchase Loans

Private mortgage insurers continued to expand their presence in the flow of purchase-money mortgages into mortgage-backed securities issued by Fannie Mae, Freddie Mac and Ginnie Mae. In 2018, lenders sold $243.54 billion of purchase loans with private MI coverage to Fannie and Freddie, a sturdy 13.8 percent rise from 2017, according to an Inside Mortgage Trends analysis. Private mortgage insurance accounted for 46.8 percent of agency ... [Includes two data charts]

January 10, 2019 - Inside Mortgage Finance

Private MI Volume Slumped in 4Q18 Fannie/Freddie MBS

The flow of conventional mortgages with private mortgage insurance coverage into Fannie Mae and Freddie Mac mortgage-backed securities fell sharply in the fourth quarter – tracking a broader slump in purchase-mortgage business. [Includes three data charts.]


Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.


Time for a change. Borrowers are different today.


Undecided, still assessing the situation.