Market Data
Browse articles from all of our Newsletters related to Market Data.
September 21, 2017 - IMFnews
Another refi spurt in the works? It may’ve looked that way a few weeks ago, but...
September 21, 2017 - IMFnews
Underwater Mortgages Steadily Drying Up
The average gain in equity clocked in at $12,987 for homeowners.
September 21, 2017 - IMFnews
Don’t Look Now but Depositories are Making Modest Gains in Lending Market Share
It marked the third straight quarter in which depositories raised their share among the top-100 mortgage originators.
September 20, 2017 - IMFnews
Depositories Continue to Place First Liens in Portfolio
Trends in portfolio management were somewhat mixed among the top 10 holders of first-lien mortgages…
September 19, 2017 - IMFnews
Caliber Ramps Up Non-QM Lending Big Time
Caliber plans to originate at least $1 billion of non-QM residential loans this year…
September 18, 2017 - IMFnews
HECM Production Up Almost 26 Percent in First Half of 2017
Despite increased originations, FHA data show HECM production, in general, has been on a gradual decline for several years…
September 15, 2017 - IMFnews
Mortgage Securitization Rate Sinks in 2Q17
Roughly 27.3 percent of Fannie Mae, Freddie Mac and Ginnie Mae loans pooled in securities in the first half of 2017 were a month old at issuance, and 6.4 percent were two or three months old.
September 14, 2017 - IMFnews
Agency-Jumbo Production Sagged in 2Q17 While Non-Agency Sector Kept Growing
But the non-agency jumbo market saw a healthy 18.6 percent increase in originations…
September 13, 2017 - IMFnews
When Loan Demand is Strong, Consumers Get Bad Pricing?
The researchers tracked lender rate sheets from 2008 through 2014…
September 12, 2017 - IMFnews
On a Roll: Fourth Consecutive Monthly Gain for GSE MBS Issuance
Fannie and Freddie lost some market share during the second quarter, according to preliminary figures compiled by Inside The GSEs.
September 11, 2017 - IMFnews
CMG Financial Expects to Fund $13 Billion This Year
George is presently the vice chairman of the Mortgage Bankers Association for the 2017 membership year.
September 11, 2017 - IMFnews
Large Banks Still Backing Away From Mortgage Servicing
On a combined basis, the three largest bank servicers reported a $45.06 billion reduction in their servicing for others.
September 8, 2017 - IMFnews
First-Time Homebuyers Begin to Shape the Housing Market, Prices
It appears that 2017 is shaping up to be one of the biggest years for the first-time homebuyer market…
September 8, 2017 - IMFnews
ATTOM: Co-Borrowing on the Rise
Homebuyers are increasingly relying on co-borrowers to help with home purchases...
September 8, 2017 - IMFnews
Agency MBS Issuance Up Again in August as Refi Business Shows Renewed Strength
The agencies saw an 8.6 percent increase in refi volume from July to August, roughly triple the growth rate of the purchase-money business…
September 7, 2017 - IMFnews
Delinquencies Inch Up in 2Q17. A Trend or a Blip?
The increase in delinquencies was driven by loans going late in 30-60 day category…
September 7, 2017 - IMFnews
Purchase-Mortgage Blowout: 2Q17 Highest Volume Since 3Q06
Purchase loans accounted for 67.5 percent of the estimated $455.0 billion in first-lien mortgage originations during the April-June cycle...
September 6, 2017 - IMFnews
Jumbo Servicing Continues to Increase for Most Firms; Performance Pristine
Of the nation's top 10 jumbo servicers, just one is a nonbank: Ocwen Financial.
September 5, 2017 - IMFnews
The Yield on the 10-Year Treasury Hits a 10-Month Low. More Refis?
Lower rates could translate into more refinancings, but could cause hedging problems for Fannie Mae and Freddie Mac…
September 5, 2017 - IMFnews
Non-QM Performance Strong but There’s a Catch: Many Prepayments
Investors in non-QM MBS have to worry about fast prepayment speeds, not credit problems...
September 1, 2017 - IMFnews
Mortgage Employment Begins to Lag, Brokers Cut Jobs
Brian Benjamin, who runs Two River Mortgage & Investment in Red Bank, NJ, noted that if brokerage shops are laying off, “it’s support staff.”
September 1, 2017 - IMFnews
Agency-Backed CMO Production Slumped in 2Q17
Wells Fargo’s CMO business was down 36.7 percent from the first half of 2016…
September 1, 2017 - IMFnews
Freddie Mac: Originations of Purchase Mortgages Constrained by Cash Sales
Before the financial crisis, about 10 percent of home sales were all-cash transactions…
August 31, 2017 - IMFnews
While Nonbank Mortgage Stocks (Walter, Ocwen) Tank, ‘mREITs’ Excel
Several top-ranked REITs are now trading much closer to their 52-week highs than their lows while maintaining hefty dividend payments to their shareholders.
August 30, 2017 - IMFnews
Mortgage Applications Take a Late Summer Vacation
The refi share of new applications continues to rise…
August 30, 2017 - IMFnews
GSE Single-Family MBS Business Edged Higher in July
In July, the top five GSE loan sellers were Wells Fargo, Chase, Quicken, PennyMac and AmeriHome Mortgage…
August 30, 2017 - IMFnews
MBA: Production Profits Soared in 2Q17 – Thanks to a Reduction in Expenses
Meanwhile, net servicing income fell to $27 per loan in 2Q17 from $225…
August 29, 2017 - IMFnews
Depositories Post Improvement in Mortgage Banking Income
In aggregate, banks and thrifts earned $3.72 billion from mortgage banking activities during 2Q17…
August 28, 2017 - IMFnews
GSE Loan Buybacks Edge Higher in 2Q17; Legacy Issues Fading Slowly
The vast majority of Fannie buyback activity involves loans sold into MBS issued since 2015…
August 25, 2017 - Inside Mortgage Trends
GSE Buybacks Edge Higher in Second Quarter, Legacy Issues Fading Slowly
The volume of defective Fannie Mae and Freddie Mac mortgages repurchased by lenders increased modestly in the second quarter of 2017, according to a new Inside Mortgage Trends analysis of buyback disclosures filed by the two government-sponsored enterprises. Lenders repurchased some $244.44 million of home loans or made other indemnification to the GSEs during the second quarter. That was up 2.5 percent from the previous three-month ... [Includes two data charts]
August 25, 2017 - IMFnews
BKFS: Foreclosure Inventory Drops to 12-Year Low
In the last 12 months the foreclosure inventory has been depleted by more than 150,000 homes, a 28 percent drop.
August 25, 2017 - IMFnews
Bank ABS Holdings Drift Lower Again in 2Q17
All asset classes in the ABS market saw reduced bank interest in the second quarter…
August 24, 2017 - IMFnews
According to a Freddie spokesman, the loan represents the “the largest-ever single-asset tax-exempt financing completed” by the GSE…
August 24, 2017 - IMFnews
Wedbush: Expanded Credit Could Add $200 Billion of Originations
Publicly traded lenders that could benefit from the trend include First Republic Bank, Flagstar Bank, Nationstar Mortgage and U.S. Bank…
August 24, 2017 - IMFnews
Mortgage Brokers Post Big Gains in 2Q17
Mortgage brokers saw their market share top 11.0 percent in the second quarter, the highest reading in quite some time, Inside Mortgage Finance found…
August 23, 2017 - IMFnews
The Final Tally for 2Q17: FHA Lending Up, VA Production Down
Nonbank home originators continued to dominate the top five FHA rankings...
August 22, 2017 - IMFnews
No update from loanDepot on the IPO, but CEO Anthony Hsieh took some shots at the rumor mill...
August 22, 2017 - IMFnews
Jumbo Lending Increased in 2Q17, but Volume Lagging Last Year’s Pace
Wells Fargo regained the title of the top non-agency jumbo lender in the second quarter, besting Chase…
August 21, 2017 - IMFnews
Millennials Have Major Homebuying Anxiety
Having enough money to make a downpayment was a concern of 63 percent of millennial respondents…
August 21, 2017 - IMFnews
Bank Investment in MBS Sets a New Record: $1.799 Trillion
Total bank investment in residential MBS rose by $36.28 billion during the second quarter…
August 21, 2017 - IMFnews
A New Tally: Nonconforming Originations Hit $7 Billion in 2Q17
Our ranking of the nonconforming sector is divided among lenders that specialize in the products and those where it accounts for a small slice of production.
August 18, 2017 - Inside FHA/VA Lending
No Ginnie Mae Summit in 2017, Event Moved to January 2018
Ginnie Mae will not have an annual summit this year but has rescheduled it for January 2018, according to Ginnie Mae’s new spokesperson. Michael Huff, senior advisor, congressional and stakeholder relations, said a new administration and staff departures have caused organizers to reconsider having the annual Ginnie Mae Summit this year, usually held in October. The Trump administration has yet to announce a nominee for the top job at Ginnie Mae since former president Ted Tozer left in January. David Kittle is reportedly a leading contender, but there has been no official announcement or confirmation. So far, Kittle has declined to comment. Kittle is a mortgage industry veteran who began as a loan officer and now heads his own company. He also was a top executive with the Mortgage Bankers Association and managed, among other things, the group’s political action committee. In addition, Kittle co-founded the ...
August 18, 2017 - IMFnews
Those Incredibly Shrinking GSE MBS Portfolios – a 5.3 Percent Decline in 2Q17
Today, Fannie and Freddie hold $13.50 billion of subprime and Alt A MBS. At the end of 2005, they had a staggering $258.67 billion in such assets.
August 17, 2017 - IMFnews
Government-Insured Mortgages the Biggest Gainer in 2Q17
Roughly 71.0 percent of second-quarter primary-market originations of first-lien mortgages were purchase loans, the highest reading in years…
August 16, 2017 - IMFnews
Mortgage software provider Ellie Mae said in a recent SEC filing that “part” of its business strategy is to target larger mortgage lenders...
August 16, 2017 - IMFnews
Fannie, Freddie Earnings Could Hit $10 Billion in 3Q17 Thanks to RBS Settlement
If the $10.4 billion figure proves accurate it will result in another hefty dividend payment by Fannie and Freddie to the holder of its senior preferred stock: the U.S. Treasury.
August 15, 2017 - IMFnews
2Q17 a Rocky Road for (Certain) Publicly Traded Nonbanks
Most of the companies are in decent shape, but the group is weighed down by two big albatrosses – Ocwen Financial and Walter Investment…
August 14, 2017 - Inside the CFPB
Industry Supports CFPB HELOC Proposal, Says More Needed
Mortgage lending representatives told the CFPB they support its proposal to temporarily increase the institutional and transactional coverage thresholds for open-end lines of credit under the Home Mortgage Disclosure Act. However, more needs to be done along those lines, they said in comment letters filed at the end of last month. Under the CFPB’s HMDA rules scheduled to take effect in January 2018, financial institutions are generally required to report HELOCs if they made 100 such loans in each of the past two years. Under the proposal released early last month, the bureau would increase that threshold to 500 loans through calendar years 2018 and 2019 in order to give the agency the time to consider whether to make a ...
August 14, 2017 - IMFnews
Freddie Mac Picks up the Pace in CRTs During 2Q17
Freddie Mac issued $2.11 billion of new Structured Agency Credit Risk notes, an impressive increase of 35.6 percent…
August 14, 2017 - IMFnews
GSE Lenders Reach for Refi Business in 2Q17 by Loosening the Credit Box
The pronounced shift from refinance to purchase lending made for major changes in overall risk distribution during the second quarter.
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Most Popular Stories
- Finance of America Enters the Correspondent Channel, Focusing on CUs and Community Banks
- Don’t Look Now but Depositories are Making Modest Gains in Lending Market Share
- Why Should Lenders Go ‘Digital’? Because That’s Where the Customers Are
- 15 Groups Tell Treasury and FHFA: Legislation to Reform the GSEs, Not Some Recap Plan
- Short Takes: Did Wells Dodge a Bullet on its CFPB Fine? / A ‘Recommendation Memorandum’ / No Effect on Wells’ Mortgage Business / Subject the CFPB to Appropriations / Stearns Goes ‘Digital’
