Market Data

Browse articles from all of our Newsletters related to Market Data.

September 21, 2017 - IMFnews

Short Takes: Waiting on a Wider Credit Box / A 30 Percent Jump for Nonconforming / 5,000 Active Loan Brokers for UWM / Don’t Count on Another Refi Boom Quite Yet / A New Hire for Altisource

Another refi spurt in the works? It may’ve looked that way a few weeks ago, but...

September 21, 2017 - IMFnews

Underwater Mortgages Steadily Drying Up

The average gain in equity clocked in at $12,987 for homeowners.

September 21, 2017 - IMFnews

Don’t Look Now but Depositories are Making Modest Gains in Lending Market Share

It marked the third straight quarter in which depositories raised their share among the top-100 mortgage originators.

September 20, 2017 - IMFnews

Depositories Continue to Place First Liens in Portfolio

Trends in portfolio management were somewhat mixed among the top 10 holders of first-lien mortgages…

September 19, 2017 - IMFnews

Caliber Ramps Up Non-QM Lending Big Time

Caliber plans to originate at least $1 billion of non-QM residential loans this year…

September 18, 2017 - IMFnews

HECM Production Up Almost 26 Percent in First Half of 2017

Despite increased originations, FHA data show HECM production, in general, has been on a gradual decline for several years…

September 15, 2017 - IMFnews

Mortgage Securitization Rate Sinks in 2Q17

Roughly 27.3 percent of Fannie Mae, Freddie Mac and Ginnie Mae loans pooled in securities in the first half of 2017 were a month old at issuance, and 6.4 percent were two or three months old.

September 14, 2017 - IMFnews

Agency-Jumbo Production Sagged in 2Q17 While Non-Agency Sector Kept Growing

But the non-agency jumbo market saw a healthy 18.6 percent increase in originations…

September 13, 2017 - IMFnews

When Loan Demand is Strong, Consumers Get Bad Pricing?

The researchers tracked lender rate sheets from 2008 through 2014…

September 12, 2017 - IMFnews

On a Roll: Fourth Consecutive Monthly Gain for GSE MBS Issuance

Fannie and Freddie lost some market share during the second quarter, according to preliminary figures compiled by Inside The GSEs.

September 11, 2017 - IMFnews

CMG Financial Expects to Fund $13 Billion This Year

George is presently the vice chairman of the Mortgage Bankers Association for the 2017 membership year.

September 11, 2017 - IMFnews

Large Banks Still Backing Away From Mortgage Servicing

On a combined basis, the three largest bank servicers reported a $45.06 billion reduction in their servicing for others.

September 8, 2017 - IMFnews

First-Time Homebuyers Begin to Shape the Housing Market, Prices

It appears that 2017 is shaping up to be one of the biggest years for the first-time homebuyer market…

September 8, 2017 - IMFnews

ATTOM: Co-Borrowing on the Rise

Homebuyers are increasingly relying on co-borrowers to help with home purchases...

September 8, 2017 - IMFnews

Agency MBS Issuance Up Again in August as Refi Business Shows Renewed Strength

The agencies saw an 8.6 percent increase in refi volume from July to August, roughly triple the growth rate of the purchase-money business…

September 7, 2017 - IMFnews

Delinquencies Inch Up in 2Q17. A Trend or a Blip?

The increase in delinquencies was driven by loans going late in 30-60 day category…

September 7, 2017 - IMFnews

Purchase-Mortgage Blowout: 2Q17 Highest Volume Since 3Q06

Purchase loans accounted for 67.5 percent of the estimated $455.0 billion in first-lien mortgage originations during the April-June cycle...

September 6, 2017 - IMFnews

Jumbo Servicing Continues to Increase for Most Firms; Performance Pristine

Of the nation's top 10 jumbo servicers, just one is a nonbank: Ocwen Financial.

September 5, 2017 - IMFnews

The Yield on the 10-Year Treasury Hits a 10-Month Low. More Refis?

Lower rates could translate into more refinancings, but could cause hedging problems for Fannie Mae and Freddie Mac…

September 5, 2017 - IMFnews

Non-QM Performance Strong but There’s a Catch: Many Prepayments

Investors in non-QM MBS have to worry about fast prepayment speeds, not credit problems...

September 1, 2017 - IMFnews

Mortgage Employment Begins to Lag, Brokers Cut Jobs

Brian Benjamin, who runs Two River Mortgage & Investment in Red Bank, NJ, noted that if brokerage shops are laying off, “it’s support staff.”

September 1, 2017 - IMFnews

Agency-Backed CMO Production Slumped in 2Q17

Wells Fargo’s CMO business was down 36.7 percent from the first half of 2016…

September 1, 2017 - IMFnews

Freddie Mac: Originations of Purchase Mortgages Constrained by Cash Sales

Before the financial crisis, about 10 percent of home sales were all-cash transactions…

August 31, 2017 - IMFnews

While Nonbank Mortgage Stocks (Walter, Ocwen) Tank, ‘mREITs’ Excel

Several top-ranked REITs are now trading much closer to their 52-week highs than their lows while maintaining hefty dividend payments to their shareholders.

August 30, 2017 - IMFnews

Mortgage Applications Take a Late Summer Vacation

The refi share of new applications continues to rise…

August 30, 2017 - IMFnews

GSE Single-Family MBS Business Edged Higher in July

In July, the top five GSE loan sellers were Wells Fargo, Chase, Quicken, PennyMac and AmeriHome Mortgage…

August 30, 2017 - IMFnews

MBA: Production Profits Soared in 2Q17 – Thanks to a Reduction in Expenses

Meanwhile, net servicing income fell to $27 per loan in 2Q17 from $225…

August 29, 2017 - IMFnews

Depositories Post Improvement in Mortgage Banking Income

In aggregate, banks and thrifts earned $3.72 billion from mortgage banking activities during 2Q17…

August 28, 2017 - IMFnews

GSE Loan Buybacks Edge Higher in 2Q17; Legacy Issues Fading Slowly

The vast majority of Fannie buyback activity involves loans sold into MBS issued since 2015…

August 25, 2017 - Inside Mortgage Trends

GSE Buybacks Edge Higher in Second Quarter, Legacy Issues Fading Slowly

The volume of defective Fannie Mae and Freddie Mac mortgages repurchased by lenders increased modestly in the second quarter of 2017, according to a new Inside Mortgage Trends analysis of buyback disclosures filed by the two government-sponsored enterprises. Lenders repurchased some $244.44 million of home loans or made other indemnification to the GSEs during the second quarter. That was up 2.5 percent from the previous three-month ... [Includes two data charts]

August 25, 2017 - IMFnews

BKFS: Foreclosure Inventory Drops to 12-Year Low

In the last 12 months the foreclosure inventory has been depleted by more than 150,000 homes, a 28 percent drop.

August 25, 2017 - IMFnews

Bank ABS Holdings Drift Lower Again in 2Q17

All asset classes in the ABS market saw reduced bank interest in the second quarter…

August 24, 2017 - IMFnews

Short Takes: A New Loan Record for Freddie Mac / CFPB Warns Seniors About Reverses / Refis on the Rise a Bit / SFR Official Gets Ginnie Job / A New Hire for Mortgage Network

According to a Freddie spokesman, the loan represents the “the largest-ever single-asset tax-exempt financing completed” by the GSE…

August 24, 2017 - IMFnews

Wedbush: Expanded Credit Could Add $200 Billion of Originations

Publicly traded lenders that could benefit from the trend include First Republic Bank, Flagstar Bank, Nationstar Mortgage and U.S. Bank…

August 24, 2017 - IMFnews

Mortgage Brokers Post Big Gains in 2Q17

Mortgage brokers saw their market share top 11.0 percent in the second quarter, the highest reading in quite some time, Inside Mortgage Finance found…

August 23, 2017 - IMFnews

The Final Tally for 2Q17: FHA Lending Up, VA Production Down

Nonbank home originators continued to dominate the top five FHA rankings...

August 22, 2017 - IMFnews

Short Takes: loanDepot’s Hsieh has Some Fun / Fannie’s Forecast / Finance of America Ramps Up Reverses / Jumbo Credit Standards Loosened, Somewhat / New Regional Hires for Silver Hill

No update from loanDepot on the IPO, but CEO Anthony Hsieh took some shots at the rumor mill...

August 22, 2017 - IMFnews

Jumbo Lending Increased in 2Q17, but Volume Lagging Last Year’s Pace

Wells Fargo regained the title of the top non-agency jumbo lender in the second quarter, besting Chase…

August 21, 2017 - IMFnews

Millennials Have Major Homebuying Anxiety

Having enough money to make a downpayment was a concern of 63 percent of millennial respondents…

August 21, 2017 - IMFnews

Bank Investment in MBS Sets a New Record: $1.799 Trillion

Total bank investment in residential MBS rose by $36.28 billion during the second quarter…

August 21, 2017 - IMFnews

A New Tally: Nonconforming Originations Hit $7 Billion in 2Q17

Our ranking of the nonconforming sector is divided among lenders that specialize in the products and those where it accounts for a small slice of production.

August 18, 2017 - Inside FHA/VA Lending

No Ginnie Mae Summit in 2017, Event Moved to January 2018

Ginnie Mae will not have an annual summit this year but has rescheduled it for January 2018, according to Ginnie Mae’s new spokesperson. Michael Huff, senior advisor, congressional and stakeholder relations, said a new administration and staff departures have caused organizers to reconsider having the annual Ginnie Mae Summit this year, usually held in October. The Trump administration has yet to announce a nominee for the top job at Ginnie Mae since former president Ted Tozer left in January. David Kittle is reportedly a leading contender, but there has been no official announcement or confirmation. So far, Kittle has declined to comment. Kittle is a mortgage industry veteran who began as a loan officer and now heads his own company. He also was a top executive with the Mortgage Bankers Association and managed, among other things, the group’s political action committee. In addition, Kittle co-founded the ...

August 18, 2017 - IMFnews

Those Incredibly Shrinking GSE MBS Portfolios – a 5.3 Percent Decline in 2Q17

Today, Fannie and Freddie hold $13.50 billion of subprime and Alt A MBS. At the end of 2005, they had a staggering $258.67 billion in such assets.

August 17, 2017 - IMFnews

Government-Insured Mortgages the Biggest Gainer in 2Q17

Roughly 71.0 percent of second-quarter primary-market originations of first-lien mortgages were purchase loans, the highest reading in years…

August 16, 2017 - IMFnews

Short Takes: HUD Deputy Nominee Waits on the Senate, Still / Refis Rising? / A Private Placement for Ellington / Ellie Goes After the Big Boys / A Share Price Estimate of Zero

Mortgage software provider Ellie Mae said in a recent SEC filing that “part” of its business strategy is to target larger mortgage lenders...

August 16, 2017 - IMFnews

Fannie, Freddie Earnings Could Hit $10 Billion in 3Q17 Thanks to RBS Settlement

If the $10.4 billion figure proves accurate it will result in another hefty dividend payment by Fannie and Freddie to the holder of its senior preferred stock: the U.S. Treasury.

August 15, 2017 - IMFnews

2Q17 a Rocky Road for (Certain) Publicly Traded Nonbanks

Most of the companies are in decent shape, but the group is weighed down by two big albatrosses – Ocwen Financial and Walter Investment…

August 14, 2017 - Inside the CFPB

Industry Supports CFPB HELOC Proposal, Says More Needed

Mortgage lending representatives told the CFPB they support its proposal to temporarily increase the institutional and transactional coverage thresholds for open-end lines of credit under the Home Mortgage Disclosure Act. However, more needs to be done along those lines, they said in comment letters filed at the end of last month. Under the CFPB’s HMDA rules scheduled to take effect in January 2018, financial institutions are generally required to report HELOCs if they made 100 such loans in each of the past two years. Under the proposal released early last month, the bureau would increase that threshold to 500 loans through calendar years 2018 and 2019 in order to give the agency the time to consider whether to make a ...

August 14, 2017 - IMFnews

Freddie Mac Picks up the Pace in CRTs During 2Q17

Freddie Mac issued $2.11 billion of new Structured Agency Credit Risk notes, an impressive increase of 35.6 percent…

August 14, 2017 - IMFnews

GSE Lenders Reach for Refi Business in 2Q17 by Loosening the Credit Box

The pronounced shift from refinance to purchase lending made for major changes in overall risk distribution during the second quarter.


The year is almost 75% done. How is mortgage origination volume at your shop?

We will fund about the same as we did in 2016.
We will fund more than last year – by a little.
We will fund more than last year – by a lot.
We will fund less than last year – by a little.
We will fund less than last year – by a lot.

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