Legislation

Browse articles from all of our Newsletters related to Legislation.

February 11, 2019 - Inside the CFPB

Other News in Brief

CFPB Updates Reference Chart for 2019 HMDA Data Collection; CFPB Sued for Withholding Records on its Decision to Stop Military Lending Act Supervision; CFPB Clarifies Participation in ‘Disclosure Sandbox.’


February 11, 2019 - Inside the CFPB

TRID Informal Guidance Addresses Waiting Period

The CFPB recently provided informal guidance in the form of frequently asked questions, addressing issues related to the integrated mortgage disclosure rule.


January 14, 2019 - Inside the CFPB

CFPB Issues Rules on Public Release of Loan Data in 2019

The CFPB has restricted public disclosure of certain mortgage data collected by lenders in 2018 under the Home Mortgage Disclosure Act.


Poll

Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.

53%

Time for a change. Borrowers are different today.

35%

Undecided, still assessing the situation.

12%