Federal Home Loan Banks

Browse articles from all of our Newsletters related to Federal Home Loan Banks.

March 22, 2019 - Inside The GSEs

Diversity Issues at FHLBank; Minorities Fare Worst

Despite four years of effort by the Federal Housing Finance Agency, members of the Federal Home Loan Bank system have made only marginal improvements in diversity on their boards, according to a report released late last month by the Government Accountability Office.


March 15, 2019 - Inside FHA/VA Lending

FHA Scorecard on High DTI, Low Credit Score Loans

FHA has tweaked its mortgage scorecard to address concerns surrounding loans with higher-risk characteristics such as cash-out refinances and high debt-to-income ratios.


February 22, 2019 - Inside The GSEs

FHLBank Earnings Stable as Income and Expenses Seesaw

The Federal Home Loans Banks’ combined net income for the fourth quarter fell to $791 million, an 8.7% decline from the fourth quarter of 2017. Year-over-year, net income rose slightly to $3.56 billion in 2018. But this apparent stability masked dramatic swings elsewhere on the income statement. [Includes one data chart.]


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