https://www.insidemortgagefinance.com/rss en-us azimmardi@imfpubs.com Issuance of prime non-agency MBS increased by more than 20% during the third quarter of 2026 while expanded-credit MBS held steady. (Includes data file.) http://www.insidemortgagefinance.com/articles/238733 Fri, 09 Oct 2026 13:37:51 -0400 https://www.insidemortgagefinance.com/articles/238733-non-agency-issuance-increases-in-3q azimmardi@imfpubs.com New York Life Investment Management is set to acquire a majority ownership stake in the owner of Verus Mortgage Capital. http://www.insidemortgagefinance.com/articles/238750 Fri, 09 Oct 2026 13:36:53 -0400 https://www.insidemortgagefinance.com/articles/238750-nylim-acquires-majority-stake-in-invictus azimmardi@imfpubs.com The goal should be to bring non-qualified mortgages into the same digital workflows as the rest of the mortgage business, rather than into a separate process, according to industry stakeholders. http://www.insidemortgagefinance.com/articles/238709 Fri, 09 Oct 2026 13:34:54 -0400 https://www.insidemortgagefinance.com/articles/238709-rapid-non-qm-product-expansion-leads-to-stress-in-tech-development azimmardi@imfpubs.com Adjustable-rate mortgages are gaining popularity as interest rates rise. And bank lenders have an edge over nonbanks. http://www.insidemortgagefinance.com/articles/238744 Fri, 09 Oct 2026 13:32:56 -0400 https://www.insidemortgagefinance.com/articles/238744-borrowers-turn-to-arms-amid-affordability-challenges azimmardi@imfpubs.com Though similar in borrower base, securitized closed-end second liens perform much better than home equity lines of credit. http://www.insidemortgagefinance.com/articles/238753 Fri, 09 Oct 2026 13:31:59 -0400 https://www.insidemortgagefinance.com/articles/238753-securitized-closed-end-second-liens-show-better-performance-than-helocs azimmardi@imfpubs.com Select Portfolio Servicing received a rating affirmation for its non-agency servicing while Wells Fargo received a downgrade. http://www.insidemortgagefinance.com/articles/238762 Fri, 09 Oct 2026 13:30:04 -0400 https://www.insidemortgagefinance.com/articles/238762-sps-servicer-ratings-affirmed-wells-downgraded azimmardi@imfpubs.com Total impairments for securitized non-qualified mortgages rose by 14 basis points from July to August. http://www.insidemortgagefinance.com/articles/238738 Fri, 09 Oct 2026 13:29:03 -0400 https://www.insidemortgagefinance.com/articles/238738-non-qm-performance-worsens-in-august azimmardi@imfpubs.com Mortgage Capital Trading offering non-agency pricing; First American offering title product for home equity loans; Beeline to launch HEI offerings; Hometap expands to six additional states; June Point Lending open in California; Easy Street Capital brings RTL servicing in-house. http://www.insidemortgagefinance.com/articles/238767 Fri, 09 Oct 2026 13:28:05 -0400 https://www.insidemortgagefinance.com/articles/238767-news-briefs azimmardi@imfpubs.com The retail channel’s share of nonconforming originations increased from the first quarter to the second. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238625 Fri, 25 Sep 2026 13:44:49 -0400 https://www.insidemortgagefinance.com/articles/238625-correspondent-share-holds-steady-in-nonconforming-production azimmardi@imfpubs.com The availability of multiple credit scoring models leaves non-agency players with concerns related to lender choice, disclosures and historical data. http://www.insidemortgagefinance.com/articles/238613 Fri, 25 Sep 2026 13:43:50 -0400 https://www.insidemortgagefinance.com/articles/238613-credit-score-options-prompt-questions-in-non-agency-space azimmardi@imfpubs.com During a LoanNEX webinar, speakers discussed how increasing interest rates allow the non-agency market to step in, with investors driving demand. http://www.insidemortgagefinance.com/articles/238641 Fri, 25 Sep 2026 13:42:21 -0400 https://www.insidemortgagefinance.com/articles/238641-investors-drive-demand-in-non-agency-market-as-rates-increase azimmardi@imfpubs.com Originations of adjustable-rate mortgages bounced back in the second quarter after a decline in the quarter prior. (Includes data table.) http://www.insidemortgagefinance.com/articles/238599 Fri, 25 Sep 2026 13:41:24 -0400 https://www.insidemortgagefinance.com/articles/238599-arm-production-kicks-up-again-in-2q azimmardi@imfpubs.com Non-qualified mortgage cash-out refinances perform more than three times worse compared to agency cash-outs, according to a new analysis. http://www.insidemortgagefinance.com/articles/238639 Fri, 25 Sep 2026 13:40:26 -0400 https://www.insidemortgagefinance.com/articles/238639-non-qm-cash-out-dqs-much-higher-compared-to-agency-cash-outs azimmardi@imfpubs.com Ameritrust Mortgage sued a group of investors, brokers, appraisers and title companies for a fraud scheme that allegedly caused $14 million in harm to the lender. http://www.insidemortgagefinance.com/articles/238630 Fri, 25 Sep 2026 13:39:29 -0400 https://www.insidemortgagefinance.com/articles/238630-ameritrust-sues-dozens-in-baltimore-scam-claims-14-million-in-losses azimmardi@imfpubs.com In recent weeks many lenders increased their loan limits for conforming loans ahead of anticipated increases by FHFA. http://www.insidemortgagefinance.com/articles/238605 Fri, 25 Sep 2026 13:38:31 -0400 https://www.insidemortgagefinance.com/articles/238605-ahead-of-fhfas-announcement-lenders-increase-conforming-loan-limits azimmardi@imfpubs.com Edgar Matthews & Co. hires non-agency analyst; Nada Holdings enters forward-flow purchase agreement; BSI Financial Services makes non-agency hire; Beeline launches bank statement platform; Friday Harbor adds support for investor loans. http://www.insidemortgagefinance.com/articles/238642 Fri, 25 Sep 2026 13:37:34 -0400 https://www.insidemortgagefinance.com/articles/238642-news-briefs bivey@imfpubs.com Total first-lien mortgage holdings among banks and thrifts increased by 0.7% from the end of March to the end of June. During the first quarter, the depositories slightly reduced their mortgage holdings. (Includes data table.) http://www.insidemortgagefinance.com/articles/238512 Fri, 11 Sep 2026 16:00:37 -0400 https://www.insidemortgagefinance.com/articles/238512-banks-resume-adding-to-mortgage-holdings-in-2q azimmardi@imfpubs.com Carrington Mortgage Services said one of the changes included lowering the eligibility threshold for an alternative-documentation borrower to a FICO score of 550. http://www.insidemortgagefinance.com/articles/238448 Fri, 11 Sep 2026 15:41:38 -0400 https://www.insidemortgagefinance.com/articles/238448-investing-in-growth-carrington-expands-non-qm-guidelines azimmardi@imfpubs.com Industry experts suggest that mortgage lenders educate themselves on fraud red flags and ensure proper safety procedures are in place. http://www.insidemortgagefinance.com/articles/238424 Fri, 11 Sep 2026 15:28:59 -0400 https://www.insidemortgagefinance.com/articles/238424-fraud-remains-prevalent-in-private-lending-space-aided-by-ai azimmardi@imfpubs.com Mbanc started a private client lending platform to fill an overlooked part of the non-QM market. http://www.insidemortgagefinance.com/articles/238427 Fri, 11 Sep 2026 12:45:41 -0400 https://www.insidemortgagefinance.com/articles/238427-non-qm-lender-launches-private-client-lending-platform jdohnert@imfpubs.com The number of self-employed workers is rising, helping boost originations of bank statement and investor loans. http://www.insidemortgagefinance.com/articles/238514 Fri, 11 Sep 2026 12:44:46 -0400 https://www.insidemortgagefinance.com/articles/238514-self-employed-workers-helping-drive-non-qm-production bivey@imfpubs.com Many expanded-credit MBS are performing better than Fitch Ratings’ initial expectations. The rating service also completed a review of ratings on jumbo MBS, resulting in more limited upgrade activity. http://www.insidemortgagefinance.com/articles/238515 Fri, 11 Sep 2026 12:42:48 -0400 https://www.insidemortgagefinance.com/articles/238515-expanded-credit-mbs-see-upgrades-from-fitch jdohnert@imfpubs.com A growing non-QM MBS sector might be hamstrung by a lack of uniform underwriting and a variety of smaller originators. http://www.insidemortgagefinance.com/articles/238507 Fri, 11 Sep 2026 12:40:50 -0400 https://www.insidemortgagefinance.com/articles/238507-fragmented-originator-base-causes-challenges-for-non-qm-investors bivey@imfpubs.com CrossCountry, Rocket boost conforming loans limits by 1.5%; UWM offers pricing incentive for jumbos; Castlelake and Redwood partner on first mortgage-backed security; CV3 on track for record originations. http://www.insidemortgagefinance.com/articles/238520 Fri, 11 Sep 2026 12:39:52 -0400 https://www.insidemortgagefinance.com/articles/238520-news-briefs azimmardi@imfpubs.com Non-agency jumbo mortgage production increased by 25.0% on a quarterly basis in the second quarter to an estimated $90.00 billion. (Includes data table.) http://www.insidemortgagefinance.com/articles/238361 Fri, 28 Aug 2026 15:00:31 -0400 https://www.insidemortgagefinance.com/articles/238361-non-agency-jumbo-lending-sees-increase-in-second-quarter azimmardi@imfpubs.com With stricter condo lending requirements at the government-sponsored enterprises, more projects may be considered non-warrantable, pushing more business to the non-agency side of the market. http://www.insidemortgagefinance.com/articles/238398 Fri, 28 Aug 2026 14:59:36 -0400 https://www.insidemortgagefinance.com/articles/238398-gse-condo-changes-could-shift-more-business-to-non-qm-space azimmardi@imfpubs.com The $3.2 billion all-cash transaction is expected to close in the fourth quarter. http://www.insidemortgagefinance.com/articles/238401 Fri, 28 Aug 2026 14:58:38 -0400 https://www.insidemortgagefinance.com/articles/238401-velocity-to-acquire-tooraks-operating-platform azimmardi@imfpubs.com The volume of jumbo mortgages handled by 30 major servicers increased by 1.1% from the end of March to the end of June. (Includes data table.) http://www.insidemortgagefinance.com/articles/238389 Fri, 28 Aug 2026 14:57:39 -0400 https://www.insidemortgagefinance.com/articles/238389-jumbo-servicing-volume-steadily-increases-in-2q azimmardi@imfpubs.com Figure Technology Solutions is on track to close the Kiavi acquisition in the second half of 2026 and plans to use its technology to develop standardization for the residential transition loan space. http://www.insidemortgagefinance.com/articles/238353 Fri, 28 Aug 2026 14:56:43 -0400 https://www.insidemortgagefinance.com/articles/238353-figures-plans-to-standardize-rtls-with-kiavi-acquisition azimmardi@imfpubs.com The judge rejected three arguments by the company to pause a lawsuit regarding Unison’s home equity investment practices. http://www.insidemortgagefinance.com/articles/238374 Fri, 28 Aug 2026 14:54:44 -0400 https://www.insidemortgagefinance.com/articles/238374-federal-judge-denies-unisons-request-to-pause-litigation