https://www.insidemortgagefinance.com/rss en-us jbancroft@imfpubs.com Ginnie Mae and the non-agency MBS sector led residential MBS over the $10 trillion mark in the second quarter. Mutual funds and foreign investors increased their holdings. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238664 Thu, 01 Oct 2026 17:00:00 -0400 https://www.insidemortgagefinance.com/articles/238664-rmbs-market-breaks-new-ground-10-trillion-in-june dhollier@imfpubs.com MBS purchase levels at Fannie Mae and Freddie Mac continue to disappoint lenders looking for help with interest rates, though prospects look better for September reporting. http://www.insidemortgagefinance.com/articles/238673 Thu, 01 Oct 2026 16:50:14 -0400 https://www.insidemortgagefinance.com/articles/238673-gse-portfolios-nearly-unchanged-in-august dhollier@imfpubs.com The third-party analytics models used by bond traders now accept VantageScore 4.0 loans, but their methodologies were designed before the confusion around loan-level price adjustment grids. http://www.insidemortgagefinance.com/articles/238681 Thu, 01 Oct 2026 16:48:16 -0400 https://www.insidemortgagefinance.com/articles/238681-secondary-market-slow-to-respond-to-vantagescore-40 bivey@imfpubs.com Interest rates on mortgages increased steadily throughout the second quarter, diminishing demand among non-agency MBS investors to some extent. (Includes data table.) http://www.insidemortgagefinance.com/articles/238686 Thu, 01 Oct 2026 16:45:18 -0400 https://www.insidemortgagefinance.com/articles/238686-non-agency-securitization-rate-declines-in-2q azimmardi@imfpubs.com Some lenders are seeing better execution for GSE-eligible investment-property mortgages in non-agency MBS. http://www.insidemortgagefinance.com/articles/238671 Thu, 01 Oct 2026 16:44:22 -0400 https://www.insidemortgagefinance.com/articles/238671-non-agency-mbs-picks-up-market-share-investor-appetite-strong azimmardi@imfpubs.com The firm believes the new AI tools will help with the complex process of structuring individual MBS and ABS. http://www.insidemortgagefinance.com/articles/238689 Thu, 01 Oct 2026 16:42:24 -0400 https://www.insidemortgagefinance.com/articles/238689-dv01-rolls-out-ai-agents-emblematic-of-mbs-marketplace-transformation jdohnert@imfpubs.com Insurance companies’ investments in commercial mortgages are focused on higher-risk profiles. http://www.insidemortgagefinance.com/articles/238693 Thu, 01 Oct 2026 16:40:25 -0400 https://www.insidemortgagefinance.com/articles/238693-insurers-commercial-mortgage-investments-plateau ewilley@imfpubs.com The bulk of PowerPay’s $350.3 million ABS was backed by point-of-sale loans for home improvements, along with some loans for personal wellness. http://www.insidemortgagefinance.com/articles/238691 Thu, 01 Oct 2026 16:39:28 -0400 https://www.insidemortgagefinance.com/articles/238691-powerpay-nabs-aaa-rating-on-health-and-home-improvement-abs jbancroft@imfpubs.com Bank holding companies reported a 3% decline in trading-account holdings of residential MBS, commercial MBS and ABS in the second quarter. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238606 Thu, 24 Sep 2026 16:00:00 -0400 https://www.insidemortgagefinance.com/articles/238606-banks-sched-mbs-abs-from-trading-accounts-in-2q26 dhollier@imfpubs.com FHFA directed Fannie Mae and Freddie Mac to resume the MBS buying spree that President Trump requested in January. http://www.insidemortgagefinance.com/articles/238634 Thu, 24 Sep 2026 15:59:47 -0400 https://www.insidemortgagefinance.com/articles/238634-ramping-up-mbs-purchases-at-the-enterprises dhollier@imfpubs.com Analysts suggest that the proprietary credit scores of the GSEs, if released prior to pooling loans into MBS, could serve as the basis for a new category of specified pool. http://www.insidemortgagefinance.com/articles/238628 Thu, 24 Sep 2026 15:58:49 -0400 https://www.insidemortgagefinance.com/articles/238628-gses-credit-scores-implications-for-mbs bivey@imfpubs.com A working group at the National Association of Insurance Commissioners proposed harsh treatment of multi-collateral structured credit investments at insurance companies. http://www.insidemortgagefinance.com/articles/238627 Thu, 24 Sep 2026 15:57:51 -0400 https://www.insidemortgagefinance.com/articles/238627-naic-scrutinizing-insurers-multi-collateral-investments jdohnert@imfpubs.com Rising interest rates and ongoing performance issues are concerns for investors in subprime auto ABS. http://www.insidemortgagefinance.com/articles/238638 Thu, 24 Sep 2026 15:56:54 -0400 https://www.insidemortgagefinance.com/articles/238638-investor-concerns-on-subprime-auto-abs-rising ewilley@imfpubs.com Ginnie Mae established new categories to set pooling timelines for construction-to-permanent and rehabilitation loans. http://www.insidemortgagefinance.com/articles/238640 Thu, 24 Sep 2026 15:55:56 -0400 https://www.insidemortgagefinance.com/articles/238640-ginnie-issues-guidance-on-c-to-p-loan-pooling azimmardi@imfpubs.com Andrew Davidson & Co. is testing an update to its non-agency mortgage model for investors that incorporates loan-level data from post-2008 loans. http://www.insidemortgagefinance.com/articles/238608 Thu, 24 Sep 2026 15:54:58 -0400 https://www.insidemortgagefinance.com/articles/238608-non-agency-credit-model-features-robust-loan-level-data sclark@imfpubs.com A New York appellate court upheld a ruling that deferred mortgage loan principal payments under a crisis-era loan-modification program should be treated as subsequent recoveries. http://www.insidemortgagefinance.com/articles/238632 Thu, 24 Sep 2026 15:53:02 -0400 https://www.insidemortgagefinance.com/articles/238632-subordinate-investors-in-non-agency-mbs-prevail-in-hamp-lawsuit sclark@imfpubs.com The lawsuit challenged a New York law that prevents servicers from manipulating the six-year statute of limitations to restart or prolong fore-closure actions. http://www.insidemortgagefinance.com/articles/238624 Thu, 24 Sep 2026 15:52:05 -0400 https://www.insidemortgagefinance.com/articles/238624-mortgage-investor-loses-challenge-to-ny-foreclosure-lawsuit dhollier@imfpubs.com Mortgage industry analysts ponder the impact of new Fannie Mae and Freddie Mac disclosures on the MBS and credit-risk transfer markets. http://www.insidemortgagefinance.com/articles/238549 Thu, 17 Sep 2026 17:32:14 -0400 https://www.insidemortgagefinance.com/articles/238549-gses-disclose-their-proprietary-credit-scores azimmardi@imfpubs.com While the CFPB reviews feedback on its TILA-RESPA Integrated Disclosure rule RIF, the Structured Finance Association is working on updating its TRID compliance document. http://www.insidemortgagefinance.com/articles/238555 Thu, 17 Sep 2026 17:31:06 -0400 https://www.insidemortgagefinance.com/articles/238555-sfa-works-on-trid-grid-50-hopes-to-see-cfpb-make-changes-to-mortgage-disclosures ewilley@imfpubs.com Officials at Ginnie Mae and the Department of Veterans Affairs are in discussions on the high prepayment speeds on VA-backed loans, according to an industry source familiar with the agency. http://www.insidemortgagefinance.com/articles/238565 Thu, 17 Sep 2026 17:30:25 -0400 https://www.insidemortgagefinance.com/articles/238565-va-ginnie-discussing-va-prepays ewilley@imfpubs.com Congress should act now, while the economy is relatively stable, to create a liquidity facility for Ginnie servicers, rather than plugging holes when the ship is sinking, speakers at an industry event said. http://www.insidemortgagefinance.com/articles/238570 Thu, 17 Sep 2026 17:29:59 -0400 https://www.insidemortgagefinance.com/articles/238570-chla-renews-call-for-ginnie-servicer-liquidity-backstop bivey@imfpubs.com Commercial banks and savings institutions increased their holdings of ABS by 16.0% on an annual basis as of the end of June. The portfolios hit a level last seen in early 2024. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238557 Thu, 17 Sep 2026 17:28:20 -0400 https://www.insidemortgagefinance.com/articles/238557-banks-continue-adding-to-abs-holdings-in-second-quarter jbancroft@imfpubs.com Commercial banks reported a small decline in structured finance assets backed by commercial and industrial loans, mostly from declining held-to-maturity accounts. Experts say bank CLO holdings in loan format continue to grow. (Includes data table.) http://www.insidemortgagefinance.com/articles/238536 Thu, 17 Sep 2026 17:27:16 -0400 https://www.insidemortgagefinance.com/articles/238536-bank-clo-holdings-decline-in-2q26-loan-format-up azimmardi@imfpubs.com Several themes emerged from the feedback the Securities and Exchange Commission received in response to its concept release on changes to Reg. AB2 disclosure standards for publicly-registered deals. http://www.insidemortgagefinance.com/articles/238568 Thu, 17 Sep 2026 17:26:22 -0400 https://www.insidemortgagefinance.com/articles/238568-sec-combs-through-comment-letters-accepts-feedback-after-comment-period-closed jdohnert@imfpubs.com The Western Alliance Bank subsidiary has been offloading its agency-eligible production to other issuers. http://www.insidemortgagefinance.com/articles/238559 Thu, 17 Sep 2026 17:25:12 -0400 https://www.insidemortgagefinance.com/articles/238559-amerihome-marketing-first-agency-eligible-mbs jbancroft@imfpubs.com United Wholesale Mortgage was the top seller of agency purchase loans last month, while Rocket Mortgage topped in agency refinances. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238470 Thu, 10 Sep 2026 17:00:00 -0400 https://www.insidemortgagefinance.com/articles/238470-homebuying-boosts-agency-mbs-issuance-in-august ewilley@imfpubs.com The document briefly available on the Federal Register late last week described the creation of a new division at Ginnie Mae to address the need for greater data and market analysis. Federal Register late last week described the creation of a new division at Ginnie Mae to address the need for greater data and market analysis.]]> http://www.insidemortgagefinance.com/articles/238509 Thu, 10 Sep 2026 16:50:39 -0400 https://www.insidemortgagefinance.com/articles/238509-ginnie-reorganization-plans-uncertain dhollier@imfpubs.com The trade group envisions a modern records retrieval system that eliminates the need to move the loan documents associated with mortgages that collateralize both agency MBS and non-agency MBS. http://www.insidemortgagefinance.com/articles/238505 Thu, 10 Sep 2026 16:30:41 -0400 https://www.insidemortgagefinance.com/articles/238505-hpc-proposes-the-creation-of-a-mortgage-data-repository jdohnert@imfpubs.com Rating services are preparing rating criteria that will consider the impact of loans underwritten using VantageScore 4.0 and FICO 10T. http://www.insidemortgagefinance.com/articles/238493 Thu, 10 Sep 2026 16:29:44 -0400 https://www.insidemortgagefinance.com/articles/238493-rating-agencies-planning-for-new-credit-score-models dhollier@imfpubs.com Despite a presidential directive to buy more MBS, the GSEs’ combined MBS holdings have declined for three straight months. http://www.insidemortgagefinance.com/articles/238499 Thu, 10 Sep 2026 16:28:46 -0400 https://www.insidemortgagefinance.com/articles/238499-gses-continue-to-shed-mbs