https://www.insidemortgagefinance.com/rss en-us jbancroft@imfpubs.com Although securitization of seasoned non-agency loans fell by 50% from an abnormally high level in early 2026, issuance of MBS backed by recently originated loans held fairly steady. (Includes three data files.) http://www.insidemortgagefinance.com/articles/238000 Thu, 16 Jul 2026 17:00:52 -0400 https://www.insidemortgagefinance.com/articles/238000-non-agency-mbs-issuance-declines-sharply-in-2q26 azimmardi@imfpubs.com Kroll Bond Rating Agency last week assigned ratings on a $191.5 million deal of residential transition loans from Fidelis Investors. http://www.insidemortgagefinance.com/articles/238018 Thu, 16 Jul 2026 16:54:53 -0400 https://www.insidemortgagefinance.com/articles/238018-kbra-begins-rating-rtls sclark@imfpubs.com The Structured Finance Association asked NAIC to work with existing supervisory authorities responsible for oversight of rating services to avoid creating duplicative oversight obligations. http://www.insidemortgagefinance.com/articles/238017 Thu, 16 Jul 2026 16:52:55 -0400 https://www.insidemortgagefinance.com/articles/238017-sfa-recommends-changes-to-naic-crp-framework bivey@imfpubs.com The near-term credit impact of the new housing legislation on existing SFR securitizations is expected to be benign. Build-to-rent properties are expected to be the predominant collateral in new securitizations. http://www.insidemortgagefinance.com/articles/238004 Thu, 16 Jul 2026 16:50:56 -0400 https://www.insidemortgagefinance.com/articles/238004-outstanding-sfr-securitizations-safe-from-road-law jdohnert@imfpubs.com Angel Oak Capital Advisors believes that a recent rise in interest rate volatility could help increase returns for MBS. http://www.insidemortgagefinance.com/articles/238007 Thu, 16 Jul 2026 16:48:58 -0400 https://www.insidemortgagefinance.com/articles/238007-interest-rate-volatility-could-provide-boost-for-mbs dhollier@imfpubs.com Testifying before the House Financial Services Committee this week, Federal Reserve Chair Kevin Warsh said any changes to monetary policy — including the Fed’s balance sheet — will be made transparently and communicated in advance to the market. http://www.insidemortgagefinance.com/articles/238016 Thu, 16 Jul 2026 16:47:01 -0400 https://www.insidemortgagefinance.com/articles/238016-policy-changes-at-the-fed-may-take-time jdohnert@imfpubs.com Investors are scrutinizing risks to MBS posed by climate issues. Analysts believe the anxiety doesn’t align with historical data. http://www.insidemortgagefinance.com/articles/237954 Thu, 16 Jul 2026 16:45:03 -0400 https://www.insidemortgagefinance.com/articles/237954-mbs-investors-raise-concerns-on-climate-risk bivey@imfpubs.com The firm started offering credit cards in 2024 and is poised to top more than one million cardholders this year. The monthly payment rate on Robinhood’s gold card is well above MPRs for cards from many other firms, thanks to the 3% cash back offered on all transactions. http://www.insidemortgagefinance.com/articles/238020 Thu, 16 Jul 2026 16:44:08 -0400 https://www.insidemortgagefinance.com/articles/238020-robinhood-upsizes-its-first-credit-card-abs jbancroft@imfpubs.com Agency single-family MBS issuance rose 11% from the first to the second quarter, and midyear production was up 28% from 2025. But the refinance business is running out of gas and purchase-mortgage volume was flat compared with the first six months of last year. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/237926 Thu, 09 Jul 2026 16:35:00 -0400 https://www.insidemortgagefinance.com/articles/237926-mbs-abs-issuance-rises-in-2q26-but-momentum-stalls dhollier@imfpubs.com While FICO and VantageScore debate whose new credit score model performs best, industry insiders say the transition to new scoring models may take years. http://www.insidemortgagefinance.com/articles/237941 Thu, 09 Jul 2026 16:32:04 -0400 https://www.insidemortgagefinance.com/articles/237941-gses-release-historical-fico-10t-data dhollier@imfpubs.com In May, the combined retained mortgage portfolios of Fannie Mae and Freddie Mac saw their first monthly decline in more than a year. http://www.insidemortgagefinance.com/articles/237927 Thu, 09 Jul 2026 16:31:52 -0400 https://www.insidemortgagefinance.com/articles/237927-gses-end-mbs-buying-spree ewilley@imfpubs.com Ginnie Mae’s president said the agency is keeping an eye on its systems and those of its issuers to protect against cyberattacks. http://www.insidemortgagefinance.com/articles/237912 Thu, 09 Jul 2026 16:30:54 -0400 https://www.insidemortgagefinance.com/articles/237912-ginnie-alert-for-cyber-attacks bivey@imfpubs.com FHFA plans to issue a proposed rule regarding credit-risk retention and the SEC is working toward a proposal to encourage issuance of publicly registered MBS and ABS. http://www.insidemortgagefinance.com/articles/237943 Thu, 09 Jul 2026 16:29:56 -0400 https://www.insidemortgagefinance.com/articles/237943-fhfa-sec-plan-separate-securitization-proposals bivey@imfpubs.com A proposal to revise Basel capital requirements for banks included some provisions that could have a negative impact on credit-risk transfer activity, according to industry participants. http://www.insidemortgagefinance.com/articles/237945 Thu, 09 Jul 2026 16:28:58 -0400 https://www.insidemortgagefinance.com/articles/237945-banks-seek-changes-to-proposal-on-crt-capital jdohnert@imfpubs.com Figure issued a fully pre-funded securitization with HELOCs, with the firm touting the effort as an alternative to the agency TBA market. http://www.insidemortgagefinance.com/articles/237948 Thu, 09 Jul 2026 16:27:00 -0400 https://www.insidemortgagefinance.com/articles/237948-figure-closes-first-fully-pre-funded-securitization azimmardi@imfpubs.com JPMorgan Chase and Goldman Sachs, already prolific issuers of non-agency MBS, have further broadened their issuance mix. http://www.insidemortgagefinance.com/articles/237953 Thu, 09 Jul 2026 16:26:02 -0400 https://www.insidemortgagefinance.com/articles/237953-chase-goldman-expand-non-agency-mbs-offerings sclark@imfpubs.com The Supreme Court of Maryland ruled passive trusts that hold mortgages don’t need to obtain a mortgage license. http://www.insidemortgagefinance.com/articles/237908 Thu, 09 Jul 2026 16:25:03 -0400 https://www.insidemortgagefinance.com/articles/237908-md-court-further-confirms-some-mbs-not-subject-to-licensing bivey@imfpubs.com SFA and other trade groups are seeking major changes to the re-proposed bank capital requirements. MBA raised concerns that non-agency MBS would receive more favorable capital treatment than GSE MBS. http://www.insidemortgagefinance.com/articles/237839 Thu, 25 Jun 2026 16:24:43 -0400 https://www.insidemortgagefinance.com/articles/237839-securitization-players-seek-changes-to-capital-proposal jbancroft@imfpubs.com Fitch surged past Kroll to start 2026 as the top rating service in the non-agency MBS market. The company also extended its lead as the top ABS rating service. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237804 Thu, 25 Jun 2026 16:20:00 -0400 https://www.insidemortgagefinance.com/articles/237804-fitch-retains-lead-in-abs-ratings-moves-up-in-mbs dhollier@imfpubs.com Most analysts say that higher inflation means rate cuts are off the table for Fed Chair Kevin Warsh, even though President Trump still says he still wants lower rates. http://www.insidemortgagefinance.com/articles/237837 Thu, 25 Jun 2026 16:19:47 -0400 https://www.insidemortgagefinance.com/articles/237837-assessing-warshs-first-fomc-meeting jdohnert@imfpubs.com Investors see expanded-credit MBS as a safer bet than consumer ABS and CLO deals. http://www.insidemortgagefinance.com/articles/237835 Thu, 25 Jun 2026 16:18:49 -0400 https://www.insidemortgagefinance.com/articles/237835-non-qm-mbs-seen-as-alternative-to-more-volatile-securities bivey@imfpubs.com More than 90% of expanded-credit mortgage production went into MBS in the first quarter of 2026. (Includes data table.) http://www.insidemortgagefinance.com/articles/237848 Thu, 25 Jun 2026 16:16:45 -0400 https://www.insidemortgagefinance.com/articles/237848-securitization-rate-for-mortgages-rebounds-in-1q azimmardi@imfpubs.com The new workflow allows for list distribution, quote collection, execution and post-trade processing. http://www.insidemortgagefinance.com/articles/237844 Thu, 25 Jun 2026 16:15:53 -0400 https://www.insidemortgagefinance.com/articles/237844-bloomberg-modernizes-abs-workflow-with-electronic-trading-offering sclark@imfpubs.com A number of nonbanks involved in the ABS market have opted for bank charters in recent years. The capital requirements and oversight that come with that status will benefit nonbank ABS, Moody’s said. http://www.insidemortgagefinance.com/articles/237834 Thu, 25 Jun 2026 16:14:55 -0400 https://www.insidemortgagefinance.com/articles/237834-nonbanks-bank-charter-increase-boosts-abs azimmardi@imfpubs.com The downgrade watch was attributed to deterioration in performance, underperformance and liquidity challenges. http://www.insidemortgagefinance.com/articles/237821 Thu, 25 Jun 2026 16:13:58 -0400 https://www.insidemortgagefinance.com/articles/237821-some-abs-issued-in-recent-years-face-downgrades dhollier@imfpubs.com A property law expert said securitizing real property interests encourages home price inflation. http://www.insidemortgagefinance.com/articles/237830 Thu, 25 Jun 2026 16:12:00 -0400 https://www.insidemortgagefinance.com/articles/237830-the-case-against-mbs jbancroft@imfpubs.com Relatively strong refinance activity helped dampen growth in outstanding agency single-family MBS during the first quarter, but non-agency MBS posted its biggest increase in years. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237771 Thu, 18 Jun 2026 11:08:00 -0400 https://www.insidemortgagefinance.com/articles/237771-non-agency-mbs-and-gses-gain-in-1q26-outstanding jdohnert@imfpubs.com International players and smaller insurance companies are expected to increase their investments in expanded-credit MBS. http://www.insidemortgagefinance.com/articles/237786 Thu, 18 Jun 2026 11:07:00 -0400 https://www.insidemortgagefinance.com/articles/237786-new-investors-flock-to-mbs-market dhollier@imfpubs.com Urban Institute researchers say the mortgage industry will experience slightly better capital treatment as a result of the changes to the Basel III Endgame, but they recommend some improvements. http://www.insidemortgagefinance.com/articles/237787 Thu, 18 Jun 2026 11:06:00 -0400 https://www.insidemortgagefinance.com/articles/237787-rejiggering-the-basel-re-proposal sclark@imfpubs.com Trade groups expressed concern that proposed changes to Rule 15c2-11 of the Securities Exchange Act could accidentally ensnare ABS. http://www.insidemortgagefinance.com/articles/237785 Thu, 18 Jun 2026 11:05:00 -0400 https://www.insidemortgagefinance.com/articles/237785-abs-players-press-sec-for-relief-from-securities-regulation