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    <title>Mergers &amp; Acquisitions</title>
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    <item>
      <title>Rocket Sues UWM for Breaking MSR Non-Solicitation Agreement</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Rocket claims prepayment rates on the loans bought as part of UWM’s MSR deals are roughly 2.5 times greater than prepayment rates for comparable pools and resulted in nearly $100 million in damages.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237526</guid>
      <pubDate>Thu, 21 May 2026 11:41:25 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237526-rocket-accuses-uwm-of-breaking-non-solicitation-agreement</link>
    </item>
    <item>
      <title>Two Harbors Extends Shareholder Vote on CrossCountry Deal</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The delay signals that CrossCountry Mortgage will have to increase its bid price, according to analysts tracking the battle for Two Harbors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237530</guid>
      <pubDate>Thu, 21 May 2026 11:40:26 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237530-two-harbors-postpones-shareholder-meeting-on-crosscountry-merger</link>
    </item>
    <item>
      <title>Carrington to Boost Ginnie Servicing With Valon Acquisition</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Carrington Mortgage is set to acquire Valon Mortgage, which primarily operates as a subservicer with a focus on Ginnie Mae loans.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237461</guid>
      <pubDate>Thu, 14 May 2026 12:00:16 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237461-carrington-acquires-servicer-to-boost-ginnie-business</link>
    </item>
    <item>
      <title>Two Harbors Board Rejects UWM’s Revised Acquisition Proposal</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The Two Harbors board has recommended that shareholders vote against UWM’s recently revised proposal to acquire the company.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237399</guid>
      <pubDate>Thu, 07 May 2026 12:04:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237399-two-harbors-board-rejects-uwms-revised-acquisition-proposal</link>
    </item>
    <item>
      <title>UWM Tried to Save Planned Acquisition of Two Harbors</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The bidding war between CrossCountry Mortgage and United Wholesale Mortgage started much earlier than previously known.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237196</guid>
      <pubDate>Thu, 16 Apr 2026 11:26:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237196-uwm-made-two-revised-offers-for-two-harbors</link>
    </item>
    <item>
      <title>Two Harbors Opts for CrossCounty Offer; UWM Stews</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Two Harbors Investment faced difficulties obtaining shareholder approval for its acquisition by United Wholesale Mortgage after the latter’s stock price declined.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237151</guid>
      <pubDate>Thu, 09 Apr 2026 11:47:49 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237151-two-harbors-opts-for-crosscounty-offer-uwm-stews</link>
    </item>
    <item>
      <title>UWM Faces Competing Bids to Acquire Two Harbors</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[CrossCountry Mortgage has swooped in with a superior bid, prompting United Wholesale Mortgage to revise its bid for Two Harbors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237044</guid>
      <pubDate>Thu, 26 Mar 2026 12:04:31 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237044-uwm-faces-competing-bids-to-acquire-two-harbors</link>
    </item>
    <item>
      <title>Grapevine: Two Harbors Vote Drags; GSEs’ Insurance Standards</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Two Harbors seeking more votes in favor of acquisition by UWM; GSEs to ease standards for condo insurance; DOJ subpoenas to Fed rejected.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236972</guid>
      <pubDate>Thu, 19 Mar 2026 13:49:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236972-grapevine-two-harbors-vote-extended-gses-loosen-homeowners-insurance-standards</link>
    </item>
    <item>
      <title>Drop in MSR Value Eats Into Tiptree’s Proceeds From RFC Sale</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The sale proceeds Tiptree is expecting from its pending sale of Reliance First Capital are tied to the book value of the mortgage unit.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236889</guid>
      <pubDate>Thu, 12 Mar 2026 11:32:57 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236889-msr-value-declines-reducing-sale-price-of-mortgage-unit</link>
    </item>
    <item>
      <title>Grapevine: Interest Rate Tracking Diverges; Pre-Acquisition Jitters</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Interest rates on mortgages held steady last week, according to Freddie Mac or they rose, according to the MBA; odds of Two Harbors investors approving acquisition by United Wholesale Mortgage decline.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236900</guid>
      <pubDate>Thu, 12 Mar 2026 11:30:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236900-grapevine-interest-rate-tracking-diverges-pre-acquisition-jitters</link>
    </item>
    <item>
      <title>Mortgage M&amp;A Activity Expected to Rise in 2026</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Mergers and acquisitions involving small- and medium-sized mortgage companies are expected to rise as large lenders look to scale operations during a more stable mortgage production environment.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236323</guid>
      <pubDate>Thu, 08 Jan 2026 12:17:57 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236323-m-and-a-expected-to-rise-in-mortgage-in-2026</link>
    </item>
    <item>
      <title>Two Harbors Deal to Help Drive UWM’s Servicing Strategy</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Kroll Bond Rating Agency said United Wholesale Mortgage’s acquisition of Two Harbors will expedite UWM’s move to in-house servicing.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236271</guid>
      <pubDate>Fri, 02 Jan 2026 09:07:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236271-two-harbors-deal-to-help-drive-uwms-servicing-strategy</link>
    </item>
    <item>
      <title>Grapevine: UWM Buying Two Harbors; Broker Employment Rises</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[UWM is set to buy Two Harbors Investment in a $1.3 billion all-stock transaction; mortgage broker employment increases in October.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236195</guid>
      <pubDate>Thu, 18 Dec 2025 11:50:27 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236195-grapevine-uwm-buying-two-harbors-adding-servicing-broker-employment-rises</link>
    </item>
    <item>
      <title>UWM to Largely Service In-House by End of 2026</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[By the end of 2026, the bulk of United Wholesale Mortgage’s servicing will be handled internally, according to CEO and Chairman Mat Ishbia. The nonbank still plans to use subservicers for certain loans.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236050</guid>
      <pubDate>Thu, 04 Dec 2025 11:52:23 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236050-an-msr-turning-point-for-uwm</link>
    </item>
    <item>
      <title>Somewhat Large MSR Sales Expected in 2026</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Sales of MSRs in 2026 could match activity seen in 2025, according to projections by industry participants.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235994</guid>
      <pubDate>Wed, 26 Nov 2025 09:28:19 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235994-somewhat-large-msr-sales-expected</link>
    </item>
    <item>
      <title>MSR Appetites Remain as Year Comes to a Close</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Sellers are looking to sell mortgage servicing rights before yearend, but at their price, not the buyer’s price.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235881</guid>
      <pubDate>Thu, 13 Nov 2025 12:02:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235881-as-2025-evaporates-msr-appetites-remain</link>
    </item>
    <item>
      <title>MSR Demand Strong, Supply Could Increase</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Demand for MSRs among investors remains steady even as declining interest rates lead to lower valuations for the assets. The supply of MSR for sale could also increase as lenders originate more mortgages.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235806</guid>
      <pubDate>Thu, 06 Nov 2025 12:05:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235806-msr-demand-strong-supply-could-increase</link>
    </item>
    <item>
      <title>Carrington Buying Reliance First Capital</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Tiptree is selling Reliance First Capital to Carrington, and other M&A deals are in the works.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235818</guid>
      <pubDate>Thu, 06 Nov 2025 12:02:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235818-insurance-company-selling-imb-to-carrington</link>
    </item>
    <item>
      <title>Fifth Third Bank Goes All-In on Mortgage Lending</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Fifth Third believes mortgages are key to establishing long-term customer relationships that include multiple financial services.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235619</guid>
      <pubDate>Thu, 16 Oct 2025 12:05:09 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235619-fifth-third-goes-all-in-on-mortgage</link>
    </item>
    <item>
      <title>Annaly Adds to MSR Holdings With Pennymac Move</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Annaly Capital Management is buying a portfolio of lower-coupon MSRs from Pennymac, and also tapping Pennymac as subservicer of the portfolio.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235543</guid>
      <pubDate>Thu, 09 Oct 2025 12:04:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235543-how-much-bigger-might-annaly-get-in-msrs</link>
    </item>
    <item>
      <title>Another Bank Owned by a Nonbank CEO</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[CA-based CMG Mortgage CEO and owner Chris George now owns a federally insured depository in Wisconsin. He’s putting an emphasis on hometown service and expanded mortgage offerings.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235548</guid>
      <pubDate>Thu, 09 Oct 2025 12:01:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235548-another-bank-owned-by-a-nonbank-ceo</link>
    </item>
    <item>
      <title>ICBA Raises Concerns About Credit Union Acquisitions of Banks</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Larger credit unions are increasingly acquiring community banks and reducing mortgage lending in local communities, according to the Independent Community Bankers of America.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235432</guid>
      <pubDate>Thu, 25 Sep 2025 12:04:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235432-rising-denial-rates-linked-to-credit-union-acquisitions-of-community-banks</link>
    </item>
    <item>
      <title>More Lender M&amp;A Expected, Fairway a Buyer</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[M&A activity is picking up a head of steam but the market is waiting on more mega deals. As consulting veteran David Lykken put it: The atmosphere is “both exciting and scary.”]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235070</guid>
      <pubDate>Thu, 14 Aug 2025 11:57:02 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235070-m-and-a-chatter-rolls-on-fairway-a-buyer</link>
    </item>
    <item>
      <title>Some MSR Buyers Pulling Back With Supply Limited</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[High MSR prices are prompting some potential buyers to sit out. Prices are being propped up by limited supply and declining servicing costs as big firms invest in technology.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235053</guid>
      <pubDate>Thu, 14 Aug 2025 11:56:03 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235053-some-msr-buyers-pulling-back-with-supply-limited</link>
    </item>
    <item>
      <title>Large Package of Healthcare MSRs on Offer</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Selling mortgage servicing rights attached to healthcare and multifamily loans is a rare event.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235072</guid>
      <pubDate>Thu, 14 Aug 2025 11:52:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235072-something-to-consider-hc-and-mf-msrs</link>
    </item>
    <item>
      <title>Rocket’s Mr. Cooper Acquisition Took Months of Negotiations</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Merger discussions between Rocket Companies and Mr. Cooper Group started in October 2024. The transaction was announced in March only after Rocket made several revisions to its initial offer.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234995</guid>
      <pubDate>Thu, 07 Aug 2025 12:06:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234995-rockets-mr-cooper-move-took-months-of-negotiations</link>
    </item>
    <item>
      <title>Prices for Certain Ginnie MSRs Near GSE Pricing Levels</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[While delinquencies on loans in Ginnie MBS are much higher than for GSE mortgages, prices for Ginnie MSRs can rival those seen for GSE servicing, for some characteristics.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234941</guid>
      <pubDate>Thu, 31 Jul 2025 12:07:14 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234941-noted-ginnie-msr-prices-are-red-hot-too</link>
    </item>
    <item>
      <title>Grapevine: US Bank Sells Low-Rate Mortgages; Tariffs Taking a Toll</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[U.S. Bank sells mortgages originated by Union Bank; tariffs and interest rates; Mr. Cooper starts MSR fund; Congress plans to address housing.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234877</guid>
      <pubDate>Thu, 24 Jul 2025 12:00:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234877-grapevine-us-bank-sells-low-rate-mortgages-tariffs-taking-a-toll</link>
    </item>
    <item>
      <title>MSR Marks Mostly Benign at End of 2Q</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[There was little fluctuation in MSR values on a quarterly basis as of the end of June, according to an early look at MSR marks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234742</guid>
      <pubDate>Thu, 10 Jul 2025 11:21:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234742-msr-marks-for-2q25-mostly-benign</link>
    </item>
    <item>
      <title>Grapevine: Bayview Buying Guild; Progress on Trigger Leads</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Bayview to acquire Guild; Senate approves trigger leads bill; REIT to acquire non-QM lender, Fairway to acquire retail lender; trade groups seek exemption for real estate from potential new tax.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234569</guid>
      <pubDate>Fri, 20 Jun 2025 09:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234569-grapevine-progress-on-trigger-leads-m-and-a-picks-up</link>
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