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      <title>Appeals Court Allows Trump Admin to Slash CFPB Staff</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The ruling by the appeals court allows the Trump administration to proceed with massive layoffs at the bureau. One of the three judges to hear the case dissented, arguing that the courts are shifting power from Congress to the executive branch.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235109</guid>
      <pubDate>Mon, 18 Aug 2025 13:09:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235109-appeals-court-allows-trump-admin-to-slash-cfpb-staffing</link>
    </item>
    <item>
      <title>Freeze on CFPB Terminations Extended Amid Litigation</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A U.S. district court convened a two-day hearing last week in the National Treasury Employees Union’s lawsuit aimed at stopping an effort by the Trump administration to greatly diminish the CFPB. The judge extended a freeze on contract terminations by the CFPB while contemplating a ruling on a preliminary injunction.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233736</guid>
      <pubDate>Mon, 17 Mar 2025 14:30:57 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233736-freeze-on-cfpb-terminations-extended-amid-litigation</link>
    </item>
    <item>
      <title>CFPB Complaint Processing Back on Track</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[It typically takes the CFPB less than one day to process a consumer’s complaint and send it to the company identified in the complaint. After the Trump administration disrupted operations at the bureau, the average complaint processing time temporarily jumped to six days.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233737</guid>
      <pubDate>Mon, 17 Mar 2025 14:27:59 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233737-cfpb-complaint-processing-back-on-track</link>
    </item>
    <item>
      <title>Bureau’s Office of Competition and Innovation Scrutinized</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Republicans pressed the head of the CFPB’s Office of Innovation and Competition on the value of work done by the office.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229801</guid>
      <pubDate>Fri, 22 Dec 2023 15:03:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229801-house-republicans</link>
    </item>
    <item>
      <title>Chopra Pressed on Breach, Trade Group Engagement</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Republican lawmakers in the House and Senate pushed CFPB Director Rohit Chopra to share more information on a data breach at the bureau earlier this year. Members of both parties also urged Chopra to engage more with state-level banking trade groups.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229678</guid>
      <pubDate>Mon, 11 Dec 2023 16:57:07 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229678-chopra-asked-about-breach-trade-group-engagement</link>
    </item>
    <item>
      <title>CFPB Funding Requests Approach Statutory Cap</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB’s funding requests in fiscal year 2023 totaled $721.2 million, 96% of its annual funding cap, according to the bureau’s financial report released this month.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229534</guid>
      <pubDate>Mon, 27 Nov 2023 15:56:49 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229534-cfpb-funding-requests-approach-statutory-cap</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Bureau hiring enforcement staff; report says NSF fees down 97%.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229174</guid>
      <pubDate>Mon, 16 Oct 2023 14:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229174-other-news-in-brief</link>
    </item>
    <item>
      <title>CFPB Settles Employee Discrimination Lawsuit</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The bureau has agreed to pay $6 million to settle a 2018 discrimination lawsuit brought by current and former Black and Hispanic employees.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228905</guid>
      <pubDate>Mon, 18 Sep 2023 14:18:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228905-cfpb-settles-employee-discrimination-lawsuit-for-6m</link>
    </item>
    <item>
      <title>Sprout Agrees to Settle Four Class Actions</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The now-shuttered Sprout Mortgage, its former CEO and other defendants have agreed to shell out $3.5 million to settle four consolidated class actions brought by former employees of the non-QM lender.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228066</guid>
      <pubDate>Mon, 12 Jun 2023 13:21:46 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228066-sprout-ex-employees-agree-to-settle-four-class-actions</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[New APOR calculations; regulators help with LIBOR transition; CFPB puts credit reporting agencies on alert; data breach involving former CFPB employee; lender settles with Arizona AG.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227683</guid>
      <pubDate>Mon, 01 May 2023 11:04:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227683-other-news-in-brief</link>
    </item>
    <item>
      <title>Civil Penalty Collections Up, Annual Report Shows</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB’s annual financial report showed an uptick in staffing and expenses but a significant increase in the civil money penalties collected. Victim compensation flagged a bit. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226411</guid>
      <pubDate>Mon, 05 Dec 2022 16:08:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226411-annual-fiscal-report-shows-cfpb-increased-civil-penalty-collections</link>
    </item>
    <item>
      <title>CFPB’s Office of Enforcement Staffing Up on Attorneys </title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The bureau will be adding up to 20 new employees, most of them attorneys, as it prepares to take aim at larger firms and recidivism.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/224640</guid>
      <pubDate>Mon, 23 May 2022 15:41:45 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/224640-new-attorney-hires-reflect-chopras-enforcement-goals</link>
    </item>
    <item>
      <title>Chopra Holding His Fire on Mortgage Enforcement</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Although CFPB Director Rohit Chopra’s tenure so far has been unusually quiet on the mortgage front, industry attorneys and executives said other actions indicate there’s enforcement on the horizon.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/224412</guid>
      <pubDate>Mon, 25 Apr 2022 14:42:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/224412-chopra-holding-his-fire-on-enforcement-industry-players-say</link>
    </item>
    <item>
      <title>Bureau EEO Investigations Faster But Complaints Tick Up</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Compared to fiscal year 2020, complaint investigations have returned to and even improved previous processing times. But the number of complaints appears to be reversing a general downward trend.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/224113</guid>
      <pubDate>Mon, 28 Mar 2022 14:11:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/224113-bureau-eeo-investigations-faster-but-complaints-tick-up-report-says</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[HMDA filing period opens; CFPB issues medical debt bulletin; CFPB sues debt collectors; CFPB files amicus brief in MLA lawsuit; OIG releases quarterly work plan.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223529</guid>
      <pubDate>Tue, 18 Jan 2022 15:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223529-other-news-in-brief</link>
    </item>
    <item>
      <title>OIG Recommends CFPB Overhaul Nonbank Examinations</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB needs to ensure its staff know when to issue a consumer compliance rating to nonbanks and the criteria for selecting the examination. Also, the bureau needs to expand its examination workforce.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223286</guid>
      <pubDate>Mon, 20 Dec 2021 16:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223286-inspector-general-recommends-cfpb-overhaul-nonbank-examinations</link>
    </item>
    <item>
      <title>CFPB Seeks Tech Talent to Match Private Sector</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[But acquiring that talent is going to be an enormous challenge for the bureau given that it cannot compete with compensation levels in the private sector.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223076</guid>
      <pubDate>Mon, 22 Nov 2021 14:35:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223076-cfpb-wants-tech-talent-to-match-industry-developments</link>
    </item>
    <item>
      <title>New Guidance at CFPB Targets ‘Revolving Door’</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB said it will apply heightened scrutiny to matters and decisions where a regulated entity has employed or retained the services of a former bureau employee.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223077</guid>
      <pubDate>Mon, 22 Nov 2021 14:33:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223077-chopra-warns-against-revolving-door-ethics-violations</link>
    </item>
    <item>
      <title>OIG Finds Weaknesses in CFPB Supervision Activities </title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB needs to improve the effectiveness of its quality management program in order to strengthen its supervision activities, the Federal Reserve Office of Inspector General said in a recent report.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223013</guid>
      <pubDate>Mon, 22 Nov 2021 14:10:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223013-report-finds-weaknesses-in-cfpb-supervision-examination-quality-management</link>
    </item>
    <item>
      <title>Chopra Beefs Up Senior Leadership at CFPB</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[While Zixta Martinez got bumped up, two new faces — Karen Andre and Jan Singelmann — are joining the senior ranks of the CFPB.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222760</guid>
      <pubDate>Mon, 25 Oct 2021 14:39:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222760-chopra-installs-new-senior-leadership-at-cfpb</link>
    </item>
    <item>
      <title>CFPB Activity to Rise with Chopra Holding the Reins</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[With the Senate confirming Rohit Chopra as CFPB director, industry participants are preparing for regulatory whiplash after relaxed enforcement and rulemaking during the Trump administration.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222676</guid>
      <pubDate>Mon, 11 Oct 2021 17:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222676-cfpb-activity-poised-to-ramp-up-with-chopra-confirmed-as-director</link>
    </item>
    <item>
      <title>Hopes, Dreams for Actions by CFPB Conveyed to Chopra</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rohit Chopra’s confirmation as CFPB director prompted a surge of statements from industry stakeholders. The sentiments include requests for action and compliments.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222675</guid>
      <pubDate>Mon, 11 Oct 2021 16:50:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222675-hopes-dreams-for-actions-by-cfpb-conveyed-to-chopra</link>
    </item>
    <item>
      <title>Senate Nears Vote to Confirm Chopra as CFPB Director</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rohit Chopra was nominated in February to serve as the CFPB’s director. However, a final vote on his appointment has been delayed in the Senate for several months due to concerns about the leadership of the Federal Trade Commission, where Chopra is currently a member.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222542</guid>
      <pubDate>Mon, 27 Sep 2021 14:30:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222542-senate-nears-vote-to-confirm-rohit-chopra-as-cfpbs-director</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Chopra’s CFPB appointment gets closer; John Coleman joins private sector; OCC officially proposes rescinding its 2020 CRA rule; CFPB releases filing instructions for 2022 HMDA data collections.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222423</guid>
      <pubDate>Mon, 13 Sep 2021 15:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222423-other-news-in-brief</link>
    </item>
    <item>
      <title>House Republicans Seek Answers from Uejio, Slam Chopra</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[Capitol Hill Republicans want CFPB Acting Director Dave Uejio to testify before Congress about the policy actions undertaken during his six-month tenure. ]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/221931</guid>
      <pubDate>Mon, 19 Jul 2021 15:06:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/221931-house-repubs-demand-answers-from-uejio-about-actions-as-acting-director-ask-waters-to-bring-him-before-house-committee</link>
    </item>
    <item>
      <title>Former CFPB Chief Touts Benefits of Self-Reporting</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[Six months after leaving the bureau, former CFPB Director Kathy Kraninger has some advice for companies: Have a process in place for identifying mistakes before the bureau and state examiners do so.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/221815</guid>
      <pubDate>Tue, 06 Jul 2021 12:38:25 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/221815-former-bureau-director-kathy-kraninger-offers-advice-to-mortgage-servicers</link>
    </item>
    <item>
      <title>Two Top CFPB Enforcement Officials on Their Way Out</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[Rohit Chopra’s nomination is in a holding pattern. Meanwhile, the CFPB is losing two high-profile enforcement attorneys and the DFPI its commissioner.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/221585</guid>
      <pubDate>Thu, 10 Jun 2021 11:40:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/221585-industry-enforcement-roiled-by-personnel-changes</link>
    </item>
    <item>
      <title>Biden Nominates Rohit Chopra as CFPB Director </title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[Chopra, an FTC commissioner and former student-loan watchdog at the CFPB, has been nominated to lead the agency. Should mortgage bankers worry?]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/220285</guid>
      <pubDate>Tue, 19 Jan 2021 16:10:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/220285-how-a-democrat-controlled-congress-will-impact-consumer-issues-such-as-credit-reporting-etc</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[CFPB appoints former Freddie official to head Office of Innovation; CFPB cautions against reverse mortgage scams; mortgage servicers settle with DOJ; MMC examinations. ]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/220089</guid>
      <pubDate>Mon, 21 Dec 2020 14:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/220089-other-news-in-brief</link>
    </item>
    <item>
      <title>CFPB Boosts Executive Team Weeks Before Biden Inauguration</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB added four new hires to its executive lineup. Most are lifelong public servants and hail from other federal and state agencies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/219923</guid>
      <pubDate>Mon, 07 Dec 2020 13:20:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/219923-cfpb-adds-to-its-executive-team-weeks-before-inauguration</link>
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