Description+goes+here https://www.insidemortgagefinance.com/rss en-us jdohnert@imfpubs.com The new servicing platform, evoLend, is focused on helping loan officers retain borrower business long after closing. http://www.insidemortgagefinance.com/articles/237958 Fri, 10 Jul 2026 12:06:29 -0400 https://www.insidemortgagefinance.com/articles/237958-nexa-lending-ceo-to-launch-servicer nbhatia@imfpubs.com Banks and thrifts decreased the amount of mortgage servicing they handle for other entities in the first quarter. Meanwhile, valuations for the servicing asset increased for the third straight quarter. (Includes data table.) http://www.insidemortgagefinance.com/articles/237574 Fri, 29 May 2026 10:06:05 -0400 https://www.insidemortgagefinance.com/articles/237574-banks-servicing-valuations-strengthen-in-first-quarter bivey@imfpubs.com AI won’t necessarily reduce costs for servicers, but the technology can improve processes and borrower retention, according to industry participants. http://www.insidemortgagefinance.com/articles/237471 Fri, 15 May 2026 14:08:04 -0400 https://www.insidemortgagefinance.com/articles/237471-servicers-offer-clear-eyed-view-on-benefits-of-ai jbancroft@imfpubs.com Carrington Mortgage Services was the top bulk buyer of agency MSR in the first quarter of 2026, thanks to a large acquisition of Ginnie servicing from Pennymac. Bayview Asset Management was the top buyer in the coissuance market. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/237229 Fri, 17 Apr 2026 12:20:00 -0400 https://www.insidemortgagefinance.com/articles/237229-bulk-agency-msr-sales-back-to-normal-in-1q26 bivey@imfpubs.com The improvement in mortgage performance seen in early 2026 was weaker than in the first quarter of the prior two years. Much of the difference was due to an increase in loans 120+ days delinquent, with particular issues involving FHA mortgages. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237231 Fri, 17 Apr 2026 12:12:14 -0400 https://www.insidemortgagefinance.com/articles/237231-recovery-in-agency-delinquencies-in-1q-not-as-robust bivey@imfpubs.com The lender’s gain-on-sale margin increased from 1.14% in the third quarter to 1.50% in the fourth quarter, with a rise in originations to boot. Leaders at the company cautioned that some lenders are gaining market share at the expense of earnings. http://www.insidemortgagefinance.com/articles/236861 Fri, 06 Mar 2026 12:20:21 -0500 https://www.insidemortgagefinance.com/articles/236861-newrez-increases-margins-originations-in-fourth-quarter bivey@imfpubs.com UWM first made an unsolicited bid for Two Harbors in December 2024. Three other companies subsequently made formal bids for Two Harbors, with UWM prevailing in December 2025. http://www.insidemortgagefinance.com/articles/236696 Fri, 20 Feb 2026 12:28:32 -0500 https://www.insidemortgagefinance.com/articles/236696-uwm-faced-competition-in-effort-to-acquire-two-harbors bivey@imfpubs.com Servicing for others by banks declined by 0.6% during the fourth quarter of 2025. Meanwhile, the fair value of MSRs classified as serviced for others increased. (Includes data table.) http://www.insidemortgagefinance.com/articles/236728 Fri, 20 Feb 2026 12:27:34 -0500 https://www.insidemortgagefinance.com/articles/236728-bank-servicing-declines-in-4q-msr-fair-values-up jdohnert@imfpubs.com Servicers should prepare for an increase in foreclosure activity among first-time borrowers and those with lower reserves. http://www.insidemortgagefinance.com/articles/236729 Fri, 20 Feb 2026 12:19:41 -0500 https://www.insidemortgagefinance.com/articles/236729-servicers-urged-to-boost-efficiency-as-foreclosures-rise bivey@imfpubs.com Onity takes $120.0 million deferred tax asset valuation allowance; income/employment defects rise; Sagent launches servicing platform; AI company rescinds link to Intercontinental Exchange. http://www.insidemortgagefinance.com/articles/236737 Fri, 20 Feb 2026 12:18:45 -0500 https://www.insidemortgagefinance.com/articles/236737-grapevine-onity-taps-tax-windfall-loan-defects-increase bivey@imfpubs.com Setting aside Rocket Mortgage’s acquisition of Mr. Cooper Group, bulk MSR sales increased during the fourth quarter, including $58.25 billion of acquisitions by CrossCountry Mortgage. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/236472 Fri, 23 Jan 2026 14:20:34 -0500 https://www.insidemortgagefinance.com/articles/236472-agency-msr-transfers-pick-up-in-fourth-quarter-of-2025 bivey@imfpubs.com The total delinquency rate on loans in agency MBS reached 3.71% at the end of 2025. The last time delinquencies were at that level was early 2021 as the market was recovering from the impact of the pandemic. (Includes data table.) http://www.insidemortgagefinance.com/articles/236470 Fri, 23 Jan 2026 14:18:35 -0500 https://www.insidemortgagefinance.com/articles/236470-agency-mbs-delinquency-rate-hits-level-seen-in-2021 amalatinszky@imfpubs.com FDIC-insured banks saw their MSR portfolios shrink 1.0% during the third quarter as their valuations remained broadly unchanged. Chase continued to be the top depository in terms of servicing for others. (Includes data table.) http://www.insidemortgagefinance.com/articles/235977 Fri, 21 Nov 2025 12:16:00 -0500 https://www.insidemortgagefinance.com/articles/235977-bank-msr-portfolios-shrink-slightly-as-valuations-remain-strong bivey@imfpubs.com Pennymac asked the Financial Accounting Standards Board to clarify accounting practices involving mortgage servicing rights and recapture assumptions. The effort has support from some major MSR buyers who are looking for a level playing field. http://www.insidemortgagefinance.com/articles/235957 Fri, 21 Nov 2025 12:15:44 -0500 https://www.insidemortgagefinance.com/articles/235957-servicers-supportive-of-pennymac-on-msr-accounting jdohnert@imfpubs.com AI and self-service options are increasingly being used to help servicers communicate with younger homeowners. http://www.insidemortgagefinance.com/articles/235846 Fri, 07 Nov 2025 12:08:07 -0500 https://www.insidemortgagefinance.com/articles/235846-servicers-level-up-technology-to-reach-younger-borrowers bivey@imfpubs.com Rithm puts off potential spin-off of Newrez; Robinhood partners with Sage Home Loans for mortgage perks; AngelAi touts valuation; Bilt to allow mortgage payments via Venmo; PartnerOne to acquire Mortgage Cadence. http://www.insidemortgagefinance.com/articles/235843 Fri, 07 Nov 2025 12:00:00 -0500 https://www.insidemortgagefinance.com/articles/235843-grapevine-rithm-keeping-newrez-for-now-robinhood-and-sage-cement-partnership jbancroft@imfpubs.com Some 36% of the third quarter’s $140.5 billion of bulk MSR transactions came from two big acquisitions by Lakeview Loan Servicing and Freedom Mortgage. UWM and AmeriHome were the respective sellers. http://www.insidemortgagefinance.com/articles/235698 Fri, 24 Oct 2025 12:10:52 -0400 https://www.insidemortgagefinance.com/articles/235698-bulk-agency-msr-transfers-soar-in-3q25-coissuance-up bivey@imfpubs.com The delinquency rate on loans in Ginnie Mae MBS increased at a much faster pace than that on loans in GSE MBS, with the total delinquency rate for FHA mortgages hitting 10.90% at the end of September. http://www.insidemortgagefinance.com/articles/235722 Fri, 24 Oct 2025 12:06:58 -0400 https://www.insidemortgagefinance.com/articles/235722-delinquencies-rising-at-faster-pace-for-fha-va jdohnert@imfpubs.com Rising PTI ratios for credit cards, home equity lines of credit and student loans were most positively correlated with future mortgage delinquencies, according to new research from TransUnion. http://www.insidemortgagefinance.com/articles/235330 Fri, 12 Sep 2025 12:01:50 -0400 https://www.insidemortgagefinance.com/articles/235330-payment-to-income-ratios-an-early-indicator-of-mortgage-defaults nbhatia@imfpubs.com The amount of loans banks and thrifts serviced for others inched up in the second quarter of 2025 but the fair value of their MSRs declined. (Includes data table.) http://www.insidemortgagefinance.com/articles/235218 Fri, 29 Aug 2025 13:50:02 -0400 https://www.insidemortgagefinance.com/articles/235218-banks-boost-servicing-for-others-valuations-down jdohnert@imfpubs.com The new standard comes ahead of the Oct. 1 effective date for quality control standards that federal regulators announced last year. http://www.insidemortgagefinance.com/articles/235208 Fri, 29 Aug 2025 13:44:07 -0400 https://www.insidemortgagefinance.com/articles/235208-mismo-launches-common-confidence-score-standard-for-avms bivey@imfpubs.com Bilt is a payments platform that offers rewards to consumers. The company recently received a $100 million investment from United Wholesale Mortgage at a valuation of $10.75 billion. http://www.insidemortgagefinance.com/articles/235074 Fri, 15 Aug 2025 11:37:57 -0400 https://www.insidemortgagefinance.com/articles/235074-ishbia-sets-high-expectations-for-uwm-partnership-with-bilt bivey@imfpubs.com Rocket Mortgage is leaning on artificial intelligence to improve lending efficiency. The nonbank is wrapping up its acquisition of Mr. Cooper and already seeing benefits from its acquisition of Redfin. http://www.insidemortgagefinance.com/articles/234966 Fri, 01 Aug 2025 11:16:56 -0400 https://www.insidemortgagefinance.com/articles/234966-rocket-working-toward-refi-button-amid-acquisitions bivey@imfpubs.com Mortgage rates aren’t expected to move down much even if the Fed cuts interest rates next month; GSE economists slash projections for home price appreciation; ICE integrates origination and servicing platforms to originate home equity loans; majority of homeowners feeling financially stressed. http://www.insidemortgagefinance.com/articles/234964 Fri, 01 Aug 2025 11:10:03 -0400 https://www.insidemortgagefinance.com/articles/234964-grapevine-interest-rate-outlook-fannie-projects-slower-home-price-appreciation jbancroft@imfpubs.com Bulk transfers of agency MSR declined in the second quarter, partly due to reduced demand for higher-coupon portfolios. While coissuance volume was up, it failed to match the gains in agency securitization of lightly seasoned mortgages. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/234829 Fri, 18 Jul 2025 12:12:00 -0400 https://www.insidemortgagefinance.com/articles/234829-agency-msr-transfers-slow-as-high-coupon-sales-drop nbhatia@imfpubs.com While early-payment delinquency rates showed increases, the rate for loans 120 days or more late declined. Across all three agencies, overall 3.32% of mortgages were past due. (Includes data table.) http://www.insidemortgagefinance.com/articles/234839 Fri, 18 Jul 2025 12:08:00 -0400 https://www.insidemortgagefinance.com/articles/234839-agency-mbs-delinquency-rates-rise-in-second-quarter dhollier@imfpubs.com Declining equity and surging escrow payments may be a precursor to market stress in some parts of the country, analysts say. http://www.insidemortgagefinance.com/articles/234822 Fri, 18 Jul 2025 12:06:00 -0400 https://www.insidemortgagefinance.com/articles/234822-sagging-home-prices-threaten-some-mortgage-markets jbancroft@imfpubs.com Income from production and servicing fell in the first quarter, but not by as much as origination volume. The MBA reported fewer firms were profitable than in the previous period. (Includes data tables.) http://www.insidemortgagefinance.com/articles/234458 Fri, 06 Jun 2025 11:41:57 -0400 https://www.insidemortgagefinance.com/articles/234458-1q25-yields-mixed-bag-of-lower-mortgage-profits nbhatia@imfpubs.com The amount of mortgage servicing handled by banks and savings institutions for other investors continued to shrink in the early months of 2025. (Includes data table.) http://www.insidemortgagefinance.com/articles/234352 Fri, 23 May 2025 11:50:28 -0400 https://www.insidemortgagefinance.com/articles/234352-banks-servicing-for-others-continues-to-dwindle-in-1q25 bivey@imfpubs.com The nonbanks took negative marks on their large holdings of mortgage servicing rights as hedges didn’t fully offset a decline in interest rates on mortgages during the first quarter. http://www.insidemortgagefinance.com/articles/234104 Fri, 25 Apr 2025 12:30:13 -0400 https://www.insidemortgagefinance.com/articles/234104-servicing-drags-down-income-at-pennymac-mr-cooper