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    <item>
      <title>Mortgage Complaints Filed With the CFPB Surge in 1Q</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Consumer complaints regarding both mortgage originations and servicing increased during the first quarter of 2026. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237247</guid>
      <pubDate>Mon, 20 Apr 2026 15:32:17 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237247-mortgage-complaints-rise-to-cfpb-in-1q</link>
    </item>
    <item>
      <title>Credit Card Complaints to CFPB Drop in 4Q</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[While several complaint categories saw increases during the fourth quarter, consumer issues tied to student loans and credit cards declined. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236625</guid>
      <pubDate>Mon, 09 Feb 2026 16:30:18 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236625-consumer-credit-card-complaints-drop-in-4q</link>
    </item>
    <item>
      <title>Complaints About Student Loans Decline Sharply in 3Q</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Several complaint categories saw significant increases on a quarter-to-quarter basis, while grievances tied to student loans dropped. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235859</guid>
      <pubDate>Mon, 10 Nov 2025 11:19:55 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235859-student-loan-complaints-fall-in-third-quarter</link>
    </item>
    <item>
      <title>Mortgage Complaints Rise Moderately in Third Quarter</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Consumer grievances received by the CFPB increased across three of the four major complaint categories during the third quarter of 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235724</guid>
      <pubDate>Mon, 27 Oct 2025 15:09:48 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235724-mortgage-complaints-rise-somewhat-during-third-quarter</link>
    </item>
    <item>
      <title>Credit Reporting Complaints Rise in Second Quarter</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Most of the complaint categories saw small moves during the second quarter, but consumer discontent regarding credit reporting stood out. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234850</guid>
      <pubDate>Mon, 21 Jul 2025 16:43:27 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234850-credit-reporting-issues-rise-in-2q25</link>
    </item>
    <item>
      <title>Collateral Issues, Incomplete Applications Limited Refis in 2024</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Debt-to-income ratio was cited as the top reason by lenders when rejecting applications for purchase mortgages in 2024, while lack of credit history was the top factor for refinance denials. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234492</guid>
      <pubDate>Mon, 09 Jun 2025 14:40:03 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234492-application-denials-spike-in-2024</link>
    </item>
    <item>
      <title>Denial Rates for Mortgages Decline in 2024</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Some 9.02% of purchase-mortgage applications were turned away in 2024, compared to 9.49% in the previous year, an analysis of HMDA data showed. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234307</guid>
      <pubDate>Tue, 27 May 2025 12:06:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234307-mortgage-denial-rates-shrink-in-2024</link>
    </item>
    <item>
      <title>Consumer Complaints Filed With CFPB Soar in 1Q25</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Two operators of peer-to-peer lending platforms, Block and Early Warning Services, saw an unusual surge in consumer complaints filed with the CFPB during the first quarter. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234119</guid>
      <pubDate>Mon, 28 Apr 2025 14:36:30 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234119-money-transfer-complaints-soar-in-first-quarter</link>
    </item>
    <item>
      <title>Consumer Complaints Filed With CFPB Double in 2024</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The bulk of the complaints submitted to the CFPB last year involved inaccurate information on credit reports. Transunion, Equifax and Experian, as usual, were the most-complained about companies. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233353</guid>
      <pubDate>Mon, 03 Feb 2025 15:25:40 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233353-consumers-continue-to-struggle-with-credit-reporting-issues-in-4q24</link>
    </item>
    <item>
      <title>Credit Report Issues Drive Up 3Q Complaints to CFPB </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Complaints filed with the CFPB increased by 23.0% in the third quarter. And for the first nine months of the year, complaint volume nearly doubled on an annual basis, led by issues with credit reports. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232560</guid>
      <pubDate>Mon, 04 Nov 2024 13:08:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232560-consumer-complaints-set-new-highs-in-third-quarter</link>
    </item>
    <item>
      <title>Consumer Complaint Volume Continues to Get Louder</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Consumer ire toward financial services and products doesn’t seem to be abating, with complaints to the CFPB hitting a record high in the second quarter of 2024. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231805</guid>
      <pubDate>Mon, 12 Aug 2024 16:58:02 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231805-cfpb-submitted-consumer-complaints-escalate-in-second-quarter</link>
    </item>
    <item>
      <title>Complaints About Student Loans, Credit Reporting Rise</title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[Consumer complaints filed with the CFPB against the financial services industry increased in all most categories in the fourth quarter of 2023. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230185</guid>
      <pubDate>Mon, 12 Feb 2024 15:50:58 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230185-complaints-about-student-loans-credit-reporting-rise</link>
    </item>
    <item>
      <title>Credit Card, Credit Report Complaints Increase in 3Q</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Consumer complaints filed with the CFPB increased during the third quarter, with credit cards and credit reports jumping from already high levels. Gripes about student loans also saw a big jump during the quarter. (Includes two data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229417</guid>
      <pubDate>Mon, 13 Nov 2023 14:10:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229417-credit-card-credit-report-complaints-increase-in-3q</link>
    </item>
    <item>
      <title>Mortgage-Related Complaints Decline in Third Quarter</title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[Consumer criticisms related to mortgages declined in the third quarter of 2023, falling to the lowest level since the fourth quarter of 2011. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229295</guid>
      <pubDate>Mon, 30 Oct 2023 12:25:52 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229295-mortgage-related-complaints-decline-except-for-closing</link>
    </item>
    <item>
      <title>Credit Reporting Complaints Continue to Climb</title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[Consumer complaints filed with the CFPB regarding credit reporting were sharply up in the six months ending June from a year ago. Criticisms about mortgages and student loans saw declines. (Includes two data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228492</guid>
      <pubDate>Mon, 07 Aug 2023 14:19:55 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228492-credit-reporting-complaints-continue-to-climb-in-2023</link>
    </item>
    <item>
      <title>Mortgage-Related Complaints Drop Across the Board in 2Q</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Consumer complaints to the CFPB related to mortgages were down sharply from the early months of the year, with huge drops in every category, according to a new <em>Inside the CFPB</em> analysis.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228415</guid>
      <pubDate>Mon, 24 Jul 2023 15:58:05 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228415-mortgage-related-complaints-drop-in-all-categories</link>
    </item>
    <item>
      <title>DTI Issues Lead Reason for Mortgage Denials in 2022</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Issues tied to a borrower’s debt-to-income ratio continued to remain the main reason behind both purchase mortgage and refinance denials in 2022, according to HMDA data. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227797</guid>
      <pubDate>Mon, 15 May 2023 15:21:38 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227797-dti-led-reasons-for-purchase-denial-in-2022</link>
    </item>
    <item>
      <title>Denial Rates for Refis Jump in 2022</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rising interest rates made it a lot harder to qualify for a refi in 2022, according to a new analysis of HMDA data. The denial rate on applications for refis nearly doubled for certain loan products. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227630</guid>
      <pubDate>Mon, 01 May 2023 11:15:54 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227630-denial-rates-for-refis-jump-in-2022</link>
    </item>
    <item>
      <title>Mortgage Complaints Rise Sharply in First Quarter</title>
      <author>amalatinszky@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage-related complaints filed with the CFPB grew by 41.2% to 7,016 in the first quarter of 2023. Servicing-related complaints were the largest group, largely due to issues in the payment process. (Includes two data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227551</guid>
      <pubDate>Mon, 17 Apr 2023 15:59:07 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227551-mortgage-complaints-rise-sharply-in-1q23</link>
    </item>
    <item>
      <title>Consumer Complaints About Credit Reports Surge in 2022</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Consumer complaints regarding credit reports and student loans dramatically increased in 2022. Meanwhile, gripes about mortgages and debt collection declined. (Includes two data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226885</guid>
      <pubDate>Mon, 06 Feb 2023 16:11:59 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226885-consumer-complaints-increase-led-by-credit-reporting</link>
    </item>
    <item>
      <title>Student Loan, Credit Card, Payday Loan Gripes Jump </title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Although they represent a small share of total complaints, student loan gripes increased by almost 50% in the third quarter. Mortgage-related complaints, on the other hand, continued to decline. (Includes two data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226156</guid>
      <pubDate>Mon, 07 Nov 2022 16:50:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226156-student-loan-complaints-jumped-by-almost-50-in-3q</link>
    </item>
    <item>
      <title>Denial Rate for Conventional-Conforming Refis Up in 2021</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The rejection rate on the total number of applications for conventional-conforming mortgages increased to 11.5% in 2021. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/224541</guid>
      <pubDate>Mon, 09 May 2022 15:25:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/224541-refi-denials-increased-in-2021-purchase-decreased</link>
    </item>
    <item>
      <title>Mortgage-Related Complaints Rise Again in First Quarter</title>
      <author>amalatinszky@imfpubs.com</author>
      <description>
        <![CDATA[After three quarters of steady declines, the number of mortgage-related complaints received by the CFPB rose again in the first quarter of 2022. Mr. Cooper Group was the most frequent target of customer ire. (Includestwo data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/224413</guid>
      <pubDate>Mon, 25 Apr 2022 14:44:19 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/224413-mortgage-related-complaints-rise-again</link>
    </item>
    <item>
      <title>Denial Rate for Refi Applications Increases in 2021</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The denial rate on applications for refinances increased in 2021, while the purchase-mortgage denial rate declined. For both categories, inadequate debt-to-income ratios were the main reason for denials. (Includes two data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/224402</guid>
      <pubDate>Mon, 25 Apr 2022 14:39:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/224402-hmda-data-shows-refi-denials-increased-in-2021</link>
    </item>
    <item>
      <title>Consumer Complaints Reach Another Record in 2021</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Consumer complaints filed with the CFPB topped 500,000 in 2021, hitting a record high. Most of the complaints were against the three national credit reporting agencies. (Includes two data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223584</guid>
      <pubDate>Mon, 31 Jan 2022 12:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223584-consumer-complaints-filed-to-cfpb-crested-500-000-in-2021</link>
    </item>
    <item>
      <title>Mortgage-Related Complaints Fall Across the Board in 3Q</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage-related gripes to the CFPB declined by 14% in the third quarter. Loan mods showed the weakest improvement, with complaints down 5%. (Includes two data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222943</guid>
      <pubDate>Mon, 08 Nov 2021 15:25:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222943-mortgage-related-complaints-to-cfpb-fall-across-the-board-in-3q</link>
    </item>
    <item>
      <title>CFPB Chief Warns Lenders to Focus on Fair Lending</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[The government settled a mortgage redlining case against a southern bank, but a warning shot may’ve been fired on technology and bias.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222810</guid>
      <pubDate>Mon, 25 Oct 2021 14:52:39 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222810-cfpb-chief-pipes-up-at-trustmark-settlement-you-cant-hide-behind-tech</link>
    </item>
    <item>
      <title>Seniors’ Complaints About Mortgages Jump in 2021</title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[Consumers self-identifying as older Americans filed 1,987 gripes related to mortgages in the first half of 2021, a sharp increase from the same period last year. Conventional mortgages made up most of the complaints.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222680</guid>
      <pubDate>Mon, 11 Oct 2021 16:28:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222680-seniors-complaints-about-mortgages-jump-in-2021</link>
    </item>
    <item>
      <title>Pandemic Brings Relief to Surging Credit Card Debt </title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[The consumer credit card market had been booming over the last few years, with debt levels hitting new peaks in 2018 and 2019.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222686</guid>
      <pubDate>Mon, 11 Oct 2021 16:20:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222686-pandemic-brings-relief-to-surging-credit-card-debt</link>
    </item>
    <item>
      <title>Georgia Leads Consumer Gripes Filed with CFPB</title>
      <author>amalatinszky@imfpubs.com</author>
      <description>
        <![CDATA[Georgia residents submitted 825.2 complaints per million people against financial service providers in the second quarter of 2021. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222425</guid>
      <pubDate>Mon, 13 Sep 2021 15:04:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222425-consumer-complaints</link>
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