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    <item>
      <title>Non-Agency MBS Issuance Heads Higher in First Quarter</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of non-agency MBS backed by newly originated mortgages increased by 34.2% on a quarterly basis in the first quarter of 2026. (Includes data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237153</guid>
      <pubDate>Fri, 10 Apr 2026 13:13:19 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237153-non-agency-mbs-issuance-heads-higher-in-first-quarter</link>
    </item>
    <item>
      <title>Mixed Trends in GSE Noncore Activity in First Quarter</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Conforming jumbo mortgage volume delivered into Fannie Mae and Freddie Mac MBS fell on a quarterly basis in the first quarter, but activity was up for investment-property and second-home mortgages. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237140</guid>
      <pubDate>Fri, 10 Apr 2026 13:10:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237140-mixed-trends-in-gse-noncore-activity-in-1q</link>
    </item>
    <item>
      <title>Correspondent Share of Nonconforming Lending Increases</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[In 2025, the correspondent channel gained market share in the nonconforming market from the retail and broker channels. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237065</guid>
      <pubDate>Fri, 27 Mar 2026 14:48:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237065-correspondent-share-of-nonconforming-lending-increases-broker-retail-shares-decrease</link>
    </item>
    <item>
      <title>GSE Conforming Jumbo Business Choppy in 2025</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Deliveries of conforming jumbos to the GSEs increased during the fourth quarter of 2025, though volume was down for the full year. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236380</guid>
      <pubDate>Fri, 16 Jan 2026 14:26:38 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236380-gse-conforming-jumbo-business-choppy-in-2025</link>
    </item>
    <item>
      <title>ARM Originations Decline in Third Quarter, But Up YTD</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Production of adjustable-rate mortgages declined slightly during the third quarter of 2025, but were up 40.7% through the first nine months of the year.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236220</guid>
      <pubDate>Fri, 02 Jan 2026 11:21:20 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236220-arm-originations-drop-in-third-quarter</link>
    </item>
    <item>
      <title>Retail Share of Nonconforming Lending Declines in 3Q</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Both the correspondent and broker channels picked up some market share from the retail channel in the third quarter of 2025. At Chase, the largest nonconforming retail lender among a group of 38 lenders, retail volume was up 1.6% during the third quarter. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236124</guid>
      <pubDate>Fri, 12 Dec 2025 12:30:28 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236124-retail-share-of-nonconforming-lending-down-in-third-quarter</link>
    </item>
    <item>
      <title>GSE Conforming Jumbo Business Trending Down in 2025</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[The volume of conforming jumbo mortgages in the first nine months of 2025 fell by 17.2% compared to 2024. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235521</guid>
      <pubDate>Fri, 03 Oct 2025 15:35:31 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235521-gse-conforming-jumbo-business-trending-down-in-2025</link>
    </item>
    <item>
      <title>Correspondent Share of Nonconforming Lending Up</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[The correspondent channel gained market share from both the retail and broker channels in the first half of 2025. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235374</guid>
      <pubDate>Fri, 19 Sep 2025 15:30:57 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235374-correspondent-share-of-nonconforming-lending-up-in-2025</link>
    </item>
    <item>
      <title>Retail Channel Loses Share in Nonconforming Market</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Retail lending among lenders in the analysis declined sharply during the first quarter while the correspondent and broker channels posted more modest declines in nonconforming production. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234673</guid>
      <pubDate>Fri, 27 Jun 2025 13:45:38 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234673-retail-channel-loses-share-in-nonconforming-market</link>
    </item>
    <item>
      <title>Mixed Trends for ARM Originations in Early 2025</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[ARMs accounted for 12.1% of total residential mortgage originations in the first quarter of 2025, down more than a full percentage point compared with the previous quarter. Still, production of the loans was up from the first quarter of 2024. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234669</guid>
      <pubDate>Fri, 27 Jun 2025 13:42:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234669-mixed-trends-for-arm-originations-in-early-2025</link>
    </item>
    <item>
      <title>Originations of Short-Term Loans Soar in 2024</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Short-term mortgages track residential transition loans and fix-and-flip loans. Last year, originations were up 34.6% compared with 2023. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234546</guid>
      <pubDate>Fri, 13 Jun 2025 15:49:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234546-originations-of-short-term-loans-soar-in-2024</link>
    </item>
    <item>
      <title>Jumbo Borrowers Faced Fewer Denials in 2024</title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[The denial rate on applications for jumbo refinances dropped to 22.2% in 2024 from 25.4% in the year earlier, while only 10.3% of jumbo purchase-mortgage applications were turned down. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234426</guid>
      <pubDate>Fri, 30 May 2025 14:28:53 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234426-jumbo-borrowers-faced-fewer-denials-in-2024</link>
    </item>
    <item>
      <title>Correspondent Sales of Jumbo Mortgages Spike in 2024</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Correspondent sales of jumbo mortgages originated in 2024 increased by more than 60% on an annual basis. The largest sellers were almost all nonbanks, though Chase cracked the top 5 with its deliveries into non-agency MBS. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234293</guid>
      <pubDate>Fri, 16 May 2025 15:12:45 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234293-correspondent-sales-of-jumbo-mortgages-spike-in-2024</link>
    </item>
    <item>
      <title>Higher-Priced Lending Increases Slightly in 2024</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Federal agencies have used the higher-priced mortgage designation as a proxy for subprime lending. Strategies vary among the biggest originators of higher-priced mortgages, including focusing on loans for manufactured homes or expanded-credit mortgages. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234291</guid>
      <pubDate>Fri, 16 May 2025 15:06:51 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234291-higher-priced-lending-increases-slightly-in-2024</link>
    </item>
    <item>
      <title>Redwood’s Jumbo Business Booming</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Redwood Trust had a 73% increase in jumbo lock volume for the first quarter, helped by seasoned loans sold by banks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234160</guid>
      <pubDate>Fri, 02 May 2025 13:09:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234160-redwood-locks-4-billion-in-volume-for-first-quarter-of-2025</link>
    </item>
    <item>
      <title>Prime Growth Outpaces Expanded-Credit in Non-Agency MBS</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[JPMorgan Chase remained the top issuer of non-agency MBS in the third quarter, increasing its issuance by 25.8%. (Includes data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232352</guid>
      <pubDate>Fri, 11 Oct 2024 16:21:48 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232352-jumbos-ecm-boost-non-agency-mbs-issuance-in-3q</link>
    </item>
    <item>
      <title>Core Product Share of GSE Business Increases in 3Q</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Noncore products include conforming jumbos, investor loans, cash-out refis and mortgages for second homes. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232331</guid>
      <pubDate>Fri, 11 Oct 2024 16:18:52 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232331-gses-increase-noncore-business-in-third-quarter</link>
    </item>
    <item>
      <title>Banks Pull Back on Jumbo Originations in First Quarter</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Originations of jumbo mortgages declined in the first three months of the year driven by a retreat among banks. Nonbank lenders picked up some of the slack. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231102</guid>
      <pubDate>Fri, 24 May 2024 11:01:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231102-banks-pull-back-on-jumbo-originations-in-1q</link>
    </item>
    <item>
      <title>Denial Rates on Jumbos Rise in 2023</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Rejection rates on jumbo mortgage applications increased last year even as application volume declined. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231097</guid>
      <pubDate>Fri, 24 May 2024 10:59:16 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231097-denial-rates-on-jumbos-rise-in-2023</link>
    </item>
    <item>
      <title>Non-Agency MBS Volume Up in First Quarter</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Both the prime jumbo non-agency MBS market and the expanded-credit sector posted sequential increases in issuance in the first quarter. (Includes data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230721</guid>
      <pubDate>Fri, 12 Apr 2024 16:21:18 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230721-non-agency-mbs-volume-up-in-1q-both-prime-and-ecm</link>
    </item>
    <item>
      <title>GSE Noncore Activity Holds Up in First Quarter</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Noncore products going into GSE securitizations saw less drop off than core products in the first quarter. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230723</guid>
      <pubDate>Fri, 12 Apr 2024 16:18:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230723-gse-non-core-activity-holds-up-in-1q</link>
    </item>
    <item>
      <title>Retail Channel Loses Some Share in Jumbo Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[While the retail channel remained the predominant source for jumbo lending, originations through the channel fell 9.0% from the second to the third quarter. Correspondents and brokers gained share. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229701</guid>
      <pubDate>Fri, 15 Dec 2023 15:41:36 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229701-retail-channel-loses-some-share-in-jumbo-market</link>
    </item>
    <item>
      <title>ARM Lending Holds Steady in Third Quarter</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Originations of adjustable-rate mortgages stayed flat in the third quarter while total first-lien production declined somewhat. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229714</guid>
      <pubDate>Fri, 15 Dec 2023 15:35:27 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229714-arm-lending-holds-steady-in-third-quarter</link>
    </item>
    <item>
      <title>Nonprime Servicing Portfolios See Steady Growth in 2Q</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Select Portfolio Servicing continued to dominate the sector in the second quarter. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228839</guid>
      <pubDate>Fri, 08 Sep 2023 14:53:49 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228839-nonprime-servicing-portfolios-see-steady-growth-in-2q</link>
    </item>
    <item>
      <title>New Calls for Standardization in Non-QM Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Renewed calls for standardization come with potential challenges unique to the non-QM sector.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228101</guid>
      <pubDate>Fri, 16 Jun 2023 10:53:46 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228101-new-calls-for-standardization-enter-the-non-qm-market</link>
    </item>
    <item>
      <title>ARM Originations Wither Away in Fourth Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Lenders originating ARMs weren’t able to buck the broader trend of declining originations in the fourth quarter of 2022. Still, on an annual basis, the ARM share nearly doubled in 2022 thanks to rising interest rates. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227355</guid>
      <pubDate>Fri, 24 Mar 2023 13:57:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227355-arm-originations-wither-in-fourth-quarter</link>
    </item>
    <item>
      <title>First-Lien Holdings at Banks Up Sharply in 2022</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Holdings of first-lien mortgages at banks and thrifts increased by nearly 10% in 2022. First Republic Bank stood out with a nearly 30% increase. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227351</guid>
      <pubDate>Fri, 24 Mar 2023 13:55:59 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227351-first-lien-holdings-at-banks-up-sharply-in-2022</link>
    </item>
    <item>
      <title>Nonprime Servicing Portfolios Grow Slightly in 4Q</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Among a group of 20 prominent nonprime servicers, portfolio balances increased by 0.3% during the fourth quarter of 2022. Prepayment rates on non-QMs are low and delinquencies are rising.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227225</guid>
      <pubDate>Fri, 10 Mar 2023 14:58:28 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227225-nonprime-servicing-portfolios-grow-slightly-in-4q</link>
    </item>
    <item>
      <title>Jumbo Servicing Portfolios Grow in Fourth Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Jumbo servicing portfolios at many of the largest firms in the sector increased in both the fourth quarter and on an annual basis. Low prepayment rates helped to keep loans in portfolio. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227087</guid>
      <pubDate>Fri, 24 Feb 2023 09:34:19 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227087-jumbo-servicing-portfolios-grow-in-fourth-quarter</link>
    </item>
    <item>
      <title>Prime Non-Agency MBS Issuance Fades in 2022</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of prime non-agency MBS nearly ground to a halt during the fourth quarter. For the full year, activity was down almost 60%. (Includes three data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226966</guid>
      <pubDate>Fri, 10 Feb 2023 13:08:36 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226966-prime-non-agency-mbs-issuance-fades-in-2022</link>
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