Description+goes+here https://www.insidemortgagefinance.com/rss en-us azimmardi@imfpubs.com Non-agency jumbo mortgage production increased by 25.0% on a quarterly basis in the second quarter to an estimated $90.00 billion. (Includes data table.) http://www.insidemortgagefinance.com/articles/238361 Fri, 28 Aug 2026 15:00:31 -0400 https://www.insidemortgagefinance.com/articles/238361-non-agency-jumbo-lending-sees-increase-in-second-quarter azimmardi@imfpubs.com The volume of jumbo mortgages handled by 30 major servicers increased by 1.1% from the end of March to the end of June. (Includes data table.) http://www.insidemortgagefinance.com/articles/238389 Fri, 28 Aug 2026 14:57:39 -0400 https://www.insidemortgagefinance.com/articles/238389-jumbo-servicing-volume-steadily-increases-in-2q azimmardi@imfpubs.com Securitization of mortgages for investment properties at the government-sponsored enterprises declined while conforming jumbo business increased. (Includes data table.) http://www.insidemortgagefinance.com/articles/238272 Fri, 14 Aug 2026 12:32:00 -0400 https://www.insidemortgagefinance.com/articles/238272-gse-activity-splits-in-2q-with-ipls-jumbos azimmardi@imfpubs.com Although the growth curve flattened a bit in 2025, production of loans with terms of two years or less increased by 15% last year. (Includes one data table.) http://www.insidemortgagefinance.com/articles/237758 Thu, 18 Jun 2026 12:06:00 -0400 https://www.insidemortgagefinance.com/articles/237758-short-term-loan-production-continues-to-grow-in-2025 azimmardi@imfpubs.com Production of adjustable-rate mortgages in the first quarter of 2026 totaled $79.00 billion, down 16.0% from the fourth quarter of 2025. (Includes one data table.) http://www.insidemortgagefinance.com/articles/237767 Thu, 18 Jun 2026 12:04:00 -0400 https://www.insidemortgagefinance.com/articles/237767-arm-lending-drops-in-first-quarter azimmardi@imfpubs.com The denial rate on jumbo mortgages fell to 12.1% in 2025, down from 13.0% in 2024. (Includes one data table.) (Includes one data table.) ]]> http://www.insidemortgagefinance.com/articles/237655 Fri, 05 Jun 2026 13:05:00 -0400 https://www.insidemortgagefinance.com/articles/237655-denial-rates-on-jumbos-continue-to-drop-in-2025 azimmardi@imfpubs.com Non-agency originations of higher-priced mortgages declined to $32.29 billion in 2025. The loans accounted for just 1.7% of total originations last year. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237519 Fri, 22 May 2026 13:07:51 -0400 https://www.insidemortgagefinance.com/articles/237519-higher-priced-lending-drops-in-2025 azimmardi@imfpubs.com Conforming jumbo mortgage volume delivered into Fannie Mae and Freddie Mac MBS fell on a quarterly basis in the first quarter, but activity was up for investment-property and second-home mortgages. (Includes data table.) http://www.insidemortgagefinance.com/articles/237140 Fri, 10 Apr 2026 13:10:23 -0400 https://www.insidemortgagefinance.com/articles/237140-mixed-trends-in-gse-noncore-activity-in-1q azimmardi@imfpubs.com In 2025, the correspondent channel gained market share in the nonconforming market from the retail and broker channels. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237065 Fri, 27 Mar 2026 14:48:00 -0400 https://www.insidemortgagefinance.com/articles/237065-correspondent-share-of-nonconforming-lending-increases-broker-retail-shares-decrease azimmardi@imfpubs.com Deliveries of conforming jumbos to the GSEs increased during the fourth quarter of 2025, though volume was down for the full year. (Includes data table.) http://www.insidemortgagefinance.com/articles/236380 Fri, 16 Jan 2026 14:26:38 -0500 https://www.insidemortgagefinance.com/articles/236380-gse-conforming-jumbo-business-choppy-in-2025 azimmardi@imfpubs.com Production of adjustable-rate mortgages declined slightly during the third quarter of 2025, but were up 40.7% through the first nine months of the year. http://www.insidemortgagefinance.com/articles/236220 Fri, 02 Jan 2026 11:21:20 -0500 https://www.insidemortgagefinance.com/articles/236220-arm-originations-drop-in-third-quarter azimmardi@imfpubs.com Both the correspondent and broker channels picked up some market share from the retail channel in the third quarter of 2025. At Chase, the largest nonconforming retail lender among a group of 38 lenders, retail volume was up 1.6% during the third quarter. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/236124 Fri, 12 Dec 2025 12:30:28 -0500 https://www.insidemortgagefinance.com/articles/236124-retail-share-of-nonconforming-lending-down-in-third-quarter azimmardi@imfpubs.com The volume of conforming jumbo mortgages in the first nine months of 2025 fell by 17.2% compared to 2024. (Includes data table.) http://www.insidemortgagefinance.com/articles/235521 Fri, 03 Oct 2025 15:35:31 -0400 https://www.insidemortgagefinance.com/articles/235521-gse-conforming-jumbo-business-trending-down-in-2025 azimmardi@imfpubs.com The correspondent channel gained market share from both the retail and broker channels in the first half of 2025. (Includes data table.) http://www.insidemortgagefinance.com/articles/235374 Fri, 19 Sep 2025 15:30:57 -0400 https://www.insidemortgagefinance.com/articles/235374-correspondent-share-of-nonconforming-lending-up-in-2025 bivey@imfpubs.com Retail lending among lenders in the analysis declined sharply during the first quarter while the correspondent and broker channels posted more modest declines in nonconforming production. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/234673 Fri, 27 Jun 2025 13:45:38 -0400 https://www.insidemortgagefinance.com/articles/234673-retail-channel-loses-share-in-nonconforming-market bivey@imfpubs.com ARMs accounted for 12.1% of total residential mortgage originations in the first quarter of 2025, down more than a full percentage point compared with the previous quarter. Still, production of the loans was up from the first quarter of 2024. (Includes data table.) http://www.insidemortgagefinance.com/articles/234669 Fri, 27 Jun 2025 13:42:40 -0400 https://www.insidemortgagefinance.com/articles/234669-mixed-trends-for-arm-originations-in-early-2025 bivey@imfpubs.com Short-term mortgages track residential transition loans and fix-and-flip loans. Last year, originations were up 34.6% compared with 2023. (Includes data table.) http://www.insidemortgagefinance.com/articles/234546 Fri, 13 Jun 2025 15:49:01 -0400 https://www.insidemortgagefinance.com/articles/234546-originations-of-short-term-loans-soar-in-2024 nbhatia@imfpubs.com The denial rate on applications for jumbo refinances dropped to 22.2% in 2024 from 25.4% in the year earlier, while only 10.3% of jumbo purchase-mortgage applications were turned down. (Includes data table.) http://www.insidemortgagefinance.com/articles/234426 Fri, 30 May 2025 14:28:53 -0400 https://www.insidemortgagefinance.com/articles/234426-jumbo-borrowers-faced-fewer-denials-in-2024 bivey@imfpubs.com Correspondent sales of jumbo mortgages originated in 2024 increased by more than 60% on an annual basis. The largest sellers were almost all nonbanks, though Chase cracked the top 5 with its deliveries into non-agency MBS. (Includes data table.) http://www.insidemortgagefinance.com/articles/234293 Fri, 16 May 2025 15:12:45 -0400 https://www.insidemortgagefinance.com/articles/234293-correspondent-sales-of-jumbo-mortgages-spike-in-2024 bivey@imfpubs.com Federal agencies have used the higher-priced mortgage designation as a proxy for subprime lending. Strategies vary among the biggest originators of higher-priced mortgages, including focusing on loans for manufactured homes or expanded-credit mortgages. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/234291 Fri, 16 May 2025 15:06:51 -0400 https://www.insidemortgagefinance.com/articles/234291-higher-priced-lending-increases-slightly-in-2024 azimmardi@imfpubs.com Redwood Trust had a 73% increase in jumbo lock volume for the first quarter, helped by seasoned loans sold by banks. http://www.insidemortgagefinance.com/articles/234160 Fri, 02 May 2025 13:09:23 -0400 https://www.insidemortgagefinance.com/articles/234160-redwood-locks-4-billion-in-volume-for-first-quarter-of-2025 jdohnert@imfpubs.com JPMorgan Chase remained the top issuer of non-agency MBS in the third quarter, increasing its issuance by 25.8%. (Includes data tables.) http://www.insidemortgagefinance.com/articles/232352 Fri, 11 Oct 2024 16:21:48 -0400 https://www.insidemortgagefinance.com/articles/232352-jumbos-ecm-boost-non-agency-mbs-issuance-in-3q jdohnert@imfpubs.com Noncore products include conforming jumbos, investor loans, cash-out refis and mortgages for second homes. (Includes data table.) http://www.insidemortgagefinance.com/articles/232331 Fri, 11 Oct 2024 16:18:52 -0400 https://www.insidemortgagefinance.com/articles/232331-gses-increase-noncore-business-in-third-quarter jdohnert@imfpubs.com Originations of jumbo mortgages declined in the first three months of the year driven by a retreat among banks. Nonbank lenders picked up some of the slack. (Includes data table.) http://www.insidemortgagefinance.com/articles/231102 Fri, 24 May 2024 11:01:13 -0400 https://www.insidemortgagefinance.com/articles/231102-banks-pull-back-on-jumbo-originations-in-1q jdohnert@imfpubs.com Rejection rates on jumbo mortgage applications increased last year even as application volume declined. (Includes data table.) http://www.insidemortgagefinance.com/articles/231097 Fri, 24 May 2024 10:59:16 -0400 https://www.insidemortgagefinance.com/articles/231097-denial-rates-on-jumbos-rise-in-2023 jdohnert@imfpubs.com Both the prime jumbo non-agency MBS market and the expanded-credit sector posted sequential increases in issuance in the first quarter. (Includes data tables.) http://www.insidemortgagefinance.com/articles/230721 Fri, 12 Apr 2024 16:21:18 -0400 https://www.insidemortgagefinance.com/articles/230721-non-agency-mbs-volume-up-in-1q-both-prime-and-ecm jdohnert@imfpubs.com Noncore products going into GSE securitizations saw less drop off than core products in the first quarter. (Includes data table.) http://www.insidemortgagefinance.com/articles/230723 Fri, 12 Apr 2024 16:18:22 -0400 https://www.insidemortgagefinance.com/articles/230723-gse-non-core-activity-holds-up-in-1q jdohnert@imfpubs.com While the retail channel remained the predominant source for jumbo lending, originations through the channel fell 9.0% from the second to the third quarter. Correspondents and brokers gained share. (Includes data table.) http://www.insidemortgagefinance.com/articles/229701 Fri, 15 Dec 2023 15:41:36 -0500 https://www.insidemortgagefinance.com/articles/229701-retail-channel-loses-some-share-in-jumbo-market jdohnert@imfpubs.com Originations of adjustable-rate mortgages stayed flat in the third quarter while total first-lien production declined somewhat. (Includes data table.) http://www.insidemortgagefinance.com/articles/229714 Fri, 15 Dec 2023 15:35:27 -0500 https://www.insidemortgagefinance.com/articles/229714-arm-lending-holds-steady-in-third-quarter jdohnert@imfpubs.com Select Portfolio Servicing continued to dominate the sector in the second quarter. (Includes data chart.) http://www.insidemortgagefinance.com/articles/228839 Fri, 08 Sep 2023 14:53:49 -0400 https://www.insidemortgagefinance.com/articles/228839-nonprime-servicing-portfolios-see-steady-growth-in-2q