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    <title>Data</title>
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      <![CDATA[Description+goes+here]]>
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    <item>
      <title>Residential Mortgage Securitization Rate Steady in 2025</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Some 68.0% of mortgages originated in 2025 were sold into MBS. Securitization rates were stable across most products, except for expanded-credit mortgages, where the securitization rate increased sharply. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237025</guid>
      <pubDate>Thu, 26 Mar 2026 16:59:14 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237025-residential-mortgage-securitization-rate-steady-in-2025</link>
    </item>
    <item>
      <title>Bank CLO Holdings Edge Higher in Fourth Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[JPMorgan Chase remained the largest bank CLO investor despite a modest decline in its portfolio during the fourth quarter of 2025. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236947</guid>
      <pubDate>Thu, 19 Mar 2026 17:08:50 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236947-bank-clo-holdings-edge-higher-in-fourth-quarter</link>
    </item>
    <item>
      <title>MBS/ABS Decline in BHC Trading Accounts in 4Q25</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Despite drifting slightly lower at yearend, bank holding companies in 2025 increased the volume of MBS and ABS held in trading accounts. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236824</guid>
      <pubDate>Thu, 05 Mar 2026 16:50:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236824-mbs-abs-decline-in-bhc-trading-accounts-in-4q25</link>
    </item>
    <item>
      <title>Banks Shed Residential MBS Holdings in Fourth Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[The top four bank investors in residential MBS reported a combined $16.5 billion decline in their portfolios during the fourth quarter, with most of the drop coming in GSE pass-throughs. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236690</guid>
      <pubDate>Thu, 19 Feb 2026 16:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236690-banks-shed-residential-mbs-holdings-in-fourth-quarter</link>
    </item>
    <item>
      <title>Supers/Platinum Issuance Up a Bit in 4Q25, CMO Declines</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Fannie and Freddie saw a small decline in Supers MBS issuance during the fourth quarter, along with an unusual spurt in commingled collateral. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236695</guid>
      <pubDate>Thu, 19 Feb 2026 15:56:41 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236695-gse-supers-issuance-rises-a-bit-in-4q25-cmo-declines</link>
    </item>
    <item>
      <title>Fannie and Freddie MBS Portfolios Balloon in 4Q</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[MBS holdings in the retained mortgage portfolios of the GSEs doubled between June 2025 and the end of the year. And that’s before President Trump directed them to buy $200 billion of MBS. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236673</guid>
      <pubDate>Thu, 12 Feb 2026 16:40:35 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236673-gse-portfolios-balloon</link>
    </item>
    <item>
      <title>S&amp;P Tops 3Q25 ABS Rating and Gains Ground in RMBS</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Fitch held on to the top ranking in ABS ratings through the first nine months of 2025. Kroll stretched its lead in RMBS ratings.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236241</guid>
      <pubDate>Fri, 02 Jan 2026 10:10:16 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236241-s-and-p-tops-3q25-abs-rating-and-gains-ground-in-rmbs</link>
    </item>
    <item>
      <title>GSE-Eligible Securitization Rate Climbs in Third Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The securitization rate for residential mortgages originated during the third quarter was near the same level seen in 2019. Meanwhile, the share of GSE-eligible mortgages that flowed into MBS increased.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236235</guid>
      <pubDate>Fri, 02 Jan 2026 10:07:20 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236235-gse-eligible-securitization-rate-climbs-in-third-quarter</link>
    </item>
    <item>
      <title>GSEs, Credit Unions and REITs Moving on MBS</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Fannie and Freddie have upped their retained MBS holdings significantly in recent months, as have the Federal Home Loan Banks. Analysts expect money managers and insurance firms to remain key investors. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236192</guid>
      <pubDate>Thu, 18 Dec 2025 16:10:10 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236192-gses-credit-unions-and-reits-moving-on-mbs</link>
    </item>
    <item>
      <title>MBS in Bank Trading Accounts Rise in Third Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[JPMorgan Chase’s trading account held the largest combined inventory of MBS, ABS and commercial MBS at the end of the third quarter, though the total was down slightly from June. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236080</guid>
      <pubDate>Thu, 11 Dec 2025 16:31:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236080-mbs-in-bank-trading-accounts-rise-in-3q25</link>
    </item>
    <item>
      <title>Bank CLO Holdings Decline in 3Q25, BofA Ramps Up</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[2025 has been a banner year for CLO issuance, mostly from refinance and reset transactions, but bank investment in the sector declined in the third quarter. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235973</guid>
      <pubDate>Wed, 26 Nov 2025 10:08:33 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235973-bank-clo-holdings-decline-in-3q25-bofa-ramps-up</link>
    </item>
    <item>
      <title>GSEs Slash CRT Activities in Third Quarter</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie’s CAS and CIRT volumes fell sharply in the third quarter. Freddie STACR issuance was up from a weak second quarter, but ACIS volume was down 56.2%. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235896</guid>
      <pubDate>Thu, 13 Nov 2025 16:16:32 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235896-gses-slash-crt-activities</link>
    </item>
    <item>
      <title>Using CRT Data to Evaluate Credit Score Models</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Researchers at S&P Global used the difference between Classic FICO scores and the scores of VantageScore 4.0 to assess the impact of trended data.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235684</guid>
      <pubDate>Thu, 23 Oct 2025 16:03:03 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235684-using-crt-data-to-evaluate-credit-score-models</link>
    </item>
    <item>
      <title>Cars, Students and Businesses Push ABS to Record Issuance</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[The securitization of vehicle loans and financing for a range of businesses powered an all-time record of $107.7 billion of ABS issuance during the third quarter. Carmakers dominated the issuer ranking. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235623</guid>
      <pubDate>Thu, 16 Oct 2025 17:35:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235623-cars-students-and-businesses-push-abs-to-record-issuance</link>
    </item>
    <item>
      <title>Securitization Rate for Residential Mortgages Down in 2Q</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The securitization rate for residential mortgages came down after reaching an elevated level in the first quarter of 2025. The rate declined for both GSE-eligible mortgages and non-agency loans during the second quarter. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235422</guid>
      <pubDate>Thu, 25 Sep 2025 16:16:55 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235422-securitization-rate-for-residential-mortgages-down-in-2q</link>
    </item>
    <item>
      <title>Fitch Holds Lead in ABS Ratings, Kroll Loses Ground</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Fitch, S&P and Moody’s continued to dominate the ABS market’s key sectors: vehicle and business finance. The residential MBS business is spread out more among the five major ratings services. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235291</guid>
      <pubDate>Thu, 18 Sep 2025 16:35:36 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235291-fitch-holds-lead-in-abs-ratings-kroll-loses-ground</link>
    </item>
    <item>
      <title>MBS/ABS Holdings Grow in Bank Trading Accounts</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[The biggest growth was in agency pass-throughs, while bank trading accounts saw a small decline in agency CMOs. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235261</guid>
      <pubDate>Thu, 18 Sep 2025 16:31:37 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235261-mbs-abs-holdings-grow-in-bank-trading-accounts</link>
    </item>
    <item>
      <title>Issuance of Agency CMOs, Aggregation MBS Slows</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[The sharp decline in GSE Supers issuance was the result of the Federal Reserve wrapping up the conversion of its Fannie/Freddie MBS into aggregated form in the first quarter. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235255</guid>
      <pubDate>Thu, 04 Sep 2025 16:24:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235255-issuance-of-agency-cmos-aggregation-mbs-slows</link>
    </item>
    <item>
      <title>GSE CRT Issuance Ebbs in Second Quarter</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Credit-risk transfer activities at Fannie Mae and Freddie Mac wobbled in the second quarter after a modest increase in the first three months of 2025. Issuance fell for STACRs but not for CAS notes. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235127</guid>
      <pubDate>Thu, 21 Aug 2025 14:38:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235127-gses-crt-issuance-ebbs-in-second-quarter</link>
    </item>
    <item>
      <title>Second-Level MBS Issuance Slows in 1Q, CMOs Rise</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Fannie Supers issuance was up sharply in the first quarter as the Fed finished restructuring its Fannie portfolio. Ginnie led the increase in agency REMIC production. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234389</guid>
      <pubDate>Thu, 29 May 2025 16:07:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234389-second-level-mbs-issuance-slows-in-1q25-cmos-rise</link>
    </item>
    <item>
      <title>Credit-Risk Transfers Pick Up at GSEs</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie Mae and Freddie Mac both saw a significant increase in CRT issuance in the first quarter. Fannie also boosted credit-risk insurance purchases, but ACIS purchases were down at Freddie. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234321</guid>
      <pubDate>Thu, 22 May 2025 16:06:18 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234321-credit-risk-transfers-pick-up-at-gses</link>
    </item>
    <item>
      <title>GSE Socials Most Sought-After MBS Story in 1Q25</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[With specified pools accounting for half of GSE single-family MBS issued in the first quarter, the most popular option was MBS with high social-mission scores. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234184</guid>
      <pubDate>Thu, 08 May 2025 16:46:27 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234184-gse-socials-most-sought-after-mbs-story-in-1q25</link>
    </item>
    <item>
      <title>Fed Portfolio Renovation Drove Second-Level MBS</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[The Fed shifted its efforts to aggregate scattered MBS into second-level securitizations to its Freddie Mac portfolio. Ginnie's Platinum program didn't get a lot of use last year, but the agency led the way in REMIC issuance. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233568</guid>
      <pubDate>Thu, 27 Feb 2025 16:46:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233568-fed-portfolio-renovation-drove-second-level-mbs</link>
    </item>
    <item>
      <title>BofA Snatches Up MF Loans as Well as Jumbos</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Bargains are to be had in the multifamily loan sector as long as you can find a willing seller that’s trying to clean up its books. One such sale involved HomeStreet Bank in the Pacific Northwest.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233453</guid>
      <pubDate>Thu, 13 Feb 2025 16:26:23 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233453-bofa-snatches-up-mf-loans-as-well-as-jumbos</link>
    </item>
    <item>
      <title>GSE CRT Activity Tanks in Fourth Quarter</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Combined issuance of Fannie Mae CAS and Freddie Mac STACRs came to $8.31 billion in 2024 — the lowest total since 2013, the year GSE CRT activity started. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233392</guid>
      <pubDate>Thu, 06 Feb 2025 16:28:43 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233392-crt-activity-tanks-in-4q</link>
    </item>
    <item>
      <title>Banks Boosted MBS/ABS Trading Portfolios in Third Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Agency pass-through MBS remain the most popular asset in bank holding company trading accounts, but there was a sharp increase in agency multifamily securities during the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233055</guid>
      <pubDate>Thu, 02 Jan 2025 15:00:48 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233055-banks-boosted-mbs-abs-trading-portfolios-in-3q24</link>
    </item>
    <item>
      <title>Residential Mortgage Securitization Rate Increases in 3Q</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The securitization rate for residential mortgages hit an estimated 68.6% in the third quarter, as more conventional-conforming loans flowed into GSE MBS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233074</guid>
      <pubDate>Thu, 02 Jan 2025 14:55:49 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233074-residential-mortgage-securitization-rate-increases-in-3q</link>
    </item>
    <item>
      <title>Growth in Home Equity Loan Securitization Slows in 3Q</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Growth in securitizations of home equity loans slowed in the third quarter from an exponential pace earlier in the year. Still, issuance was up, with Rocket leading the way. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232875</guid>
      <pubDate>Thu, 05 Dec 2024 15:57:50 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232875-growth-in-home-equity-loan-securitization-slows-in-3q</link>
    </item>
    <item>
      <title>Value of Bank Residential MBS Turns Higher in 3Q</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Most of the banking industry’s biggest players in residential MBS reported substantial increases in the value of their holdings in the third quarter. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232725</guid>
      <pubDate>Thu, 21 Nov 2024 16:35:35 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232725-value-of-bank-residential-mbs-turns-higher-in-3q24</link>
    </item>
    <item>
      <title>Net Income Falls at Fannie; Rises at Freddie</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Third-quarter profits at the government-sponsored enterprises go up and down with their credit reserves. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232559</guid>
      <pubDate>Thu, 31 Oct 2024 16:55:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232559-net-income-falls-at-fannie-rises-at-freddie</link>
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