Description+goes+here https://www.insidemortgagefinance.com/rss en-us dhollier@imfpubs.com By prohibiting its affiliate brokers from sending loans to Rocket Mortgage, United Wholesale Mortgage induced price cuts by brokers not covered by its exclusivity agreements. http://www.insidemortgagefinance.com/articles/237939 Fri, 10 Jul 2026 12:05:31 -0400 https://www.insidemortgagefinance.com/articles/237939-uwms-2021-spat-with-rocket-lowered-prices nbhatia@imfpubs.com Mortgage originations declined across the three major production channels in the first quarter of 2026. Pennymac reported a 32.8% drop in conventional-conforming volume through correspondents. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237810 Fri, 26 Jun 2026 13:10:12 -0400 https://www.insidemortgagefinance.com/articles/237810-originations-decline-across-all-production-channels jdohnert@imfpubs.com Florida-based GO Mortgage believes its mix of strong technology and personal touch will differentiate the lender from giants in the wholesale channel. http://www.insidemortgagefinance.com/articles/237560 Fri, 29 May 2026 10:05:06 -0400 https://www.insidemortgagefinance.com/articles/237560-go-mortgage-launches-wholesale-channel jdohnert@imfpubs.com Origna8 is providing brokers a platform that can be used for lead generation, agentic-AI marketing, lender relationship management and data analytics. http://www.insidemortgagefinance.com/articles/237358 Fri, 01 May 2026 13:56:10 -0400 https://www.insidemortgagefinance.com/articles/237358-ex-rocket-leadership-team-with-uwm amalatinszky@imfpubs.com Deliveries of retail mortgages to the agencies were boosted by an increase in refinances in the wake of lower mortgage rates in the first quarter of 2026. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237361 Fri, 01 May 2026 13:55:12 -0400 https://www.insidemortgagefinance.com/articles/237361-retail-lenders-boosted-by-rising-refis dhollier@imfpubs.com A new study found that using real estate agent-referred lenders not only increases borrowing costs for homebuyers but also shifts the burden of those costs disproportionately to the most vulnerable households. http://www.insidemortgagefinance.com/articles/237319 Fri, 01 May 2026 13:50:20 -0400 https://www.insidemortgagefinance.com/articles/237319-realtor-referred-lenders-dont-come-cheap amalatinszky@imfpubs.com Wholesale and retail lenders expanded their mortgage production more than correspondent aggregators in the origination boomlet that took shape during the final quarter of 2025. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237001 Fri, 20 Mar 2026 12:58:32 -0400 https://www.insidemortgagefinance.com/articles/237001-correspondents-retreat-in-4q-as-brokers-forge-ahead bivey@imfpubs.com The lender’s gain-on-sale margin increased from 1.14% in the third quarter to 1.50% in the fourth quarter, with a rise in originations to boot. Leaders at the company cautioned that some lenders are gaining market share at the expense of earnings. http://www.insidemortgagefinance.com/articles/236861 Fri, 06 Mar 2026 12:20:21 -0500 https://www.insidemortgagefinance.com/articles/236861-newrez-increases-margins-originations-in-fourth-quarter amalatinszky@imfpubs.com Correspondent lenders lost market share to wholesale-brokers in agency securitizations as refinances made a strong comeback in the fourth quarter of 2025. Credit quality improved across the board. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/236615 Fri, 06 Feb 2026 11:58:09 -0500 https://www.insidemortgagefinance.com/articles/236615-correspondents-lose-share-in-agency-securitizations dhollier@imfpubs.com Researchers at the FRB of Richmond demonstrate how banks that gain local market share by acquiring an existing bank are likely to decrease FHA lending even while increasing conventional lending. http://www.insidemortgagefinance.com/articles/236589 Fri, 06 Feb 2026 11:51:24 -0500 https://www.insidemortgagefinance.com/articles/236589-bank-mergers-and-the-availability-of-mortgage-credit bivey@imfpubs.com SoFi Bank posted an 18.2% quarterly increase in retail lending in the third quarter, while the market as a whole contracted. The bank is looking to cross-sell mortgages to its customers. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/236217 Fri, 19 Dec 2025 12:05:00 -0500 https://www.insidemortgagefinance.com/articles/236217-bank-retail-lending-slows-in-3q-mortgage-sales-rise amalatinszky@imfpubs.com Wholesale-brokers and correspondent aggregators increased their market share in all three major product categories. Retail continued to lead conventional-conforming lending. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/236091 Fri, 05 Dec 2025 12:16:13 -0500 https://www.insidemortgagefinance.com/articles/236091-third-party-lenders-boost-market-share-across-the-board amalatinszky@imfpubs.com Agency securitizations rose slightly in the third quarter thanks to increased deliveries of retail loans. Credit quality improved very slightly. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/235847 Fri, 07 Nov 2025 12:09:06 -0500 https://www.insidemortgagefinance.com/articles/235847-retail-channel-boosts-its-share-in-agency-securitizations nbhatia@imfpubs.com Retail originations of mortgages by banks and thrifts sharply increased in the second quarter. The industry also reported a more modest increase in secondary-market mortgage sales. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/235454 Fri, 26 Sep 2025 13:36:56 -0400 https://www.insidemortgagefinance.com/articles/235454-banks-boost-retail-lending-secondary-sales-in-2q amalatinszky@imfpubs.com Retail lenders gained market share in the second quarter, mostly at the expense of correspondent aggregators. Brokers lost some ground mainly because production didn’t grow quite as fast as the market overall. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/235335 Fri, 12 Sep 2025 12:12:42 -0400 https://www.insidemortgagefinance.com/articles/235335-retail-channel-gains-market-share amalatinszky@imfpubs.com The retail channel lost some market share in agency securitizations but maintained a narrow lead over the correspondent channel in the second quarter of 2025. Credit quality weakened while the average loan size reached a new peak. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/235096 Fri, 15 Aug 2025 11:38:55 -0400 https://www.insidemortgagefinance.com/articles/235096-retailers-lose-share-but-still-lead-agency-securitizations bivey@imfpubs.com The retail channel lost market share in conventional-conforming, government-insured and nonconforming originations in the first quarter of 2025. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/234604 Fri, 20 Jun 2025 11:24:34 -0400 https://www.insidemortgagefinance.com/articles/234604-retail-sare-of-originations-slips-across-loan-types nbhatia@imfpubs.com Correspondent sales of mortgage loans to unaffiliated buyers increased 26.8% in 2024, led by CrossCountry Mortgage, Rate and United Wholesale Mortgage. (Includes data table.) http://www.insidemortgagefinance.com/articles/234440 Fri, 06 Jun 2025 11:38:00 -0400 https://www.insidemortgagefinance.com/articles/234440-correspondent-sales-of-mortgages-rebound-in-2024 amalatinszky@imfpubs.com Correspondent aggregators increased their agency origination footprint in the first quarter of 2025, even as securitization volume fell by 22.6%. Purchase mortgages still dominated the market while credit quality remained stable. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/234231 Fri, 09 May 2025 12:36:01 -0400 https://www.insidemortgagefinance.com/articles/234231-correspondent-footprint-grows-in-1q25-agency-securitizations amalatinszky@imfpubs.com Wholesale-broker originators boosted their market share in conventional-conforming mortgages in the fourth quarter. Correspondents regained some previously lost ground in FHA/VA lending while retail remained king of the nonconforming segment. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/233865 Fri, 28 Mar 2025 12:59:36 -0400 https://www.insidemortgagefinance.com/articles/233865-wholesalers-gain-share-in-conventional-conforming-lending nbhatia@imfpubs.com The decline in retail origination at banks and thrifts came even as overall originations increased slightly from the third to the fourth quarter. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/233858 Fri, 28 Mar 2025 12:56:37 -0400 https://www.insidemortgagefinance.com/articles/233858-bank-retail-production-loan-sales-slow-in-fourth-quarter bivey@imfpubs.com Better is touting investments in artificial intelligence to help slash costs tied to originating refis. The lender is also building a distributed retail operation to increase production of purchase mortgages. http://www.insidemortgagefinance.com/articles/233859 Fri, 28 Mar 2025 12:54:40 -0400 https://www.insidemortgagefinance.com/articles/233859-better-looks-to-tech-los-in-quest-for-profitability amalatinszky@imfpubs.com The retail channel gained market share in agency deliveries as refinance deliveries increased sharply during the fourth quarter of 2024. Underwriting standards tightened and loan sizes rose. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/233342 Fri, 31 Jan 2025 12:00:09 -0500 https://www.insidemortgagefinance.com/articles/233342-retail-gains-agency-share-as-refis-strengthen bivey@imfpubs.com The correspondent channel’s share of originations increased for both conventional-conforming loans and nonconforming mortgages in the third quarter, according to a survey of lenders. Meanwhile, brokers gained share in the government-insured market. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/232949 Fri, 13 Dec 2024 12:00:43 -0500 https://www.insidemortgagefinance.com/articles/232949-correspondents-gain-share-in-conventional-conforming-in-3q bivey@imfpubs.com Sales of mortgages by banks increased by 20.5% in the third quarter even as the top bank reduced its sales. Eight of the 10 top banks boosted their sales from the second quarter. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/232945 Fri, 13 Dec 2024 11:56:51 -0500 https://www.insidemortgagefinance.com/articles/232945-banks-increase-sales-of-mortgages-in-third-quarter dhollier@imfpubs.com Federal Reserve researchers found that pandemic-era interest rates reduced mobility by 44%, as many homeowners are reluctant to let go of their low interest rates. http://www.insidemortgagefinance.com/articles/232917 Fri, 13 Dec 2024 11:53:56 -0500 https://www.insidemortgagefinance.com/articles/232917-quantifying-the-lock-in-effect amalatinszky@imfpubs.com While retail continued to be the top channel in securitizations of conforming loans, correspondents gained 294 basis points of market share in the third quarter. http://www.insidemortgagefinance.com/articles/232646 Fri, 15 Nov 2024 13:59:46 -0500 https://www.insidemortgagefinance.com/articles/232646-correspondents-gain-agency-market-share-in-3q amalatinszky@imfpubs.com The retail share of conventional-conforming production rose by more than three percentage points while government and nonconforming lenders turned toward correspondents. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/232183 Fri, 20 Sep 2024 14:36:07 -0400 https://www.insidemortgagefinance.com/articles/232183-retail-footprint-grows-in-conventional-lending nbhatia@imfpubs.com Banks and thrifts reported $44.54 billion in retail mortgage production in the second quarter, making it the strongest three-month period for bank retail lending since the third quarter of 2022. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/232168 Fri, 20 Sep 2024 14:35:08 -0400 https://www.insidemortgagefinance.com/articles/232168-banks-cranked-up-retail-production-loan-sales-in-2q bivey@imfpubs.com The retail channel’s share of agency MBS production slipped from 47.4% in the first quarter to 45.6% in the second quarter. The correspondent and broker channels gained share. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/231806 Fri, 09 Aug 2024 12:35:52 -0400 https://www.insidemortgagefinance.com/articles/231806-third-party-channels-gain-share-in-agency-market