Description+goes+here https://www.insidemortgagefinance.com/rss en-us ewilley@imfpubs.com Ginnie Mae is steadily updating its outdated systems and processes, agency President Joe Gormley said. http://www.insidemortgagefinance.com/articles/238815 Thu, 15 Oct 2026 15:20:26 -0400 https://www.insidemortgagefinance.com/articles/238815-ginnie-chips-away-at-outdated-tech ewilley@imfpubs.com Ginnie Mae has issued a flurry of program updates over the past few months, making public the work that was going on behind the scenes during a quieter period last year. http://www.insidemortgagefinance.com/articles/238764 Thu, 08 Oct 2026 15:53:17 -0400 https://www.insidemortgagefinance.com/articles/238764-ginnie-modernizations-begin-to-materialize bivey@imfpubs.com Interest rates on mortgages increased steadily throughout the second quarter, diminishing demand among non-agency MBS investors to some extent. (Includes data table.) http://www.insidemortgagefinance.com/articles/238686 Thu, 01 Oct 2026 16:45:18 -0400 https://www.insidemortgagefinance.com/articles/238686-non-agency-securitization-rate-declines-in-2q dhollier@imfpubs.com FHFA directed Fannie Mae and Freddie Mac to resume the MBS buying spree that President Trump requested in January. http://www.insidemortgagefinance.com/articles/238634 Thu, 24 Sep 2026 15:59:47 -0400 https://www.insidemortgagefinance.com/articles/238634-ramping-up-mbs-purchases-at-the-enterprises dhollier@imfpubs.com A conservative think-tank economist argues that the Fed should reduce its MBS holdings to support a more affordable housing market. http://www.insidemortgagefinance.com/articles/238508 Thu, 10 Sep 2026 16:23:59 -0400 https://www.insidemortgagefinance.com/articles/238508-heritage-foundation-proposal-and-the-federal-reserve dhollier@imfpubs.com Industry observers don’t expect the move to prompt major declines in interest rates this year. http://www.insidemortgagefinance.com/articles/238387 Thu, 27 Aug 2026 16:04:00 -0400 https://www.insidemortgagefinance.com/articles/238387-treasury-buybacks-slow-to-impact-mbs bivey@imfpubs.com More than 90% of expanded-credit mortgage production went into MBS in the first quarter of 2026. (Includes data table.) http://www.insidemortgagefinance.com/articles/237848 Thu, 25 Jun 2026 16:16:45 -0400 https://www.insidemortgagefinance.com/articles/237848-securitization-rate-for-mortgages-rebounds-in-1q bivey@imfpubs.com Some large servicers are using securitizations for MSR financing while mid-size and smaller servicers stick with bilateral agreements. http://www.insidemortgagefinance.com/articles/237422 Thu, 07 May 2026 16:27:25 -0400 https://www.insidemortgagefinance.com/articles/237422-msr-financing-trends-vary-by-servicer-size dhollier@imfpubs.com For MBS investors, the biggest complication in the GSEs’ implementation of VantageScore 4.0 is likely loan-level pricing adjustments. http://www.insidemortgagefinance.com/articles/237332 Thu, 30 Apr 2026 17:50:35 -0400 https://www.insidemortgagefinance.com/articles/237332-vantagescore-impact-on-mbs-market-likely-minimal bivey@imfpubs.com Some 68.0% of mortgages originated in 2025 were sold into MBS. Securitization rates were stable across most products, except for expanded-credit mortgages, where the securitization rate increased sharply. (Includes data table.) http://www.insidemortgagefinance.com/articles/237025 Thu, 26 Mar 2026 16:59:14 -0400 https://www.insidemortgagefinance.com/articles/237025-residential-mortgage-securitization-rate-steady-in-2025 dhollier@imfpubs.com Since the U.S. initiated strikes on Iran, mortgage rates and MBS spreads have given up all the ground they gained from the Trump administration’s directive for the GSEs to purchase $200 billion in agency MBS. http://www.insidemortgagefinance.com/articles/236922 Thu, 12 Mar 2026 16:41:32 -0400 https://www.insidemortgagefinance.com/articles/236922-mortgage-market-reacts-to-war-with-iran ewilley@imfpubs.com Investors are seeking out Ginnie Mae custom pools with better convexity profiles than those of forward trading multiple-issuer pools, causing the convexity of the multi-pools to further deteriorate. http://www.insidemortgagefinance.com/articles/236530 Thu, 29 Jan 2026 16:28:26 -0500 https://www.insidemortgagefinance.com/articles/236530-ginnies-ouroboros-fha-customs-drain-tbas ewilley@imfpubs.com The flexibility is part of an effort by Ginnie Mae to make its digital collateral program more attractive. http://www.insidemortgagefinance.com/articles/236384 Thu, 15 Jan 2026 16:15:25 -0500 https://www.insidemortgagefinance.com/articles/236384-ginnie-to-accept-enotes-in-piit-transfers bivey@imfpubs.com SFA’s new director of advocacy comes from CSBS; Ginnie adjusts platinum MBS pooling; earnings per share at Orchid Island Capital up in fourth quarter; Setpoint to acquire due diligence provider. http://www.insidemortgagefinance.com/articles/236411 Thu, 15 Jan 2026 16:07:37 -0500 https://www.insidemortgagefinance.com/articles/236411-grapevine-sfa-names-new-director-of-advocacy-ginnie-mbs-change bivey@imfpubs.com The securitization rate for residential mortgages originated during the third quarter was near the same level seen in 2019. Meanwhile, the share of GSE-eligible mortgages that flowed into MBS increased. http://www.insidemortgagefinance.com/articles/236235 Fri, 02 Jan 2026 10:07:20 -0500 https://www.insidemortgagefinance.com/articles/236235-gse-eligible-securitization-rate-climbs-in-third-quarter dhollier@imfpubs.com The growing securities holdings in Fannie’s retained mortgage portfolio include a large share of non-Fannie agency MBS. http://www.insidemortgagefinance.com/articles/236139 Thu, 11 Dec 2025 16:29:21 -0500 https://www.insidemortgagefinance.com/articles/236139-fannie-surges-mbs-holdings dhollier@imfpubs.com Federal Reserve Ends Balance Sheet ReductionAfter 42 straight months of allowing its security holdings to run off, the Federal Reserve finally said “enough.” The central bank’s current balance sheet: $6.134 trillion. http://www.insidemortgagefinance.com/articles/236051 Thu, 04 Dec 2025 16:33:59 -0500 https://www.insidemortgagefinance.com/articles/236051-central-bank-ends-balance-sheet-reduction bivey@imfpubs.com Federal banking regulators issued a final rule to adjust the enhanced supplementary leverage ratio that applies to large banks. The directive aims to increase bank investments in low-risk assets, including Ginnie Mae MBS. http://www.insidemortgagefinance.com/articles/236083 Thu, 04 Dec 2025 16:32:04 -0500 https://www.insidemortgagefinance.com/articles/236083-capital-change-will-allow-banks-to-add-to-mbs-holdings ewilley@imfpubs.com Trade groups suggested improvements to Ginnie Mae’s reverse-mortgage securitization program, many of which were already included in a planned update the agency has gone quiet on. http://www.insidemortgagefinance.com/articles/236071 Thu, 04 Dec 2025 16:30:04 -0500 https://www.insidemortgagefinance.com/articles/236071-the-industry-yearns-for-hmbs-20 ewilley@imfpubs.com Vista Index Services plans to release an index next month that will give investors an opportunity to hedge against delinquency risks in Ginnie MBS, rather than selling securities if there’s a downturn. http://www.insidemortgagefinance.com/articles/235898 Thu, 13 Nov 2025 16:07:34 -0500 https://www.insidemortgagefinance.com/articles/235898-new-index-to-allow-ginnie-investors-hedge-on-dq-risks dhollier@imfpubs.com While the Fed is moving away from purchases of agency MBS, portfolio managers at PIMCO believe additional purchases are warranted. In the meantime, the GSEs are increasing their investments. http://www.insidemortgagefinance.com/articles/235805 Thu, 06 Nov 2025 16:06:51 -0500 https://www.insidemortgagefinance.com/articles/235805-the-next-mbs-buyer-of-last-resort bivey@imfpubs.com The securitization rate for residential mortgages came down after reaching an elevated level in the first quarter of 2025. The rate declined for both GSE-eligible mortgages and non-agency loans during the second quarter. (Includes data table.) http://www.insidemortgagefinance.com/articles/235422 Thu, 25 Sep 2025 16:16:55 -0400 https://www.insidemortgagefinance.com/articles/235422-securitization-rate-for-residential-mortgages-down-in-2q bivey@imfpubs.com Joe Gormley nominated for Ginnie president; UBS pays DOJ to end lingering non-agency MBS obligations from Credit Suisse; Chase marketing non-agency MBS with reperforming loans. http://www.insidemortgagefinance.com/articles/235028 Thu, 07 Aug 2025 16:23:30 -0400 https://www.insidemortgagefinance.com/articles/235028-grapevine-gormley-nominated-for-ginnie-president-ubs-settles-with-doj dhollier@imfpubs.com Changes to Common Securitization Solutions, including being renamed U.S. Financial Technology, appear to set the company up to serve additional secondary mortgage market participants. http://www.insidemortgagefinance.com/articles/234654 Thu, 26 Jun 2025 17:21:40 -0400 https://www.insidemortgagefinance.com/articles/234654-css-and-gse-reform bivey@imfpubs.com Banking regulators proposed modifying the enhanced supplementary leverage ratio that applies to large banks. If implemented, it could lead to the banks to increase their holdings of Ginnie Mae MBS. http://www.insidemortgagefinance.com/articles/234664 Thu, 26 Jun 2025 17:17:06 -0400 https://www.insidemortgagefinance.com/articles/234664-bank-regulator-proposal-could-boost-ginnie-holdings ewilley@imfpubs.com Ginnie Mae eliminated the 10% concentration limit on buydown securitizations in custom single-family MBS. http://www.insidemortgagefinance.com/articles/234534 Thu, 12 Jun 2025 16:50:06 -0400 https://www.insidemortgagefinance.com/articles/234534-ginnie-cuts-the-bd-cap-on-custom-sf-pools The Federal Reserve is allowing its MBS holdings to run off in a predictable manner; Ginnie provides more details on change to buydown policy; Cerberus affiliate issues securitization of closed-end second liens. http://www.insidemortgagefinance.com/articles/234353 Thu, 22 May 2025 16:00:24 -0400 https://www.insidemortgagefinance.com/articles/234353-grapevine-fed-stays-course-with-mbs-holdings-ginnie-buydown-change dhollier@imfpubs.com First-quarter earnings reports suggest the reduced size of Fannie Mae’s guarantee book of business may be impacting its market share vis a vis Freddie Mac. http://www.insidemortgagefinance.com/articles/234163 Thu, 01 May 2025 15:44:20 -0400 https://www.insidemortgagefinance.com/articles/234163-gse-profits-remain-stable-in-a-weak-mortgage-market ewilley@imfpubs.com Recent changes in FHA’s loss-mitigation waterfall will probably mean fewer loan modifications enter Ginnie Mae’s Extended Term MBS, Goldman Sachs said in a recent report. http://www.insidemortgagefinance.com/articles/234144 Thu, 01 May 2025 15:42:26 -0400 https://www.insidemortgagefinance.com/articles/234144-goldman-fha-changes-to-shrink-ginnie-et-issuance ewilley@imfpubs.com Ginnie Mae emerged victorious in a lawsuit brought by Texas Capital Bank over an extinguished lien on collateral for Reverse Mortgage Funding’s home equity conversion mortgages. TCB plans to appeal the ruling. http://www.insidemortgagefinance.com/articles/233986 Thu, 10 Apr 2025 16:37:24 -0400 https://www.insidemortgagefinance.com/articles/233986-court-sides-with-ginnie-in-tcb-suit