Description+goes+here https://www.insidemortgagefinance.com/rss en-us nbhatia@imfpubs.com Most of the increase in banks’ MBS investment was in Ginnie Mae pass-throughs, which grew a modest 1.5% from the first quarter. Holdings of non-agency securities declined. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238379 Thu, 27 Aug 2026 16:10:52 -0400 https://www.insidemortgagefinance.com/articles/238379-bank-see-modest-increase-in-mbs-holdings-ginnie-gains dhollier@imfpubs.com Industry observers don’t expect the move to prompt major declines in interest rates this year. http://www.insidemortgagefinance.com/articles/238387 Thu, 27 Aug 2026 16:04:00 -0400 https://www.insidemortgagefinance.com/articles/238387-treasury-buybacks-slow-to-impact-mbs dhollier@imfpubs.com Runoff of agency MBS from the Federal Reserve’s portfolio appears slow but is close to actual Fed projections. http://www.insidemortgagefinance.com/articles/238298 Thu, 20 Aug 2026 16:09:10 -0400 https://www.insidemortgagefinance.com/articles/238298-revisiting-the-lock-in-effect-on-the-feds-balance-sheet dhollier@imfpubs.com Many of those green loans will still be eligible for purchase by the GSEs. Social bonds appear unaffected. http://www.insidemortgagefinance.com/articles/238271 Thu, 13 Aug 2026 16:42:41 -0400 https://www.insidemortgagefinance.com/articles/238271-gses-announce-end-of-single-family-green-mbs bivey@imfpubs.com Volatility from the war with Iran prompted a slowdown in CRT issuance and wider spreads on the deals Fannie Mae and Freddie Mac issued during the second quarter of 2026. (Includes data table.) http://www.insidemortgagefinance.com/articles/238263 Thu, 13 Aug 2026 16:38:44 -0400 https://www.insidemortgagefinance.com/articles/238263-gse-crt-issuance-slows-to-a-crawl-in-second-quarter dhollier@imfpubs.com The Structured Finance Association says the GSEs should be able to accept multiple credit scores on a single application and disclose that information to MBS investors. http://www.insidemortgagefinance.com/articles/238188 Thu, 06 Aug 2026 16:33:51 -0400 https://www.insidemortgagefinance.com/articles/238188-mbs-investors-recommend-tweaks-to-credit-score-framework dhollier@imfpubs.com The strategies Fannie Mae and Freddie Mac use to manage their retained mortgage portfolios appeared to converge in the second quarter. (Includes data table.) http://www.insidemortgagefinance.com/articles/238181 Thu, 06 Aug 2026 16:32:52 -0400 https://www.insidemortgagefinance.com/articles/238181-gses-shrink-mbs-share-of-portfolios nbhatia@imfpubs.com The two government-sponsored enterprises reported robust earnings for the second quarter of 2026, driven by solid growth in net interest income. http://www.insidemortgagefinance.com/articles/238148 Thu, 30 Jul 2026 16:20:09 -0400 https://www.insidemortgagefinance.com/articles/238148-fannie-and-freddie-deliver-another-strong-quarter bivey@imfpubs.com The Trump administration has provided little guidance on how the GSEs will achieve their goal of purchasing $200 billion of agency MBS. Still, actions by Fannie and Freddie have helped competing agency MBS investors get comfortable with activity by the mortgage giants. http://www.insidemortgagefinance.com/articles/238062 Thu, 23 Jul 2026 14:46:55 -0400 https://www.insidemortgagefinance.com/articles/238062-agency-mbs-investors-happy-with-backstop-from-gses dhollier@imfpubs.com Testifying before the House Financial Services Committee this week, Federal Reserve Chair Kevin Warsh said any changes to monetary policy — including the Fed’s balance sheet — will be made transparently and communicated in advance to the market. http://www.insidemortgagefinance.com/articles/238016 Thu, 16 Jul 2026 16:47:01 -0400 https://www.insidemortgagefinance.com/articles/238016-policy-changes-at-the-fed-may-take-time dhollier@imfpubs.com While FICO and VantageScore debate whose new credit score model performs best, industry insiders say the transition to new scoring models may take years. http://www.insidemortgagefinance.com/articles/237941 Thu, 09 Jul 2026 16:32:04 -0400 https://www.insidemortgagefinance.com/articles/237941-gses-release-historical-fico-10t-data dhollier@imfpubs.com In May, the combined retained mortgage portfolios of Fannie Mae and Freddie Mac saw their first monthly decline in more than a year. http://www.insidemortgagefinance.com/articles/237927 Thu, 09 Jul 2026 16:31:52 -0400 https://www.insidemortgagefinance.com/articles/237927-gses-end-mbs-buying-spree bivey@imfpubs.com More than 90% of expanded-credit mortgage production went into MBS in the first quarter of 2026. (Includes data table.) http://www.insidemortgagefinance.com/articles/237848 Thu, 25 Jun 2026 16:16:45 -0400 https://www.insidemortgagefinance.com/articles/237848-securitization-rate-for-mortgages-rebounds-in-1q dhollier@imfpubs.com A property law expert said securitizing real property interests encourages home price inflation. http://www.insidemortgagefinance.com/articles/237830 Thu, 25 Jun 2026 16:12:00 -0400 https://www.insidemortgagefinance.com/articles/237830-the-case-against-mbs dhollier@imfpubs.com Urban Institute researchers say the mortgage industry will experience slightly better capital treatment as a result of the changes to the Basel III Endgame, but they recommend some improvements. http://www.insidemortgagefinance.com/articles/237787 Thu, 18 Jun 2026 11:06:00 -0400 https://www.insidemortgagefinance.com/articles/237787-rejiggering-the-basel-re-proposal dhollier@imfpubs.com Economists note that the pricing of mortgage credit risk depends not only on the quality of the underlying mortgages but also on who ultimately bears that risk. http://www.insidemortgagefinance.com/articles/237776 Thu, 18 Jun 2026 11:03:00 -0400 https://www.insidemortgagefinance.com/articles/237776-mutual-fund-investment-in-crt-reduces-spreads jdohnert@imfpubs.com The automated AI trade included a $3 million to-be-announced deal that went to a competitive auction across all dealers, and two $500,000 trades that were routed to dealers selected by Pike Creek Mortgage. http://www.insidemortgagefinance.com/articles/237725 Thu, 11 Jun 2026 17:04:00 -0400 https://www.insidemortgagefinance.com/articles/237725-mct-leverages-ai-to-execute-tba-trades bivey@imfpubs.com GSE MBS investors were frustrated with limited communication from the Trump administration even before FHFA Director Bill Pulte was named acting director of national intelligence this week. The appointment prompted more speculation about the future of the GSEs. http://www.insidemortgagefinance.com/articles/237666 Thu, 04 Jun 2026 18:07:00 -0400 https://www.insidemortgagefinance.com/articles/237666-gse-mbs-investors-looking-for-guidance-from-trump dhollier@imfpubs.com A Federal Reserve economist estimates that a one-percentage-point steepening of the yield curve reduces the spread between mortgages and the 10-year Treasury yield by 40 basis points. http://www.insidemortgagefinance.com/articles/237579 Thu, 28 May 2026 16:00:56 -0400 https://www.insidemortgagefinance.com/articles/237579-the-mechanics-of-mortgage-spreads dhollier@imfpubs.com MBS investors are likely to charge a pay-up for securities backed by mortgages underwritten with VantageScore — at least until they’re confident prepayment speeds won’t accelerate. http://www.insidemortgagefinance.com/articles/237549 Thu, 21 May 2026 16:43:58 -0400 https://www.insidemortgagefinance.com/articles/237549-secondary-market-implications-of-new-credit-scores dhollier@imfpubs.com New Fed Chair Kevin Warsh has long criticized the size of the Fed’s balance sheet, in particular, its massive holdings of agency MBS. http://www.insidemortgagefinance.com/articles/237539 Thu, 21 May 2026 16:25:29 -0400 https://www.insidemortgagefinance.com/articles/237539-what-does-warsh-mean-for-the-mbs-market bivey@imfpubs.com Fannie Mae and Freddie Mac each issued two CRT transactions during the first quarter of 2026, including deals in March amid broader economic volatility. (Includes data table.) http://www.insidemortgagefinance.com/articles/237467 Thu, 14 May 2026 14:41:01 -0400 https://www.insidemortgagefinance.com/articles/237467-gses-increase-crt-issuance-in-1q-despite-headwinds dhollier@imfpubs.com FICO’s CEO argued that VantageScore isn’t gaining much traction in the MBS and ABS markets, and that the only way the score will take share with GSE mortgages will be if lenders game the system. http://www.insidemortgagefinance.com/articles/237410 Thu, 07 May 2026 17:27:19 -0400 https://www.insidemortgagefinance.com/articles/237410-fico-vs-vantagescore-the-gloves-come-off bivey@imfpubs.com Some large servicers are using securitizations for MSR financing while mid-size and smaller servicers stick with bilateral agreements. http://www.insidemortgagefinance.com/articles/237422 Thu, 07 May 2026 16:27:25 -0400 https://www.insidemortgagefinance.com/articles/237422-msr-financing-trends-vary-by-servicer-size dhollier@imfpubs.com Policies put in place during the pandemic prevent many small banks and credit unions from selling small-balance loans to the GSEs, which constrains mortgage lending in rural and low-income communities. http://www.insidemortgagefinance.com/articles/237415 Thu, 07 May 2026 16:25:29 -0400 https://www.insidemortgagefinance.com/articles/237415-how-the-gses-can-boost-sbls dhollier@imfpubs.com Even with strong earnings the GSEs are making little progress on meeting stringent capital levels set during the first Trump administration. http://www.insidemortgagefinance.com/articles/237425 Thu, 07 May 2026 16:21:35 -0400 https://www.insidemortgagefinance.com/articles/237425-capital-shortfalls-unaffected-by-gse-profits dhollier@imfpubs.com For MBS investors, the biggest complication in the GSEs’ implementation of VantageScore 4.0 is likely loan-level pricing adjustments. http://www.insidemortgagefinance.com/articles/237332 Thu, 30 Apr 2026 17:50:35 -0400 https://www.insidemortgagefinance.com/articles/237332-vantagescore-impact-on-mbs-market-likely-minimal dhollier@imfpubs.com Fannie Mae expanded its portfolio by adding both whole loans and MBS, while Freddie Mac cut whole loans as it added MBS. http://www.insidemortgagefinance.com/articles/237339 Thu, 30 Apr 2026 17:50:33 -0400 https://www.insidemortgagefinance.com/articles/237339-gse-portfolio-strategies-diverge bivey@imfpubs.com Fannie Mae and Freddie Mac appear to be buying more MBS at times when spreads widen. They’re also hedging the purchases with interest rate swaps, according to industry participants. http://www.insidemortgagefinance.com/articles/237295 Thu, 23 Apr 2026 16:09:33 -0400 https://www.insidemortgagefinance.com/articles/237295-gses-seen-as-opportunistic-buyers-of-agency-mbs dhollier@imfpubs.com The Treasury Market Practices Group released a white paper identifying how a change in the ownership structure of Fannie Mae and Freddie Mac could impact the broader financial markets. http://www.insidemortgagefinance.com/articles/237199 Thu, 16 Apr 2026 16:06:51 -0400 https://www.insidemortgagefinance.com/articles/237199-federal-reserve-group-weighs-risks-of-gse-reform