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    <title>MBS Servicing</title>
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      <![CDATA[Description+goes+here]]>
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    <item>
      <title>Commercial MBS Facing Maturity Pressure, Downgrades</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[More than $100 billion of loans in commercial MBS have maturity dates this year. Refinancing the loans could be difficult given interest rate movements and declining revenues from commercial properties.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236415</guid>
      <pubDate>Thu, 15 Jan 2026 16:09:34 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236415-commercial-mbs-facing-maturity-pressure-downgrades</link>
    </item>
    <item>
      <title>Tokenization Could Help Track Portable Mortgages</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Adoption of portable mortgages would be difficult under current practices in the secondary market. An official at Intercontinental Exchange believes that tokenization could address the issue.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236211</guid>
      <pubDate>Thu, 18 Dec 2025 16:06:13 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236211-tokenization-could-help-track-portable-mortgages-in-the-capital-markets</link>
    </item>
    <item>
      <title>Newrez Increasing Non-Agency Master Servicing</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Non-agency MBS master servicing volume has steadily grown at Newrez since Rithm Capital launched the effort in 2023.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235325</guid>
      <pubDate>Thu, 11 Sep 2025 16:31:12 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235325-newrez-master-servicer-business-grows</link>
    </item>
    <item>
      <title>FHFA Sets 20% Market Share Cap for GSE Servicing</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[FHFA established a new policy — that no GSE servicer should have a market share exceeding 20% — when it authorized Fannie and Freddie to continue doing business with the combined entity that will be formed following Rocket Companies’ planned acquisition of Mr. Cooper Group.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235242</guid>
      <pubDate>Thu, 04 Sep 2025 12:33:48 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235242-market-share-for-gse-servicers-capped-at-20</link>
    </item>
    <item>
      <title>Grapevine: Bank Takes Loss on MBS Sale; HELOC Demand</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Bank of Hope anticipates three-year earn-back period following sale of low-yielding MBS; Figure touts strong demand for HELOC securitization; Wells transferring some non-agency MBS servicing to Shellpoint; Hooters whole-business securitization downgraded again.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234590</guid>
      <pubDate>Fri, 20 Jun 2025 09:15:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234590-grapevine-bank-takes-loss-on-mbs-sale-strong-demand-for-helocs</link>
    </item>
    <item>
      <title>Grapevine: Non-Agency Servicers Eye Advance Standard; Bank CRT</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Stop-advance standard for non-agency MBS under consideration; EJF Capital works with Third Coast Bank on another CRT; MISMO proposes standards for electronic HELOCs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234476</guid>
      <pubDate>Thu, 05 Jun 2025 16:33:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234476-grapevine-non-agency-servicers-ponder-advance-standard-bank-crt</link>
    </item>
    <item>
      <title>Grapevine: Prefunded HELOC ABS; CMBS Servicer Downgraded</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[First-of-its-kind HELOC ABS from Figure; Morningstar downgrades assessment of Torchlight Loan Services; ABS roundup.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234157</guid>
      <pubDate>Thu, 01 May 2025 15:38:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234157-grapevine-prefunded-heloc-securitization-cmbs-servicer-downgraded</link>
    </item>
    <item>
      <title>Low Servicing Fees Prompt Warnings on Non-Agency MBS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[On some recently issued expanded-credit MBS, servicing fees have been as low as 5 basis points. S&P and some other rating services review deals applying assumptions for higher servicing fees.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233839</guid>
      <pubDate>Thu, 27 Mar 2025 16:49:18 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233839-low-servicing-fees-prompt-warnings-on-non-agency-mbs</link>
    </item>
    <item>
      <title>GSE MBS Involuntary Loan Purchases Higher in 2024</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Most “involuntary loan purchases” by servicers of Fannie/Freddie single-family MBS are related to loss mitigation and loan delinquency rather than loan defects. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233433</guid>
      <pubDate>Thu, 13 Feb 2025 16:28:21 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233433-gse-mbs-involuntary-loan-purchases-higher-in-2024</link>
    </item>
    <item>
      <title>FHFA, Ginnie Face Complications in Nonbank-Failure Prep</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Federal Housing Finance Agency in recent years has done a better job than Ginnie Mae in interagency planning for a hypothetical nonbank crisis, according to the Government Accountability Office.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233371</guid>
      <pubDate>Thu, 06 Feb 2025 16:22:31 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233371-fhfa-ginnie-face-complications-in-nonbank-prep</link>
    </item>
    <item>
      <title>IFT Announces New Portfolio Management Service for Security Issuers </title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The new PM Max program provides outsourcing services for MBS and ABS portfolios.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233208</guid>
      <pubDate>Thu, 16 Jan 2025 16:02:30 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233208-ift-announces-new-portfolio-management-service-for-securitizers</link>
    </item>
    <item>
      <title>FSOC Suggests Loss Risk Limited for AAA CMBS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A AAA-rated tranche of a commercial MBS issued after 2010 suffered losses recently, a first for the market. The Financial Stability Oversight Council said such losses are not likely to be widespread.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232921</guid>
      <pubDate>Thu, 12 Dec 2024 15:52:19 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232921-fsoc-suggests-loss-risk-limited-for-aaa-cmbs</link>
    </item>
    <item>
      <title>EBO Investor Prevails in Lawsuit Against Mr. Cooper</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[An affiliate of Proprietary Capital won some significant rulings this week in a lawsuit against Mr. Cooper. The dispute involved early buyouts from Ginnie Mae MBS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232862</guid>
      <pubDate>Thu, 05 Dec 2024 15:56:53 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232862-ebo-investor-prevails-in-lawsuit-against-mr-cooper</link>
    </item>
    <item>
      <title>Uncertain Outlook for Ginnie Capital Rule Under Trump</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[At the end of the year, nonbanks will be required to meet new risk-based capital requirements at Ginnie Mae. There’s some speculation that the Trump administration could reverse the rule.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232799</guid>
      <pubDate>Wed, 27 Nov 2024 11:54:48 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232799-uncertain-outlook-for-ginnie-capital-rule-under-trump</link>
    </item>
    <item>
      <title>Grapevine: Valverde Stepping Down at Ginnie; Cherry Hill Update</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Valverde leaving Ginnie; Cherry Hill ditches Middleman; mortgage rate futures planned; strong master servicer ranking for Computershare; new ETF with MBS; SFA appoints new global head of advocacy.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232729</guid>
      <pubDate>Thu, 21 Nov 2024 16:27:54 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232729-grapevine-valverde-stepping-down-at-ginnie-cherry-hill-update</link>
    </item>
    <item>
      <title>Ginnie Details Capital Relief Tied to MSR Hedging</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuers that show strong results from MSR hedging will receive relief from pending capital requirements. The Community Home Lenders of America said the relief will reduce risks to issuers and Ginnie.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232624</guid>
      <pubDate>Thu, 07 Nov 2024 16:28:55 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232624-ginnie-details-capital-relief-tied-to-msr-hedging</link>
    </item>
    <item>
      <title>Grapevine: Hurricane Helene Aftermath; Ginnie Summit</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Initial estimates on Hurricane Helene’s impact; Ginnie to host summit with a focus on nonbanks; MSR financing securitization from Freedom; T-Mobile moves forward with cell phone financing ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232279</guid>
      <pubDate>Thu, 03 Oct 2024 16:21:45 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232279-grapevine-hurricane-helene-aftermath-ginnie-summit-on-mortgage-access</link>
    </item>
    <item>
      <title>SFA Warns of Risks to MSR From CFPB’s Loss-Mitigation Proposal</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The Structured Finance Association warned that if servicers incur uncompensated expenses for a lengthy period it would decrease the value of mortgage servicing rights.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232223</guid>
      <pubDate>Thu, 26 Sep 2024 16:32:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232223-sfa</link>
    </item>
    <item>
      <title>CSS Wants to Do More Than Just Issue MBS</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Common Securitization Solutions looks to use its data and risk management skills to expand the services it provides the GSEs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231996</guid>
      <pubDate>Thu, 05 Sep 2024 15:33:07 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231996-css-wants-to-do-more-than-just-issue-mbs</link>
    </item>
    <item>
      <title>More Signs of Looming Losses for Commercial MBS</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[CMBS collateral saw $842.6 million in new appraisal reduction amounts in the first six months of this year and may double the 2023 total by yearend, putting pressure on recoveries.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231896</guid>
      <pubDate>Thu, 22 Aug 2024 16:52:49 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231896-appraisal-reductions-how-high-will-they-go</link>
    </item>
    <item>
      <title>Loan Payoffs Drive Up Liquidations From Ginnie MBS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The volume of loans removed from Ginnie MBS increased by nearly 20% in the second quarter, driven by borrower loan payoffs. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231726</guid>
      <pubDate>Thu, 01 Aug 2024 17:14:06 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231726-payoffs-drive-up-liquidations-from-ginnie-mbs</link>
    </item>
    <item>
      <title>Rocktop, LiquidFi Team Up on Tool for Mortgage Investments</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The new platform uses blockchain to make it easier to verify fixed-income assets and to decrease trading timelines.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231595</guid>
      <pubDate>Thu, 18 Jul 2024 16:31:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231595-rocktop-liquidfi-team-on-blockchain-tool-for-mortgage-investments</link>
    </item>
    <item>
      <title>Freddie Works to Facilitate Servicing Financing Deals</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[In June, Freddie Mac provided new disclosures, aiming to speed the process for approvals of servicing financing transactions.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231519</guid>
      <pubDate>Thu, 11 Jul 2024 16:05:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231519-freddie-works-to-facilitate-servicing-financing-deals</link>
    </item>
    <item>
      <title>Grapevine: Cherry Hill Looks Internal; VantageScore Data</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Cherry Hill plans to drop its external manager, consider additional strategic options; FHFA publishes historical VantageScore data; Computershare, NewRez receive master servicer ratings; commercial MBS from Morgan Stanley downgraded.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231520</guid>
      <pubDate>Thu, 11 Jul 2024 16:01:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231520-grapevine-cherry-hill-reit-looks-internally-new-master-servicer-ratings</link>
    </item>
    <item>
      <title>Servicing Investors See Warning Signs on Prepayments</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[When interest rates decline, the prepayment environment for agency MBS is likely to be much different compared with previous refinance booms, according to industry participants.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231431</guid>
      <pubDate>Thu, 27 Jun 2024 15:27:53 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231431-servicing-investors-see-warning-signs-on-prepayments</link>
    </item>
    <item>
      <title>Ares, AmWest Partner on Non-QM Securitizations</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Ares will contribute 90% of the joint venture capital while AmWest will provide the remainder. AmWest will also the provide the non-QM loans for securitization.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230903</guid>
      <pubDate>Thu, 02 May 2024 16:53:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230903-ares-amwest-partner-for-non-qm-securitization-pact</link>
    </item>
    <item>
      <title>Grapevine: Ginnie to Dig Deeper on Defaults; C-PACE Ratings</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Ginnie to increase reporting requirements on defaults, loss mitigation; Fitch prepares to rate commercial PACE securitizations; loans for hotels near Disney World head into commercial MBS; FHA extends waiver tied to Ginnie multifamily MBS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230781</guid>
      <pubDate>Thu, 18 Apr 2024 15:52:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230781-grapevine-ginnie-to-dig-deeper-on-defaults-fitch-plans-c-pace-ratings</link>
    </item>
    <item>
      <title>Great Ajax to Partner With Rithm, Shift Focus</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Great Ajax received a loan from Rithm Capital and moved to have Rithm serve as external manager of the REIT. Rithm plans to have Great Ajax invest in commercial mortgages.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230403</guid>
      <pubDate>Thu, 07 Mar 2024 16:43:04 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230403-great-ajax-to-partner-with-rithm-shift-focus</link>
    </item>
    <item>
      <title>Junior Investors in CMBS Lose Challenge on Reserves</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[An appeals court in Minnesota upheld a practice in the commercial MBS market allowing for the creation of litigation reserve accounts. Junior investors in a 2007 issuance from Wachovia challenged the practice.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230087</guid>
      <pubDate>Thu, 08 Feb 2024 14:43:02 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230087-junior-investors-in-cmbs-lose-challenge-on-reserves</link>
    </item>
    <item>
      <title>WeWork Problems Rippling Through the CMBS Market </title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[WeWork is renegotiating leases in an effort to reduce costs. In a 2021 commercial MBS from JPMorgan Chase, the monthly lease payment dropped by 25% and cash reserves in the deal are dwindling.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229765</guid>
      <pubDate>Thu, 21 Dec 2023 13:54:50 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229765-aaa-rated-cmbs-downgraded-due-to-wework</link>
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