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    <title>Housing-Finance Reform</title>
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      <![CDATA[Description+goes+here]]>
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    <language>en-us</language>
    <item>
      <title>Congress Returns to the Conservatorship Debate</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[House Republicans said they’re drafting legislation that would end the conservatorships of Fannie Mae and Freddie Mac.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236697</guid>
      <pubDate>Thu, 19 Feb 2026 11:52:18 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236697-congress-returns-to-the-conservatorship-debate</link>
    </item>
    <item>
      <title>Trump’s MBS Purchase Plan Runs Counter to Fed Policy</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Treasury Secretary Scott Bessent confirmed industry speculation that President Trump directed the GSEs to purchase $200 billion in MBS to offset Federal Reserve policy.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236381</guid>
      <pubDate>Thu, 15 Jan 2026 12:07:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236381-trumps-mbs-purchase-plan-runs-counter-to-fed-policy</link>
    </item>
    <item>
      <title>Pulte Leaves Many Threads Hanging After First Year at FHFA</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[FHFA Director Bill Pulte delivered on some of his touted plans during 2025, with many other efforts in limbo.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236383</guid>
      <pubDate>Thu, 15 Jan 2026 12:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236383-2pultes-unrequited-2025-agenda</link>
    </item>
    <item>
      <title>Freddie Mac Taps Former Deloitte Executive for CEO</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Kenny Smith worked at Deloitte for more than 25 years before retiring in 2020. He isn’t well known among mortgage industry participants.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236190</guid>
      <pubDate>Thu, 18 Dec 2025 11:51:24 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236190-freddie-mac-taps-former-deloitte-executive-for-ceo</link>
    </item>
    <item>
      <title>Shareholder Ackman Refines Plan for GSE Reform</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The GSE investor said part of his plan can be accomplished immediately, but ending the conservatorship may take three years.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235941</guid>
      <pubDate>Thu, 20 Nov 2025 12:03:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235941-ackman-refines-plan-for-gse-reform</link>
    </item>
    <item>
      <title>Stakeholders Seek More Details in FHFA’s Strategic Plan</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Lenders urged the regulator to spell out the GSEs’ conservatorship-era obligations that could apply even if Fannie and Freddie are released.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235874</guid>
      <pubDate>Thu, 13 Nov 2025 12:05:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235874-stakeholders-seek-more-details-in-fhfas-strategic-plan</link>
    </item>
    <item>
      <title>Timing for Recap and Release of GSEs Remains Unclear</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The Trump administration continues to tease a 2025 capital raise for the GSEs but industry experts remain skeptical this can be done in a safe, sound manner.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235810</guid>
      <pubDate>Thu, 06 Nov 2025 12:10:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235810-recapping-recap-and-release</link>
    </item>
    <item>
      <title>Fannie Mae Looking for New CEO With C-Suite Shuffle</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The prospects of a year-end stock offering didn’t prevent the wholesale reshuffle in Fannie Mae leadership.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235753</guid>
      <pubDate>Thu, 30 Oct 2025 12:07:41 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235753-c-suite-shuffle-at-fannie-mae</link>
    </item>
    <item>
      <title>Pulte, Warren Conflict Over GSE Reforms Intensifies</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[FHFA Director Bill Pulte has repeatedly ignored requests for information from Sen. Elizabeth Warren, D-MA, preferring to communicate primarily through his personal X account.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235607</guid>
      <pubDate>Thu, 16 Oct 2025 12:03:15 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235607-pulte-warren-conflict-intensifies</link>
    </item>
    <item>
      <title>Trump Administration’s Plans for GSEs Remain Unclear</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The Trump administration is ramping up discussions regarding reforms to the government-sponsored enterprises but it’s still not clear what the result will be. Whether Congress will take action is also an open question.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235360</guid>
      <pubDate>Thu, 18 Sep 2025 12:13:06 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235360-the-next-steps-in-gse-reform</link>
    </item>
    <item>
      <title>Merger Rumors and a Possible GSE IPO</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Industry stakeholders puzzle over the implications of the Trump administration’s plans for a quick public offering of the GSEs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235056</guid>
      <pubDate>Thu, 14 Aug 2025 11:58:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235056-merger-rumors-and-a-possible-gse-exit</link>
    </item>
    <item>
      <title>BPC Offers Requirements for GSE Reform</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Advocates for GSE reform offered the Trump administration some useful guardrails to consider as it plots ending the conservatorships of Fannie and Freddie.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234634</guid>
      <pubDate>Thu, 03 Jul 2025 12:55:14 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234634-requirements-for-gse-reform</link>
    </item>
    <item>
      <title>Senate Democrats Ask Pulte to Pause GSE Reform</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Alarmed by the administration’s repeated references to ending the conservatorships of Fannie Mae and Freddie Mac, leading Democrats in the Senate are attempting to tap the brakes.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234516</guid>
      <pubDate>Thu, 12 Jun 2025 12:05:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234516-dems-ask-pulte-to-pause-gse-reform</link>
    </item>
    <item>
      <title>Trump’s GSE Decree Provides Some Comfort</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Many stakeholders remain skeptical of the Trump administration’s efforts to release the GSEs from conservatorship, but some analysts now say the process need not meaningfully impact mortgage rates.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234446</guid>
      <pubDate>Thu, 05 Jun 2025 12:05:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234446-more-gse-reform-speculation</link>
    </item>
    <item>
      <title>Trump Explicitly Endorses GSEs’ Implicit Guarantee</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The president’s plan to maintain the implicit guarantee of Fannie Mae and Freddie Mac MBS still leaves unanswered many questions that skeptics say are critical to the GSEs’ safe and sound exit from conservatorship.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234403</guid>
      <pubDate>Thu, 29 May 2025 11:59:49 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234403-trump-explicitly-endorses-implicit-guarantee</link>
    </item>
    <item>
      <title>Pulte Downplays Odds of an End to GSE Conservatorships</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The FHFA director suggested the decision on whether to release Fannie and Freddie from conservatorship depends mostly on President Trump and Treasury Secretary Scott Bessent.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234208</guid>
      <pubDate>Thu, 08 May 2025 12:38:16 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234208-pulte-downplays-odds-of-an-early-end-to-the-conservatorships</link>
    </item>
    <item>
      <title>Sharp Democratic Response to FHFA Actions</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[FHFA Director Bill Pulte gets a glimpse of what congressional oversight looks like as leading Democrats criticize him for actions in his first weeks in office.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233904</guid>
      <pubDate>Thu, 03 Apr 2025 12:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233904-sharp-democratic-response-to-fhfa-actions</link>
    </item>
    <item>
      <title>Bessent Suggests GSEs for U.S. Sovereign Wealth Fund</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The creation of a U.S. sovereign wealth fund could grease the skids for an end to the conservatorships of Fannie Mae and Freddie Mac.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233821</guid>
      <pubDate>Thu, 27 Mar 2025 12:05:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233821-bessent-remarks-spur-talks-of-gse-reform</link>
    </item>
    <item>
      <title>New FHFA Director Shakes Up Fannie, Freddie Leadership</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Among other moves, Bill Pulte installed himself as board chair for the two government-sponsored enterprises.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233754</guid>
      <pubDate>Thu, 20 Mar 2025 12:40:51 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233754-new-fhfa-director-shakes-up-gse-leadership</link>
    </item>
    <item>
      <title>Pulte Muffles Expectations for a Quick End to Conservatorships</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[During a confirmation hearing last week, Trump’s nominee to head FHFA was noncommittal in response to questions about GSE reform, a hint that the administration has other priorities.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233637</guid>
      <pubDate>Thu, 06 Mar 2025 12:06:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233637-pulte-muffles-expectations-for-a-quick-end-to-conservatorships</link>
    </item>
    <item>
      <title>GAO: Housing Finance Remains a ‘High-Risk Area’</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The government watchdog said federal agencies associated with housing finance have met three of five critical criteria for mitigating the risk they pose to taxpayers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233625</guid>
      <pubDate>Thu, 06 Mar 2025 12:02:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233625-gao-housing-finance-remains-a-high-risk-area</link>
    </item>
    <item>
      <title>Private Mortgage Insurers Cautious on GSE Reform</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Even though their businesses depend on Fannie and Freddie, private mortgage insurance providers don’t seem worried about the Trump administration’s efforts to release the GSEs from conservatorship.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233559</guid>
      <pubDate>Thu, 27 Feb 2025 12:04:17 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233559-gse-reform-and-mortgage-insurers</link>
    </item>
    <item>
      <title>Bumps on the Road to GSE Reform</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[FHFA must turn conservatorship directives into regulations before releasing the GSEs from conservatorship, according to former agency director Mark Calabria. But an explicit guarantee is unnecessary, he said.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233380</guid>
      <pubDate>Thu, 06 Feb 2025 12:16:53 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233380-bumps-on-the-road-to-gse-reform</link>
    </item>
    <item>
      <title>Trump-Led Shake-Up of Federal Agencies Dragging</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The Trump administration’s failure to name acting directors for key federal agencies leaves them either under the control of Biden appointees or without a presidentially appointed leader.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233301</guid>
      <pubDate>Wed, 29 Jan 2025 12:11:57 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233301-whos-in-charge-of-housing-finance</link>
    </item>
    <item>
      <title>Industry Guardedly Optimistic on Pulte’s Nomination</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Bill Pulte, Trump’s choice to run the FHFA, is a scion of a homebuilding industry giant, but his background is mostly in private equity and philanthropy.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233243</guid>
      <pubDate>Thu, 23 Jan 2025 12:09:52 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233243-industry-reacts-to-pulte-nomination</link>
    </item>
    <item>
      <title>Mission Lending Responsibilities Could Follow GSEs</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Affordable housing advocates say ending the GSE conservatorships administratively won’t relieve the enterprises from the mission-related responsibilities included in their charters and HERA.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233183</guid>
      <pubDate>Thu, 16 Jan 2025 12:35:28 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233183-gse-reform-and-mission-lending</link>
    </item>
    <item>
      <title>Industry Skeptical of Biden Admin’s PSPA Amendments</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Lenders doubt the changes agreed to by FHFA and Treasury will hasten the end of the conservatorships; they may even delay it.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233127</guid>
      <pubDate>Thu, 09 Jan 2025 11:55:23 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233127-industry-skeptical-of-pspa-amendments</link>
    </item>
    <item>
      <title>CBO: GSEs Are Better Prepared for Release</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[A report by the non-partisan Congressional Budget Office concludes that Fannie Mae and Freddie Mac are more likely to hold successful public stock offerings now than when Trump first took office in 2020.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232980</guid>
      <pubDate>Thu, 19 Dec 2024 11:27:10 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232980-cbo-says-gses-better-prepared-for-release</link>
    </item>
    <item>
      <title>What Will Trump Do With the GSEs?</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Old industry hands like Mike Calhoun of CRL and former FHFA acting Director Ed Demarco say getting the GSEs out of conservatorship might be more complicated than the Trump administration believes.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232756</guid>
      <pubDate>Thu, 21 Nov 2024 11:08:51 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232756-liberals-and-conservatives-wonder-what-trump-will-do-with-the-gses</link>
    </item>
    <item>
      <title>Trump Victory May Reset Mortgage Regulatory Environment</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[FHFA and CFPB insiders expect the new administration to make quick changes in agency leadership, a process made easier by Republicans gaining control of the Senate.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232604</guid>
      <pubDate>Thu, 07 Nov 2024 11:59:41 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232604-trump-victory-upends-expectations-in-the-mortgage-industry</link>
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