<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:content="http://purl.org/rss/1.0/modules/content/">
  <channel>
    <title>Housing-Finance Reform</title>
    <description>Description+goes+here</description>
    <link>https://www.insidemortgagefinance.com/rss</link>
    <language>en-us</language>
    <item>
      <title>Stock Rights Offering Could Be GSE Reform Solution</title>
      <author>dhollier@imfpubs.com</author>
      <description>A GSE shareholder advocate says selling rights to existing shareholders could resolve conflicting objectives that have vexed GSE reform during the Trump administration.</description>
      <content:encoded>
        <![CDATA[A GSE shareholder advocate says selling rights to existing shareholders could resolve conflicting objectives that have vexed GSE reform during the Trump administration.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237739</guid>
      <pubDate>Fri, 12 Jun 2026 16:03:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237739-another-nuance-for-gse-reform</link>
    </item>
    <item>
      <title>Pulte’s Role as Acting Intelligence Head in Limbo</title>
      <author>dhollier@imfpubs.com</author>
      <description>Despite saying he will nominate former SEC Chair Jay Clayton as director of national intelligence, President Trump appears to be sticking with FHFA Director Bill Pulte as acting DNI.</description>
      <content:encoded>
        <![CDATA[Despite saying he will nominate former SEC Chair Jay Clayton as director of national intelligence, President Trump appears to be sticking with FHFA Director Bill Pulte as acting DNI.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237738</guid>
      <pubDate>Fri, 12 Jun 2026 16:02:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237738-pultes-role-as-acting-dni-in-limbo</link>
    </item>
    <item>
      <title>New Takes on GSE Reform Even as Efforts Stalled</title>
      <author>dhollier@imfpubs.com</author>
      <description>Some economists suggest Fannie and Freddie should accept mortgages that include a modest prepayment penalty as a way to keep residential mortgage rates lower. But that would be a political challenge.</description>
      <content:encoded>
        <![CDATA[Some economists suggest Fannie and Freddie should accept mortgages that include a modest prepayment penalty as a way to keep residential mortgage rates lower. But that would be a political challenge.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237597</guid>
      <pubDate>Fri, 29 May 2026 12:10:08 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237597-new-perspectives-on-gse-reform</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>First RPL sale of the year; goodbye Barney Frank; AMI changes for 2026.</description>
      <content:encoded>
        <![CDATA[First RPL sale of the year; goodbye Barney Frank; AMI changes for 2026.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237616</guid>
      <pubDate>Fri, 29 May 2026 12:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237616-gse-roundup</link>
    </item>
    <item>
      <title>GSE Capital Requirements Key Factor in Reform Effort</title>
      <author>dhollier@imfpubs.com</author>
      <description>If FHFA reduces the GSEs’ capital requirements, that would be a key signal that efforts are moving forward to end the conservatorship of Fannie Mae and Freddie Mac.</description>
      <content:encoded>
        <![CDATA[If FHFA reduces the GSEs’ capital requirements, that would be a key signal that efforts are moving forward to end the conservatorship of Fannie Mae and Freddie Mac.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237355</guid>
      <pubDate>Fri, 01 May 2026 16:20:03 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237355-gaming-out-gse-reform</link>
    </item>
    <item>
      <title>Status Quo Likely for Fannie and Freddie in Near Term</title>
      <author>dhollier@imfpubs.com</author>
      <description>Industry watchers believe GSE reform is probably off the table until after the mid-term elections at least, as the administration’s focus has shifted to other priorities.</description>
      <content:encoded>
        <![CDATA[Industry watchers believe GSE reform is probably off the table until after the mid-term elections at least, as the administration’s focus has shifted to other priorities.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237369</guid>
      <pubDate>Fri, 01 May 2026 16:15:06 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237369-status-quo-for-fannie-and-freddie</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>Trump budget ignores GSE reform; Morningstar DBRS affirms AAA ratings on GSEs; Vice Capital an early adopter of new low loan balance payment categories; Fannie to simplify income eligibility calculations for some LLPA waivers.</description>
      <content:encoded>
        <![CDATA[Trump budget ignores GSE reform; Morningstar DBRS affirms AAA ratings on GSEs; Vice Capital an early adopter of new low loan balance payment categories; Fannie to simplify income eligibility calculations for some LLPA waivers.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237239</guid>
      <pubDate>Fri, 17 Apr 2026 14:00:14 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237239-gse-roundup</link>
    </item>
    <item>
      <title>PIMCO Skeptical of Trump Administration’s Affordability Plans</title>
      <author>dhollier@imfpubs.com</author>
      <description>Experts at the bond giant criticized the random MBS purchases, GSE public offering plans and guarantee-fee reductions.</description>
      <content:encoded>
        <![CDATA[Experts at the bond giant criticized the random MBS purchases, GSE public offering plans and guarantee-fee reductions.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237198</guid>
      <pubDate>Thu, 16 Apr 2026 16:08:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237198-pimco-skeptical-of-administrations-affordability-plans</link>
    </item>
    <item>
      <title>Conservatives Believe Major GSE Reforms Are Unlikely</title>
      <author>dhollier@imfpubs.com</author>
      <description>Conservative critics of the housing-finance system say preserving the status quo is more likely than a release from conservatorship or a government monopoly.</description>
      <content:encoded>
        <![CDATA[Conservative critics of the housing-finance system say preserving the status quo is more likely than a release from conservatorship or a government monopoly.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237086</guid>
      <pubDate>Fri, 03 Apr 2026 11:54:36 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237086-conservatives-predict-the-future-of-the-gses</link>
    </item>
    <item>
      <title>Former Freddie CEO Touts Capital Plan for GSEs</title>
      <author>dhollier@imfpubs.com</author>
      <description>Don Layton said the recent executive order promoting better access to mortgage credit should be the stepping off point for a revamping of the GSEs’ overly conservative capital requirements.</description>
      <content:encoded>
        <![CDATA[Don Layton said the recent executive order promoting better access to mortgage credit should be the stepping off point for a revamping of the GSEs’ overly conservative capital requirements.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237089</guid>
      <pubDate>Fri, 03 Apr 2026 11:53:37 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237089-former-freddie-ceo-touts-new-capital-plan-for-gses</link>
    </item>
    <item>
      <title>No End in Sight for GSE Conservatorship</title>
      <author>dhollier@imfpubs.com</author>
      <description>Analysts are increasingly skeptical that the Trump administration will follow through on plans to recapitalize and release the GSEs. Some seek broader reform.</description>
      <content:encoded>
        <![CDATA[Analysts are increasingly skeptical that the Trump administration will follow through on plans to recapitalize and release the GSEs. Some seek broader reform.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/237007</guid>
      <pubDate>Fri, 20 Mar 2026 14:24:10 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237007-no-end-in-sight-for-conservatorship</link>
    </item>
    <item>
      <title>Rep. Hill Unimpressed by Trump’s GSE ‘IPO’ Plan</title>
      <author>dhollier@imfpubs.com</author>
      <description>The White House may face some opposition from its own party if it moves toward major GSE reform without Congress.</description>
      <content:encoded>
        <![CDATA[The White House may face some opposition from its own party if it moves toward major GSE reform without Congress.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236712</guid>
      <pubDate>Fri, 20 Feb 2026 14:50:41 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236712-key-house-republican-challenges-trumps-gse-plans</link>
    </item>
    <item>
      <title>GSE Stocks Sag as Talk of Exit From Conservatorship Wanes</title>
      <author>dhollier@imfpubs.com</author>
      <description>The same braggadocio that drove GSE stocks higher early in the Trump administration now seems to be holding prices down.</description>
      <content:encoded>
        <![CDATA[The same braggadocio that drove GSE stocks higher early in the Trump administration now seems to be holding prices down.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236602</guid>
      <pubDate>Fri, 06 Feb 2026 14:48:36 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236602-gse-stocks-sag-as-talk-of-exit-wanes</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>CSS takes over MBS disclosures; Calabria joins PCAOB; Treasury/Fannie veteran joins HPC.</description>
      <content:encoded>
        <![CDATA[CSS takes over MBS disclosures; Calabria joins PCAOB; Treasury/Fannie veteran joins HPC.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236620</guid>
      <pubDate>Fri, 06 Feb 2026 14:43:47 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236620-gse-roundup</link>
    </item>
    <item>
      <title>GSE Reform Plans Uncertain Following $200B MBS Push</title>
      <author>dhollier@imfpubs.com</author>
      <description>Some critics argue that forcing Fannie Mae and Freddie Mac to intervene in the mortgage-backed securities market may indicate their recapitalization and release from conservatorship is now on hold.</description>
      <content:encoded>
        <![CDATA[Some critics argue that forcing Fannie Mae and Freddie Mac to intervene in the mortgage-backed securities market may indicate their recapitalization and release from conservatorship is now on hold.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236455</guid>
      <pubDate>Fri, 23 Jan 2026 15:58:44 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236455-the-unintended-consequences-of-the-gses-purchasing-200-billion-mbs</link>
    </item>
    <item>
      <title>Trump Admin Policies for GSEs Face Scrutiny</title>
      <author>dhollier@imfpubs.com</author>
      <description>Testimony from both liberal and conservative housing industry observers questioned the Trump administration’s policy regarding the future of Fannie and Freddie.</description>
      <content:encoded>
        <![CDATA[Testimony from both liberal and conservative housing industry observers questioned the Trump administration’s policy regarding the future of Fannie and Freddie.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236477</guid>
      <pubDate>Fri, 23 Jan 2026 15:50:54 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236477-what-hfsc-witnesses-had-to-say-about-the-gses</link>
    </item>
    <item>
      <title>Former Freddie CEO Calls for Revamp of CRT Activity</title>
      <author>dhollier@imfpubs.com</author>
      <description>Don Layton, under whose leadership Freddie rolled out the first CRT transaction in 2012, said cracks in the GSEs’ CRT programs expose them to systemic risks. The cure: a new capital rule.</description>
      <content:encoded>
        <![CDATA[Don Layton, under whose leadership Freddie rolled out the first CRT transaction in 2012, said cracks in the GSEs’ CRT programs expose them to systemic risks. The cure: a new capital rule.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236210</guid>
      <pubDate>Fri, 19 Dec 2025 13:02:17 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236210-whats-wrong-with-crt</link>
    </item>
    <item>
      <title>Pulte in the Crosshairs for Mortgage Fraud Referrals</title>
      <author>dhollier@imfpubs.com</author>
      <description>After months of investigating Trump critics over allegations of mortgage fraud, FHFA Director Bill Pulte increasingly finds himself the target of investigations into possible episodes of misconduct and the misuse of power.</description>
      <content:encoded>
        <![CDATA[After months of investigating Trump critics over allegations of mortgage fraud, FHFA Director Bill Pulte increasingly finds himself the target of investigations into possible episodes of misconduct and the misuse of power.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236066</guid>
      <pubDate>Fri, 05 Dec 2025 13:36:21 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236066-pulte-under-the-bullseye</link>
    </item>
    <item>
      <title>GSE Reform Gets a Skeptical Reception</title>
      <author>dhollier@imfpubs.com</author>
      <description>Industry observers note that, despite its bold pronouncements about a public offering for the GSEs, the Trump administration still has not addressed the key issues that make this a risky proposition.</description>
      <content:encoded>
        <![CDATA[Industry observers note that, despite its bold pronouncements about a public offering for the GSEs, the Trump administration still has not addressed the key issues that make this a risky proposition.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236072</guid>
      <pubDate>Fri, 05 Dec 2025 13:35:22 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236072-gse-reform-gets-a-skeptical-reception</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>FICO 10T takes a step forward; Trump names new acting IG of FHFA; a new, old analyst for Fannie Mae.</description>
      <content:encoded>
        <![CDATA[FICO 10T takes a step forward; Trump names new acting IG of FHFA; a new, old analyst for Fannie Mae.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/236095</guid>
      <pubDate>Fri, 05 Dec 2025 13:31:30 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236095-gse-roundup</link>
    </item>
    <item>
      <title>Leadership Turnover at Fannie Followed Issues With Pulte</title>
      <author>dhollier@imfpubs.com</author>
      <description>Fannie executives were forced out after investigating evidence of potential wrongdoing by FHFA Director Bill Pulte, sources say.</description>
      <content:encoded>
        <![CDATA[Fannie executives were forced out after investigating evidence of potential wrongdoing by FHFA Director Bill Pulte, sources say.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/235965</guid>
      <pubDate>Fri, 21 Nov 2025 15:15:04 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235965-whats-behind-the-rash-of-executive-departures-at-fannie-mae</link>
    </item>
    <item>
      <title>Ackman Taps the Brakes on GSE Reform</title>
      <author>dhollier@imfpubs.com</author>
      <description>Pershing Square founder Bill Ackman, who earlier this year pitched a swift end to the conservatorship, now says it could take as long as three years. He also has some near-term suggestions.</description>
      <content:encoded>
        <![CDATA[Pershing Square founder Bill Ackman, who earlier this year pitched a swift end to the conservatorship, now says it could take as long as three years. He also has some near-term suggestions.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/235962</guid>
      <pubDate>Fri, 21 Nov 2025 15:12:05 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235962-ackman-taps-the-brakes-on-gse-reform</link>
    </item>
    <item>
      <title>Trump Weighing GSE Public Offering as Soon as Year End</title>
      <author>dhollier@imfpubs.com</author>
      <description>Mortgage industry stakeholders pump the breaks on GSE reform while the administration still seems to have its foot on the gas.</description>
      <content:encoded>
        <![CDATA[Mortgage industry stakeholders pump the breaks on GSE reform while the administration still seems to have its foot on the gas.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/235688</guid>
      <pubDate>Fri, 24 Oct 2025 14:06:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235688-gaming-out-the-timeline-of-a-gse-exit</link>
    </item>
    <item>
      <title>Renewing the Debate on GSE Reform</title>
      <author>dhollier@imfpubs.com</author>
      <description>Although behind the scenes conversations between the Trump administration and mortgage industry players have made some observers more optimistic about GSE reform, plenty of critics remain unconvinced.</description>
      <content:encoded>
        <![CDATA[Although behind the scenes conversations between the Trump administration and mortgage industry players have made some observers more optimistic about GSE reform, plenty of critics remain unconvinced.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/235574</guid>
      <pubDate>Fri, 10 Oct 2025 16:14:26 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235574-renewing-the-debate-on-gse-reform</link>
    </item>
    <item>
      <title>GSE Analysts Highlight Complexity of Reform Efforts</title>
      <author>bivey@imfpubs.com</author>
      <description>Industry analysts at a discussion hosted by the Bipartisan Policy Center detailed numerous complications involved in ending the conservatorships of Fannie Mae and Freddie Mac.</description>
      <content:encoded>
        <![CDATA[Industry analysts at a discussion hosted by the Bipartisan Policy Center detailed numerous complications involved in ending the conservatorships of Fannie Mae and Freddie Mac.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/235445</guid>
      <pubDate>Fri, 26 Sep 2025 14:56:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235445-gse-analysts-highlight-complexity-of-reform-efforts</link>
    </item>
    <item>
      <title>FHFA Appeals Verdict in GSE Shareholder Lawsuit</title>
      <author>dhollier@imfpubs.com</author>
      <description>The agency is appealing a jury verdict awarded to GSE shareholders for losses related to the net worth sweep. FHFA is also facing a lawsuit tied to an untimely response to a FOIA request.</description>
      <content:encoded>
        <![CDATA[The agency is appealing a jury verdict awarded to GSE shareholders for losses related to the net worth sweep. FHFA is also facing a lawsuit tied to an untimely response to a FOIA request.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/235377</guid>
      <pubDate>Fri, 26 Sep 2025 14:52:09 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235377-fhfa-in-the-courts</link>
    </item>
    <item>
      <title>Credit Unions Argue for Preserving GSE Features</title>
      <author>bivey@imfpubs.com</author>
      <description>Trade groups representing credit unions pushed back against suggestions that the institutions are creating risks, and called for status quo on certain GSE policies post-conservatorship.</description>
      <content:encoded>
        <![CDATA[Trade groups representing credit unions pushed back against suggestions that the institutions are creating risks, and called for status quo on certain GSE policies post-conservatorship.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/235453</guid>
      <pubDate>Fri, 26 Sep 2025 14:50:11 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235453-credit-unions-argue-for-preserving-gse-features</link>
    </item>
    <item>
      <title>GSE Stock Offering Aims to Establish Value for Entities</title>
      <author>dhollier@imfpubs.com</author>
      <description>Although FHFA Director Bill Pulte recently put the value of the GSEs at $1 trillion, most estimates are between $300 billion and $600 billion. Meanwhile, Commerce Secretary Howard Lutnick suggested that only a small portion of the GSEs will be sold via a stock offering.</description>
      <content:encoded>
        <![CDATA[Although FHFA Director Bill Pulte recently put the value of the GSEs at $1 trillion, most estimates are between $300 billion and $600 billion. Meanwhile, Commerce Secretary Howard Lutnick suggested that only a small portion of the GSEs will be sold via a stock offering.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/235329</guid>
      <pubDate>Fri, 12 Sep 2025 15:12:07 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235329-what-are-the-gses-worth</link>
    </item>
    <item>
      <title>Pulte Puts GSEs’ Valuation at $1 Trillion</title>
      <author>dhollier@imfpubs.com</author>
      <description>Trump administration hinted a GSE stock sale might resemble its recent Intel deal, potentially seeding a national sovereign wealth fund.</description>
      <content:encoded>
        <![CDATA[Trump administration hinted a GSE stock sale might resemble its recent Intel deal, potentially seeding a national sovereign wealth fund.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/235174</guid>
      <pubDate>Fri, 29 Aug 2025 11:44:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235174-pulte-puts-gses-valuation-at-1-trillion</link>
    </item>
    <item>
      <title>FHFA Publishes 2025 Stress Test Results of the GSEs</title>
      <author>dhollier@imfpubs.com</author>
      <description>Stress tests show that, even under scenarios considerably worse that the 2008 financial crisis, Fannie Mae and Freddie Mac would likely remain profitable and continue to support the mortgage market.</description>
      <content:encoded>
        <![CDATA[Stress tests show that, even under scenarios considerably worse that the 2008 financial crisis, Fannie Mae and Freddie Mac would likely remain profitable and continue to support the mortgage market.]]>
      </content:encoded>
      <guid>http://www.insidemortgagefinance.com/articles/235185</guid>
      <pubDate>Fri, 29 Aug 2025 11:43:36 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235185-fhfa-publishes-dfast-results</link>
    </item>
  </channel>
</rss>
