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    <title>Warehouse</title>
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    <item>
      <title>Short Takes: Home Price Appreciation Slows / Cornerstone’s Servicer Ratings Upgraded / Better Boosts Warehouse Facility / RHS Proposes Allowing ADU Financing</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Home prices increased by 0.1% on a monthly basis in January, according to the Federal Housing Finance Agency.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237085</guid>
      <pubDate>Tue, 31 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237085-short-takes-home-price-appreciation-slows-cornerstones-servicer-ratings-upgraded-better-boosts-warehouse-facility-rhs-proposes-allowing-adu-financing</link>
    </item>
    <item>
      <title>Mixed Signals on Mortgage Originations in First Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Hope Dmuchowski, a senior executive vice president and chief financial officer at First Horizon Bank, said the bank’s mortgage warehouse activity is “behaving seasonally” with a decline in volume compared with the fourth quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236830</guid>
      <pubDate>Wed, 04 Mar 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236830-mixed-signals-on-mortgage-originations-in-first-quarter</link>
    </item>
    <item>
      <title>Better Turns to Stablecoin for Warehouse Funding Alternative</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Framework Ventures operates a decentralized finance ecosystem known as Sky, which links stablecoins with various types of assets.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236759</guid>
      <pubDate>Tue, 24 Feb 2026 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236759-better-turns-to-stablecoin-for-warehouse-funding-alternative</link>
    </item>
    <item>
      <title>BOK Financial Making Big Push in Warehouse Lending</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Stacy Kymes, president and CEO of the bank, said BOK could “easily” hit $1.0 billion in warehouse lending commitments by the end of 2026.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236442</guid>
      <pubDate>Wed, 21 Jan 2026 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236442-bok-financial-making-big-push-in-warehouse-lending</link>
    </item>
    <item>
      <title>Depositories Reduce FHLBank Borrowing in 3Q</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Federal Home Loan Bank outstanding advances declined 6.6% from the second to the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236000</guid>
      <pubDate>Mon, 24 Nov 2025 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236000-depositories-reduce-fhlbank-borrowing-in-3q</link>
    </item>
    <item>
      <title>Better to Originate for Large, Unidentified Company. Stock Soars</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Better, which does not service loans, has new originations partnerships with two unidentified companies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235473</guid>
      <pubDate>Mon, 29 Sep 2025 12:03:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235473-better-to-originate-mortgages-for-large-unidentified-company</link>
    </item>
    <item>
      <title>A Positive Sign: Warehouse Commitments Up 27% YOY</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[A majority of his nonbank customers are making money on their originations again, according to one warehouse veteran.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235345</guid>
      <pubDate>Mon, 15 Sep 2025 12:02:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235345-h</link>
    </item>
    <item>
      <title>Short Takes: Homebuyer Demand Declining / Rocket Increases Financing / PIMCO Wins Fannie Auction for RPLs</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“Some house hunters are staying on the sidelines because they want mortgage rates to drop more significantly before jumping in,” Redfin said.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235321</guid>
      <pubDate>Thu, 11 Sep 2025 11:53:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235321-short-takes-homebuyer-demand-declining-rocket-increases-financing-pimco-wins-fannie-auction-for-rpls</link>
    </item>
    <item>
      <title>M&amp;A Reducing the Number of Warehouse Clients</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[One warehouse manager described the current state of the business as one that is “normalizing.”]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235170</guid>
      <pubDate>Mon, 25 Aug 2025 12:28:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235170-m-and-a-reducing-the-number-of-warehouse-clients</link>
    </item>
    <item>
      <title>Signs of Life in Warehouse Lending but No Boom</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[One financier said 70% of his customers are making money now, which wasn’t necessarily the case in the January-March period.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234599</guid>
      <pubDate>Wed, 18 Jun 2025 12:27:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234599-signs-of-life-in-warehouse-lending-but-no-boom</link>
    </item>
    <item>
      <title>Bank of Oklahoma Sets Its Sights on Warehouse Lending, MSR Loans</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Bank of Oklahoma also will make loans backed by mortgage servicing rights.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234427</guid>
      <pubDate>Mon, 02 Jun 2025 12:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234427-bank-of-oklahoma-sets-its-sites-on-warehouse-lending-msr-loans</link>
    </item>
    <item>
      <title>Short Takes: Sales of Existing Homes Slow / Profit on Sale of Warehouse Unit / New Type of Securitization From Figure</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Sales of existing homes declined in March on a monthly basis and compared with March 2024.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234115</guid>
      <pubDate>Fri, 25 Apr 2025 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234115-short-takes-sales-of-existing-homes-slow-profit-on-sale-of-warehouse-unit-new-type-of-securitization-from-figure</link>
    </item>
    <item>
      <title>loanDepot to Issue Revolving Warehouse Securitization</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[It will be the 11th issuance of its type by loanDepot.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233916</guid>
      <pubDate>Thu, 03 Apr 2025 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233916-loandepot-to-issue-revolving-warehouse-securitization</link>
    </item>
    <item>
      <title>A Selling Point in This IPO: Mortgage Finance</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Northpointe also accepts deposits online. And that’s about it.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233358</guid>
      <pubDate>Mon, 03 Feb 2025 12:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233358-warehouse-banker-files-for-ipo</link>
    </item>
    <item>
      <title>Cenlar Ponders Warehouse Lending, MSR Finance, More</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[To its credit, the privately held Cenlar has made numerous moves to please the OCC.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233356</guid>
      <pubDate>Mon, 03 Feb 2025 12:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233356-cenlar-ponders-warehouse-lending-msr-finance-more</link>
    </item>
    <item>
      <title>A Nice Gain for Warehouse Lending in 3Q24</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Another positive sign: Usage rates remain in the 50% to 60% range.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232965</guid>
      <pubDate>Mon, 16 Dec 2024 12:44:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232965-a-nice-gain-for-warehouse-lending-in-3q24</link>
    </item>
    <item>
      <title>Flagstar's CFO Departs, Lee Smith Named to Replace Him </title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Gifford, just a few days ago, gave notice to Flagstar that he will be leaving the federally insured depository.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232967</guid>
      <pubDate>Mon, 16 Dec 2024 12:41:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232967-flagstars-cfo-departs-on-short-notice-lee-named-to-replace-him</link>
    </item>
    <item>
      <title>Indiana Bank Changes Mind on Unloading Warehouse Unit</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[The buyer of Horizon's warehouse unit was not identified in the 8-K.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232822</guid>
      <pubDate>Wed, 27 Nov 2024 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232822-michigan-bank-changes-mind-on-unloading-warehouse-unit</link>
    </item>
    <item>
      <title>Short Takes: Mixed Trends Among Agency MBS Issuers / Home Sales Expected to Increase / Provident Bank Hires Warehouse VP From Flagstar / Achieve Expands HELOC Offerings</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[While agency MBS issuance surged in October, some of the top sellers posted declines in volume compared with September.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232650</guid>
      <pubDate>Tue, 12 Nov 2024 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232650-short-takes-mixed-trends-among-agency-mbs-issuers-home-sales-expected-to-increase-provident-bank-hires-warehouse-vp-from-flagstar-achieve-expands-heloc-offerings</link>
    </item>
    <item>
      <title>Bank of Oklahoma, Primis Enter the Warehouse Arena</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[BOK's warehouse effort will be led by industry veteran Donnie Martin, who's worked at Texas Capital and other banks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232643</guid>
      <pubDate>Mon, 11 Nov 2024 12:43:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232643-bank-of-oklahoma-primis-enter-the-warehouse-arena</link>
    </item>
    <item>
      <title>Scotiabank to Enter Mortgage Warehouse Lending Space</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Scotiabank hired the managing director of Chase's mortgage warehouse unit.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231830</guid>
      <pubDate>Tue, 13 Aug 2024 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231830-scotiabank-to-enter-mortgage-warehouse-lending-space</link>
    </item>
    <item>
      <title>Short Takes: Positive Outlook for Acra / New Co-CEO at Dynex / NYCB Touts Simplified Business Model</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Non-QM lender Acra Lending has been profitable in the last three years.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231634</guid>
      <pubDate>Tue, 23 Jul 2024 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231634-short-takes-positive-outlook-for-acra-new-co-ceo-at-dynex-nycb-touts-simplified-business-model</link>
    </item>
    <item>
      <title>Rocket Draws a New LOC. But What Might It Buy?</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Borrowings under the new credit agreement are unsecured. A commitment fee also was involved.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231475</guid>
      <pubDate>Wed, 03 Jul 2024 13:14:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231475-rocket-draws-a-new-loc-but-what-might-it-buy</link>
    </item>
    <item>
      <title>It’s a Go: NYCB’s Reverse Stock Split Set</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Presently, there are two nonbank mortgage stocks in the throes of a reverse stock split: Better and FoA...]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231474</guid>
      <pubDate>Wed, 03 Jul 2024 12:12:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231474-its-a-go-nycbs-reverse-stock-split-set</link>
    </item>
    <item>
      <title>JPM Stays Mum on Fate of Flagstar's Warehouse Staff</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[As one consultant put it, “We hope they all survive. They’ve been a great team.”]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231451</guid>
      <pubDate>Mon, 01 Jul 2024 12:52:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231451-jpm-stays-mum-on-fate-of-flagstars-warehouse-staff</link>
    </item>
    <item>
      <title>Some Uncertainty on Warehouse Financing for Nonbanks</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[The big question, according to some of JPMorgan's warehouse competitors, is how many of Flagstar's customers will stay with the megabank.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231270</guid>
      <pubDate>Wed, 12 Jun 2024 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231270-some-uncertainty-on-warehouse-financing-for-nonbanks</link>
    </item>
    <item>
      <title>Alabama Nonbank Files for Bankruptcy</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[Flagstar, which recently sold a chunk of its warehouse business to JPMorgan Chase, is one of Hometown's largest creditors...]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231202</guid>
      <pubDate>Tue, 04 Jun 2024 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231202-alabama-nonbank-files-for-bankruptcy-creditor-list-includes-flagstar</link>
    </item>
    <item>
      <title>NYCB Selling Flagstar’s Warehouse Loans to Chase</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[The sale effectively takes Flagstar out of the warehouse lending arena.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231022</guid>
      <pubDate>Wed, 15 May 2024 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231022-nycb-selling-flagstars-warehouse-loans-to-chase</link>
    </item>
    <item>
      <title>Part of Texas Capital's Warehouse Lawsuit Against GNMA Can Proceed</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[In January, Ginnie filed a motion to dismiss Texas Capital's lawsuit, but...]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230741</guid>
      <pubDate>Mon, 15 Apr 2024 12:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230741-part-of-texas-capitals-warehouse-lawsuit-against-gnma-can-proceed</link>
    </item>
    <item>
      <title>City National Throws Down Its Marker on MSR Loans</title>
      <author>pmuolo@imfpubs.com</author>
      <description>
        <![CDATA[A rebound could be afoot for MSR loans...]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230679</guid>
      <pubDate>Mon, 08 Apr 2024 12:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230679-city-national-throws-down-its-marker-on-msr-loans</link>
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