State Regulation https://www.insidemortgagefinance.com/rss en-us Strong QC Essential for Per Diem Interest Compliance sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236995 Mon, 23 Mar 2026 16:11:41 -0400 https://www.insidemortgagefinance.com/articles/236995-compli States Expected to Increase Enforcement Activity sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236871 Mon, 09 Mar 2026 13:08:30 -0400 https://www.insidemortgagefinance.com/articles/236871-states-charge-full-speed-ahead-on-enforcement-in-2026 New York Proposes Sweeping Regulations of BNPL Products sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236864 Mon, 09 Mar 2026 13:06:36 -0400 https://www.insidemortgagefinance.com/articles/236864-ny-proposes-sweeping-bnpl-regulations District Court in Washington Refuses to Block State SPCP sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236709 Mon, 23 Feb 2026 16:06:50 -0500 https://www.insidemortgagefinance.com/articles/236709-district-court-upholds-washington-spcp Consumer Advocates Reject OCC Preemption Proposals sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236609 Mon, 09 Feb 2026 16:14:16 -0500 https://www.insidemortgagefinance.com/articles/236609-consumer-advocates-call-for-withdrawal-of-occ-preemption-proposals New Jersey Enacts New Disparate-Impact Rule sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236555 Mon, 09 Feb 2026 16:11:27 -0500 https://www.insidemortgagefinance.com/articles/236555-nj-enacts-new-disparate-impact-regulations MISMO, CSBS Push Lenders to Adopt MCD 2.0 sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236466 Mon, 26 Jan 2026 11:09:07 -0500 https://www.insidemortgagefinance.com/articles/236466-mismo-csbs-push-industry-to-adopt-mcd-20 New York Extends CRA Requirements to Nonbanks sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236433 Mon, 26 Jan 2026 11:08:08 -0500 https://www.insidemortgagefinance.com/articles/236433-new-york Industry Experts Push for AI Regulation Alongside Innovation sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236475 Mon, 26 Jan 2026 11:06:12 -0500 https://www.insidemortgagefinance.com/articles/236475-industry-experts-promote State Regulatory Body Supports NMLS Call Report Grace Period sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236212 Mon, 22 Dec 2025 11:05:00 -0500 https://www.insidemortgagefinance.com/articles/236212-aarmr-backs Appeals Court Rules New York FAPA Applies Retroactively sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236047 Mon, 08 Dec 2025 15:55:38 -0500 https://www.insidemortgagefinance.com/articles/236047-appeals-court-rules-ny-fapa-applies-retroactively Servicers Held Liable in Convenience Fee Lawsuit sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/236052 Mon, 08 Dec 2025 15:52:39 -0500 https://www.insidemortgagefinance.com/articles/236052-court-holds-servicers-liable-in-convenience-fee-lawsuit MBA Opposes NJ Effort to Apply CRA to Nonbanks sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235927 Mon, 24 Nov 2025 12:01:34 -0500 https://www.insidemortgagefinance.com/articles/235927-mba-opposes-nj-cra-legislation Complaints About Student Loans Decline Sharply in 3Q sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235859 Mon, 10 Nov 2025 11:19:55 -0500 https://www.insidemortgagefinance.com/articles/235859-student-loan-complaints-fall-in-third-quarter MBA Raises Concerns Over Patchwork of State AI Laws sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235797 Mon, 10 Nov 2025 11:16:00 -0500 https://www.insidemortgagefinance.com/articles/235797-mba-seeks CFPB Says FCRA Preempts State Credit Reporting Laws sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235835 Mon, 10 Nov 2025 11:15:01 -0500 https://www.insidemortgagefinance.com/articles/235835-cfpb-says-fcra-preempts-state-credit-reporting-laws MBA Seeks Further Changes to New York CRA sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235683 Mon, 27 Oct 2025 15:08:50 -0400 https://www.insidemortgagefinance.com/articles/235683-mortgage-trade-groups-pushback-again-on-ny-cra-rule State Regulators Coordinate Enforcement Efforts sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235573 Mon, 13 Oct 2025 16:38:52 -0400 https://www.insidemortgagefinance.com/articles/235573-states-look-to-coordinate-enforcement-as-federal-efforts-lessen California Enacts Mortgage Forbearance Act for Wildfire Relief sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235535 Mon, 13 Oct 2025 16:35:59 -0400 https://www.insidemortgagefinance.com/articles/235535-california-enacts-mortgage-forbearance-act-for-wildfire-relief Appeals Court Rules Against Bank in Preemption Case sclark@imfpubs.com Cantero v. Bank of America is trickling down to lawsuits in lower courts, including a decision in a case about interest on mortgage escrow accounts.]]> http://www.insidemortgagefinance.com/articles/235434 Mon, 29 Sep 2025 13:58:33 -0400 https://www.insidemortgagefinance.com/articles/235434-mortgage-escrow-lawsuit-returns-after-scotus-decision Mortgage Compliance Dataset to Ease State Exam Burden sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235450 Mon, 29 Sep 2025 13:55:35 -0400 https://www.insidemortgagefinance.com/articles/235450-mortgage-compliance-dataset-to-ease-regulatory-compliance New York Reproposes State CRA Rule for Nonbanks sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235310 Mon, 15 Sep 2025 14:26:46 -0400 https://www.insidemortgagefinance.com/articles/235310-nydfs-proposes-state-cra-rule-again Changes May be Coming to Illinois Mortgage Foreclosures sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235341 Mon, 15 Sep 2025 14:23:57 -0400 https://www.insidemortgagefinance.com/articles/235341-illinois-weighs-changes-to-mortgage-foreclosure-limitations MBA Seeks Federal Preemption on Data Privacy sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235289 Mon, 15 Sep 2025 14:22:58 -0400 https://www.insidemortgagefinance.com/articles/235289-mba-seeks-glba-federal-preemption States Asked to Adopt Model Mortgage Modification Law sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/235219 Tue, 02 Sep 2025 11:01:26 -0400 https://www.insidemortgagefinance.com/articles/235219-states-prompted-to-adopt-universal-mortgage-modification-standards States Ramp Up CRA Efforts as Federal CRA Falls Back sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/234832 Mon, 21 Jul 2025 16:28:57 -0400 https://www.insidemortgagefinance.com/articles/234832-states-ramp-up-cra-efforts-as-federal-cra-falls-back New California Law to Stall Legitimate Foreclosures sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/234797 Mon, 21 Jul 2025 16:27:42 -0400 https://www.insidemortgagefinance.com/articles/234797-california-enacts-new-mortgage-servicing-law New York Ramps Up Consumer Protections sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/234694 Mon, 07 Jul 2025 13:07:00 -0400 https://www.insidemortgagefinance.com/articles/234694-n State Regulators Creating Model Laws to Ease Burdens sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/234570 Mon, 23 Jun 2025 15:12:14 -0400 https://www.insidemortgagefinance.com/articles/234570-state-regulators-boost-enforcement-tools-as-fed-wavers New National Mortgage-Focused Law Firm Launches sclark@imfpubs.com http://www.insidemortgagefinance.com/articles/234608 Mon, 23 Jun 2025 15:02:23 -0400 https://www.insidemortgagefinance.com/articles/234608-new-national-mortgage-focused-law-firm-launches