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    <title>Complaints</title>
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      <title>Mortgage Complaints to CFPB Tick Up in Fourth Quarter</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Consumer grievances filed with the CFPB related to mortgages increased steadily during the final quarter of 2025. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236489</guid>
      <pubDate>Mon, 26 Jan 2026 11:10:06 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236489-mortgage-complaints-increase-steadily-in-fourth-quarter</link>
    </item>
    <item>
      <title>Credit Washing Efforts Driving Credit Reporting Complaints</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Credit repair organizations are influencing consumers to file complaints with the CFPB in an attempt to remove negative, even if accurate, data from their credit reports, according to the Consumer Data Industry Association.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236193</guid>
      <pubDate>Mon, 22 Dec 2025 11:08:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236193-credit-washing-efforts-driving-credit-reporting-complaints</link>
    </item>
    <item>
      <title>Debt Collection Issues Tied to Attempts to Collect Debt Not Owed</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB’s annual Fair Debt Collection Practices Act report showed that consumers’ debt collection issues were largely tied to attempts to collect debt that consumers didn’t owe.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236085</guid>
      <pubDate>Mon, 08 Dec 2025 15:50:43 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236085-debt-collection-complaints-driven-by-inaccurate-collections</link>
    </item>
    <item>
      <title>Zillow Sued for ‘Steering’ Borrowers to its Lending Business</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The online real estate marketplace is accused of providing incentives to affiliated real estate agents to “steer” homebuyers toward mortgages from Zillow Home Loans.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235975</guid>
      <pubDate>Mon, 24 Nov 2025 12:05:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235975-zillow</link>
    </item>
    <item>
      <title>Lenders Hit With Consent Orders From States</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[California and Washington issued separate consent orders involving alleged violations of mortgage and consumer protection laws.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235989</guid>
      <pubDate>Mon, 24 Nov 2025 12:03:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235989-washington-california-join-mortgage-consent-orders</link>
    </item>
    <item>
      <title>Mortgage Complaints Rise Moderately in Third Quarter</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Consumer grievances received by the CFPB increased across three of the four major complaint categories during the third quarter of 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235724</guid>
      <pubDate>Mon, 27 Oct 2025 15:09:48 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235724-mortgage-complaints-rise-somewhat-during-third-quarter</link>
    </item>
    <item>
      <title>SPS Loses Bid to Dismiss Lawsuit on Loan Payment Practices</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Select Portfolio Servicing allegedly charged borrowers up to $15 in fees to make a mortgage payment online or by phone when its actual cost of processing was less than 50 cents per transaction.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235322</guid>
      <pubDate>Mon, 15 Sep 2025 14:24:54 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235322-district-court-sides-with-borrowers-in-pay-to-pay-fees-lawsuit</link>
    </item>
    <item>
      <title>Bureau Still Standing After Appeals Court Decision</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Even if the Trump administration initiates a massive reduction-in-force at the CFPB, industry attorneys believe the bureau won’t shut entirely and will still be able to do its job.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235210</guid>
      <pubDate>Tue, 02 Sep 2025 11:07:17 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235210-cfpb-still-standing-after-appeals-court-decision</link>
    </item>
    <item>
      <title>Federal Appeals Court Reverses Dismissal of Unison Case</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The Ninth Circuit Court of Appeals vacated a lower court’s dismissal and held that Unison’s equity-sharing agreement meets the definition of a reverse mortgage under the Washington Reverse Mortgage Act.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235173</guid>
      <pubDate>Tue, 02 Sep 2025 11:04:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235173-appeals-court-reopens-home-equity-sharing-lawsuit</link>
    </item>
    <item>
      <title>Court Allows Bureau’s Experian Lawsuit to Move Forward</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[A district court dismissed some of the bureau’s claims against Experian, citing expiry of the statute of limitation.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235183</guid>
      <pubDate>Tue, 02 Sep 2025 11:03:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235183-cfpb-lawsuit-against-experian-moves-forward</link>
    </item>
    <item>
      <title>Complaints About Mortgage Servicing Decline in Second Quarter</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Consumer complaints filed with the CFPB regarding mortgage servicing declined by 10% during the second quarter of 2025. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234933</guid>
      <pubDate>Mon, 04 Aug 2025 13:23:44 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234933-mortgage-complaints-decrease-during-2q25</link>
    </item>
    <item>
      <title>Judge Denies DOJ Request to End Redlining Consent Order</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The court found that ESSA Bank & Trust hasn’t substantially complied with the DOJ’s 2023 consent decree, contrary to assertions by the Trump administration.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234932</guid>
      <pubDate>Mon, 04 Aug 2025 12:35:52 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234932-federal-judge-denies-trump-admin-request-to-terminate</link>
    </item>
    <item>
      <title>Consumer Advocates Sue CFPB Over Section 1071 Final Rule</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The lawsuit calls on a district court to require the CFPB to begin collecting and publishing small business lending data.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234910</guid>
      <pubDate>Mon, 04 Aug 2025 12:33:54 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234910-rise-economy-sues-cfpb-again</link>
    </item>
    <item>
      <title>CFPB Employee EEO Complaints Slow in FY2024</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[In fiscal year 2024, sex, race and age were the most frequently cited bases of discrimination among equal employment opportunity complaints received by the bureau.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234722</guid>
      <pubDate>Mon, 07 Jul 2025 13:01:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234722-cfpb</link>
    </item>
    <item>
      <title>Court Denies Motion to Vacate CFPB-Townstone Settlement</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[A district court determined that granting a motion to vacate based on the new arguments advanced by the CFPB would “be to undermine the finality of judgments.”]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234558</guid>
      <pubDate>Mon, 23 Jun 2025 15:07:15 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234558-district-court-kills-cfpbs-request-to-reverse-townstone-settlement</link>
    </item>
    <item>
      <title>PACE Trade Group Challenges CFPB Rule</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[A trade group representing residential Property Assessed Clean Energy financial providers filed a lawsuit against the final rule, which is set to take effect in early 2026.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234441</guid>
      <pubDate>Mon, 09 Jun 2025 14:39:04 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234441-trade-organization-sues-cfpb-final-pace-rule</link>
    </item>
    <item>
      <title>CFPB Disburses Restitution Checks Following Nudge From AGs</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The restitution checks are tied to a $4.2 million settlement reached in 2023 with Prehired for engaging in illegal student lending services.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234475</guid>
      <pubDate>Mon, 09 Jun 2025 14:34:11 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234475-cfpb-sends-out-restitution-checks-after-delays</link>
    </item>
    <item>
      <title>Trump Admin Could Get Some Leeway in CFPB Case</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The court on May 16 heard the government’s appeal against a preliminary injunction that prohibited it from laying off more than 1,400 bureau employees through a reduction in force process.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234370</guid>
      <pubDate>Tue, 27 May 2025 12:10:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234370-appeals-court-hears</link>
    </item>
    <item>
      <title>Circuit Court Temporarily Halts CFPB Employee Terminations</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The appeals court later this month will consider the separation of powers and other arguments raised by the parties involved.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234185</guid>
      <pubDate>Mon, 12 May 2025 14:26:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234185-circuit-court-temporarily-halts-cfpb-employee-terminations</link>
    </item>
    <item>
      <title>Mortgage Complaints Tick Up in First Quarter</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Servicing issues once again took the lead for the most mortgage-related complaints submitted to the CFPB in the first quarter of 2025. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234243</guid>
      <pubDate>Mon, 12 May 2025 14:24:25 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234243-cfpb-complaint-volume-ticks-slightly-higher</link>
    </item>
    <item>
      <title>CFPB Dismisses its Appeal of UDAAP Lawsuit</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The move continues a recent pattern of withdrawing the bureau from lawsuits under new leadership at the CFPB.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234239</guid>
      <pubDate>Mon, 12 May 2025 14:19:34 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234239-cfpb-dismisses-udaap-lawsuit-appeal</link>
    </item>
    <item>
      <title>CFPB Employees in Limbo Amid Legal Battles</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The Trump administration’s planned reduction-in-force would terminate more than 1,400 employees at the bureau, reducing the agency’s workforce to around 200 employees.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234102</guid>
      <pubDate>Mon, 28 Apr 2025 14:31:33 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234102-cfpb-jobs-in-limbo-as-federal-judge-halts-agency-rif</link>
    </item>
    <item>
      <title>Lawsuit Regarding DOGE Access at CFPB Moves Forward</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The bureau is entangled in a lawsuit that alleges the agency authorized DOGE employees to access computer systems containing sensitive information.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234086</guid>
      <pubDate>Mon, 28 Apr 2025 14:29:45 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234086-district-court-moves-forward-labor-unions-doge-claims-against-cfpb</link>
    </item>
    <item>
      <title>Management of CFPB Less Fettered Under Latest Court Order </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The new preliminary injunction allows for the Trump administration to fire CFPB employees and issue a reduction-in-force to employees, as long as the administration abides by certain provisions.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234015</guid>
      <pubDate>Mon, 14 Apr 2025 14:09:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234015-appeals-court-issues-updated-injunction-giving-trump-administration-more-freedom</link>
    </item>
    <item>
      <title>Appeals Court Sympathetic to Arguments From NTEU</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[An appeals court judge appeared to favor of authorizing a limited preliminary injunction against the Trump administration in a lawsuit brought by the National Treasury Employees Union.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234011</guid>
      <pubDate>Mon, 14 Apr 2025 14:08:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234011-appeals-court-weighs</link>
    </item>
    <item>
      <title>CFPB Leaves MoneyGram Lawsuit; Case Will Proceed</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[A judge granted the bureau’s request to withdraw from the 2022 lawsuit, but the case will move forward.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233993</guid>
      <pubDate>Mon, 14 Apr 2025 14:02:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233993-cfpb-leaves-moneygram-lawsuit</link>
    </item>
    <item>
      <title>Experian Argues CFPB’s Claims Are Time Barred </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The consumer reporting agency asserted that some of the claims in the lawsuit exceeded their statutes of limitation.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233969</guid>
      <pubDate>Mon, 14 Apr 2025 14:01:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233969-experian-moves-to-dismiss-cfpb-lawsuit-citing-time-barred-claims</link>
    </item>
    <item>
      <title>Preliminary Injunction in NTEU Lawsuit Halts Trump</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The injunction is in place until the court resolves the lawsuit brought by the NTEU. The Trump administration appealed the order.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233882</guid>
      <pubDate>Mon, 31 Mar 2025 15:14:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233882-court-enters-preliminary-injunction-to-protect-the-cfpb</link>
    </item>
    <item>
      <title>CFPB Seeks to Vacate Settlement, Repay Lender </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[New CFPB leadership said the bureau’s investigation into Townstone was not prompted by any actual harm, but by quota-style statistics.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233851</guid>
      <pubDate>Mon, 31 Mar 2025 15:12:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233851-cfpb-files-motion-to-vacate-redlining-settlement</link>
    </item>
    <item>
      <title>Federal Judge Extends Pause On Federal Layoffs at CFPB</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[A decision is expected no later than April 1, regarding a potential preliminary injunction that would prevent future mass terminations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233854</guid>
      <pubDate>Mon, 31 Mar 2025 15:11:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233854-maryland-court-extends-relief</link>
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