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    <title>Bureau Administration</title>
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    <item>
      <title>CFPB Releases Draft of New Strategic Plan</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The bureau’s draft strategic plan for fiscal year 2026 through fiscal year 2030 included many of the same objectives the agency has already been promoting, such as debanking and deregulation.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236986</guid>
      <pubDate>Mon, 23 Mar 2026 16:13:38 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236986-cfpb-releases-new-strategic-plan-draft</link>
    </item>
    <item>
      <title>Warren Confident CFPB Won’t Be Completely Eliminated</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Sen. Elizabeth Warren, D-MA, though raised concerns about efforts by CFPB Acting Director Russell Vought and the Trump administration to “sideline” the CFPB.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236087</guid>
      <pubDate>Mon, 08 Dec 2025 15:56:34 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236087-warren-says-cfpb-currently-in-limbo</link>
    </item>
    <item>
      <title>CFPB Set to Run Out of Funds by Early 2026</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[In recent court filings, the CFPB cited a memo from the Department of Justice that said the Federal Reserve currently lacks “combined earnings” from which the bureau can draw.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235937</guid>
      <pubDate>Mon, 24 Nov 2025 12:15:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235937-cfpb-funding-to-lapse-in-early-2026</link>
    </item>
    <item>
      <title>White House Taps Levenbach for CFPB Director Position</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The nomination of Stuart Levenbach is just a tactic to extend CFPB Acting Director Russell Vought’s tenure at the agency, according to a bureau spokesperson.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235963</guid>
      <pubDate>Mon, 24 Nov 2025 12:12:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235963-white-house-nominates-new-cfpb-director-vought-to-remain-in-role</link>
    </item>
    <item>
      <title>Vought Yet to Request Funding for Fiscal 2026</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[CFPB Acting Director Russell Vought has yet to request any funding for the CFPB in fiscal year 2026. His actions mimic those of a former bureau acting director.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235858</guid>
      <pubDate>Mon, 10 Nov 2025 11:17:58 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235858-vought-funding-requests-absent-for-fy26</link>
    </item>
    <item>
      <title>Appeals Court Allows Trump Admin to Slash CFPB Staff</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The ruling by the appeals court allows the Trump administration to proceed with massive layoffs at the bureau. One of the three judges to hear the case dissented, arguing that the courts are shifting power from Congress to the executive branch.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235109</guid>
      <pubDate>Mon, 18 Aug 2025 13:09:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235109-appeals-court-allows-trump-admin-to-slash-cfpb-staffing</link>
    </item>
    <item>
      <title>Trump Signs Bill Cutting CFPB’s Funding Mechanism</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[After a setback, Senate Republicans successfully approved a measure to cut the CFPB’s funding.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234688</guid>
      <pubDate>Mon, 07 Jul 2025 13:12:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234688-republicans-propose-reduced-cut-to-cfpb-fed-funding</link>
    </item>
    <item>
      <title>Republicans Face Setback in Zeroing Out CFPB Funding </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The Senate parliamentarian has advised Republicans that they cannot use the budget reconciliation process to eliminate the CFPB’s funding from the Federal Reserve.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234620</guid>
      <pubDate>Mon, 23 Jun 2025 15:16:12 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234620-senate-parliamentarian</link>
    </item>
    <item>
      <title>CFPB Withdraws Previously Issued Agency Guidance</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Moving forward, the bureau will issue guidance only when necessary and if compliance burdens will be reduced.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234241</guid>
      <pubDate>Mon, 12 May 2025 14:22:30 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234241-cfpb-withdraws-previously-issued-agency-guidance</link>
    </item>
    <item>
      <title>Freeze on CFPB Terminations Extended Amid Litigation</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A U.S. district court convened a two-day hearing last week in the National Treasury Employees Union’s lawsuit aimed at stopping an effort by the Trump administration to greatly diminish the CFPB. The judge extended a freeze on contract terminations by the CFPB while contemplating a ruling on a preliminary injunction.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233736</guid>
      <pubDate>Mon, 17 Mar 2025 14:30:57 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233736-freeze-on-cfpb-terminations-extended-amid-litigation</link>
    </item>
    <item>
      <title>CFPB Complaint Processing Back on Track</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[It typically takes the CFPB less than one day to process a consumer’s complaint and send it to the company identified in the complaint. After the Trump administration disrupted operations at the bureau, the average complaint processing time temporarily jumped to six days.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233737</guid>
      <pubDate>Mon, 17 Mar 2025 14:27:59 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233737-cfpb-complaint-processing-back-on-track</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[District court denies request from CFPB to pause litigation against Comerica Bank; CFPB drops lawsuit against Zelle; lawsuits involving Military Lending Act moving forward; CFPB stays on case with state AGs; CFSA seeks ruling from Supreme Court on payday loan rule.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233739</guid>
      <pubDate>Mon, 17 Mar 2025 14:20:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233739-other-news-in-brief</link>
    </item>
    <item>
      <title>CFPB Nominee McKernan Pledges to Uphold the Law </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[CFPB Director-nominee Jonathan McKernan at his confirmation hearing promised to perform the statutory functions of the bureau. But he didn’t directly respond to the question of whether he agrees with President Trump’s statement that it’s important to “get rid of” the bureau.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233607</guid>
      <pubDate>Mon, 03 Mar 2025 15:22:02 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233607-mckernan-pledges-to-lead-the-cfpb-under-the-law</link>
    </item>
    <item>
      <title>McKernan Tapped for CFPB Even as Bureau’s Fate Unclear</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[All work at the CFPB, including supervision and examination activities, has ceased following an order by the bureau’s new acting director. Several rulemakings are also on pause.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233430</guid>
      <pubDate>Tue, 18 Feb 2025 12:15:46 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233430-cfpb-on-pause-for-now</link>
    </item>
    <item>
      <title>CFPB Set to Retreat From Chopra’s Aggressive Agenda </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Going by Trump’s first term, the CFPB is expected to continue to regulate by enforcement, but isn’t likely to expand its jurisdiction into questionable areas.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232830</guid>
      <pubDate>Mon, 02 Dec 2024 14:53:42 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232830-cfpb-set-to-retreat-from-chopras-aggressive-agenda</link>
    </item>
    <item>
      <title>CBA Urges CFPB to Analyze Proposal on Overdraft Fees</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[If the overdraft rule is adopted as proposed, banks would materially reduce the amount of liquidity they are able to offer consumers, according to the Consumer Bankers Association.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232743</guid>
      <pubDate>Mon, 02 Dec 2024 14:49:51 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232743-cba-urges-cfpb-to-redo-analysis-of-overdraft-rule</link>
    </item>
    <item>
      <title>Chopra to Push More Exams Before Trump Takes Office</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[In the final weeks before the new Republican administration takes over, the CFPB’s rulemaking process is expected to slow, but enforcement activity could increase, according to industry attorneys.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232707</guid>
      <pubDate>Mon, 18 Nov 2024 14:47:45 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232707-cfpb-expected-to-increase-guidance-examinations-before-trump</link>
    </item>
    <item>
      <title>ACA Files Lawsuit Challenging CFPB Medical Debt Guidance</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The bureau’s advisory opinion on medical debt collection practices violates the Administrative Procedure Act as it creates new rules, according to an association representing credit and collection professionals.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232653</guid>
      <pubDate>Mon, 18 Nov 2024 14:32:57 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232653-aca-files-lawsuit-challenging-cfpb-medical-debt-advisory-opinion</link>
    </item>
    <item>
      <title>CFPB Warns Companies of Worker Surveillance Systems</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The bureau released guidance that details employers’ responsibilities and consumer protections under the FCRA involving worker surveillance technologies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232563</guid>
      <pubDate>Mon, 04 Nov 2024 13:01:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232563-cfpb-warns-companies-of-worker-surveillance-systems-fcra-liability</link>
    </item>
    <item>
      <title>CFPB Working on Reducing Regulations for Refinances</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB is looking into whether it’s necessary to recertify a borrower’s ability to repay a rate-term mortgage refinance, Kevin Stevens, a senior manager at the bureau, said at a Mortgage Bankers Association conference held in Washington, DC, last week.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232313</guid>
      <pubDate>Mon, 07 Oct 2024 15:46:52 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232313-cfpb-pivots-to-update-refi-process</link>
    </item>
    <item>
      <title>Supreme Court Urged to Take Up CFPB Lawsuit on ABS</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The Securities Industry and Financial Markets Association and the Structured Finance Association have urged the U.S. Supreme Court to weigh in on the lawsuit involving the CFPB and student loan ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232311</guid>
      <pubDate>Mon, 07 Oct 2024 15:40:56 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232311-supreme-court-urged-to-review-decision-authorizing-cfpb-authority-over-student-loan-abs</link>
    </item>
    <item>
      <title>CFPB Proposes Rule on Paycheck Advance Products</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The proposed rule fails to provide a bright-line test for lenders and employers, an attorney with the Dorsey & Whitney law firm said.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231629</guid>
      <pubDate>Mon, 29 Jul 2024 14:37:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231629-cfpb-issues-interpretative-rule-on-paycheck-advance-products</link>
    </item>
    <item>
      <title>CFPB Proposes Updates to Regulation X Servicing Standards</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The proposal includes some aspects supported by both servicers and consumer advocates and some provisions that could see pushback from servicers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231539</guid>
      <pubDate>Mon, 15 Jul 2024 14:20:41 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231539-cfpbs-regulation-x</link>
    </item>
    <item>
      <title>CFPB Dives Into Gaps in HMDA Data Reporting</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The bureau found increasing instances of inaccurate reporting under the Home Mortgage Disclosure Act. Two lenders also faced fines recently.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231493</guid>
      <pubDate>Mon, 15 Jul 2024 14:11:48 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231493-cfpb-dives-into-gaps-by-lenders-servicers-in-hmda-data-reporting</link>
    </item>
    <item>
      <title>Federal Regulators Issue Final Rule on AVMs</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The final rule is essential in helping to reduce risks of discrimination in automated-valuation models used in the mortgage market, according to CFPB Director Rohit Chopra and Deputy Director Zixta Martinez.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231446</guid>
      <pubDate>Mon, 01 Jul 2024 12:15:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231446-cfpb-helps-finalize-avm-standard-setting-rule</link>
    </item>
    <item>
      <title>Former Official Notes Stark Changes to CFPB’s Workings </title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[How the bureau delegates on rulemaking has changed in recent years under Rohit Chopra, according to John Tonetti, former senior policy analyst in the Office of Supervision Policy.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231433</guid>
      <pubDate>Mon, 01 Jul 2024 12:11:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231433-industry-analysts-reflect-on-change-in-cfpb-operations</link>
    </item>
    <item>
      <title>CFPB Registry on Nonbank Compliance Faces Opposition</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Pete Mills, a senior vice president at the Mortgage Bankers Association, said the registry is an “unnecessary and redundant move.” The final rule requires nonbanks to report to the CFPB any government or court orders penalizing them for violations of consumer protection laws.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231259</guid>
      <pubDate>Mon, 17 Jun 2024 12:21:46 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231259-cfpb-nonbank-registry-met-with-industry-opposition</link>
    </item>
    <item>
      <title>CFPB Issues Warning on Deceptive Contract Provisions</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[A new circular expands on previous CFPB actions to protect consumer rights involving contract terms.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231252</guid>
      <pubDate>Mon, 17 Jun 2024 12:19:51 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231252-cfpb-issues-warning-on-deceptive-contract-provisions</link>
    </item>
    <item>
      <title>CFPB Finalizes Rule for Open Banking Standard Setters</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB has outlined qualifications required by standard-setting organizations to be formally recognized as such. The move paves the way for the bureau’s upcoming personal financial data rights rule.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231258</guid>
      <pubDate>Mon, 17 Jun 2024 12:17:53 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231258-cfpb-finalizes-standard-setting-body-rule</link>
    </item>
    <item>
      <title>Chopra Says CFPB Looking Into Credit Reporting Issues</title>
      <author>sclark@imfpubs.com</author>
      <description>
        <![CDATA[Credit reporting inaccuracies are having a major impact on low-income consumers who are trying to find housing, according to participants at a recent CFPB Consumer Advisory Board Meeting.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231191</guid>
      <pubDate>Mon, 03 Jun 2024 15:52:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231191-cfpb-pushes-for-more-regulations-on-credit-reporting-inaccuracies</link>
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