<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:media="http://search.yahoo.com/mrss/">
  <channel>
    <title>Other Non-Mortgage Regulation</title>
    <description>
      <![CDATA[]]>
    </description>
    <link>https://www.insidemortgagefinance.com/rss</link>
    <language>en-us</language>
    <item>
      <title>CFPB Floats Reducing Oversight of Nonbanks</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The bureau is considering raising the bar for triggering oversight of nonbanks in consumer reporting, consumer debt collection, automobile lending and international money transfers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235090</guid>
      <pubDate>Mon, 18 Aug 2025 13:06:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235090-cfpb-floats-reducing-oversight-of-nonbanks</link>
    </item>
    <item>
      <title>Banks Seek Delay of Open Banking Compliance</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Bank Policy Institute and others stressed that industry participants shouldn’t have to comply with a rule given that the CFPB plans to substantially revise it.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235091</guid>
      <pubDate>Mon, 18 Aug 2025 13:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235091-banks-seek-delay-of-open-banking-compliance</link>
    </item>
    <item>
      <title>CFPB Issues Polarizing Proposal on Overdraft Fees</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Currently, banks charge an average of $35 for overdraft loans, raking in billions of dollars per year. The CFPB proposed a safe harbor for overdraft loans that would be as low as $3.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229982</guid>
      <pubDate>Mon, 29 Jan 2024 11:49:53 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229982-cfpb-issues-polarizing-proposal-on-overdraft-fees</link>
    </item>
    <item>
      <title>Mixed Reaction to CFPB’s Open Banking Proposal</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Industry participants and consumer advocates separately applauded the CFPB’s Section 1033 proposal on open banking. There were also plenty of suggestions for adjustments among the thousands of comment letters submitted.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229876</guid>
      <pubDate>Tue, 16 Jan 2024 10:56:32 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229876-mixed-reaction-to-cfpbs-open-banking-proposal</link>
    </item>
    <item>
      <title>Payments Players Seek Carve Outs From CFPB Proposal</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB estimated that its proposal to establish oversight of payments providers would apply to 17 companies. Companies subject to the proposal are seeking exemptions while consumer advocates called for more expansive protections.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229913</guid>
      <pubDate>Tue, 16 Jan 2024 10:53:37 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229913-payments-players-seek-carve-outs-from-cfpb-proposal</link>
    </item>
    <item>
      <title>CFPB Fines U.S. Bank $21M for Pandemic-Era Benefits Freezes</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The civil monetary penalty and consumer redress are tied to freezes on unemployment benefits accounts during the pandemic.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229794</guid>
      <pubDate>Fri, 22 Dec 2023 15:04:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229794-cfpb-fines-us-bank-21-million-for-pandemic-era-benefits-freezes</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Illinois delays vote on CRA regulations; FCC closes lead generator loophole; Biden vetoes bill disapproving 1071; CFPB adjusts asset thresholds under HMDA, TILA; bureau issues report on overdraft fees; CFPB shutters medical debt collector.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229808</guid>
      <pubDate>Fri, 22 Dec 2023 15:01:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229808-other-news-in-brief</link>
    </item>
    <item>
      <title>GOP’s McHenry Praises CFPB for 1033 Rulemaking</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[CFPB Director Rohit Chopra was accused of partisan regulatory management by Republican lawmakers during recent congressional hearings. But the bureau’s proposed personal financial data rights rule found praise.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229681</guid>
      <pubDate>Mon, 11 Dec 2023 16:59:05 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229681-mchenry-praises-cfpb-for-1033-rulemaking</link>
    </item>
    <item>
      <title>CFPB Fines Atlantic Union Bank for Overdraft Issues</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The Richmond, VA-based bank has agreed to pay $6.2 million to settle charges that its employees failed to acquire consumers’ affirmative consent before enrolling them in an overdraft protection service.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229672</guid>
      <pubDate>Mon, 11 Dec 2023 16:53:13 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229672-atlantic-union-bank-paying-73m-for-efta-violations</link>
    </item>
    <item>
      <title>Arbitration Petition to CFPB Prompts Strong Reactions</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[A petition from consumer advocates called for the CFPB to issue a rulemaking prohibiting the use of forced arbitration agreements in consumer financial services contracts. Industry trade groups said prior Congressional action bars the agency from issuing such a rule.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229522</guid>
      <pubDate>Mon, 27 Nov 2023 15:53:53 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229522-cfpb-barred-from-regulating-arbitration-industry-commenters-say</link>
    </item>
    <item>
      <title>Banks’ Policy Stances at Odds With Their Trade Groups</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Banks don’t appear to be doing enough to check the anti-consumer lobbying and litigation efforts of the trade groups that represent them, according to Rise Economy, a California-based nonprofit.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229377</guid>
      <pubDate>Mon, 27 Nov 2023 15:50:55 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229377-advocates-highlight-diverging-policy-stances-by-banks-trade-groups</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[MBA’s advocacy arm tells members to oppose Illinois CRA rule draft; CFPB fines small-dollar lender $15 million for consent order violation; CFPB reverses course on UDAAP examination manual changes.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229552</guid>
      <pubDate>Mon, 27 Nov 2023 15:44:57 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229552-other-news-in-brief</link>
    </item>
    <item>
      <title>CFPB Proposes Supervising Payment App Providers</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB proposed a rule seeking to supervise larger nonbank companies that offer services such as digital wallets and payment apps.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229432</guid>
      <pubDate>Mon, 13 Nov 2023 14:05:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229432-cfpb-proposes-supervising-payment-app-providers</link>
    </item>
    <item>
      <title>CFPB Proposes Rule on Financial Data Portability</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Section 1033 of the Dodd-Frank Act directed the CFPB to establish financial data-sharing rules. More than 13 years after the DFA was signed into law, the CFPB issued a proposed rule to carry out the 1033 mandate. The rule aims to facilitate open banking.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229299</guid>
      <pubDate>Mon, 30 Oct 2023 12:20:57 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229299-cfpb-proposes-rule-on-financial-data-portability</link>
    </item>
    <item>
      <title>Chopra Talks Servicing Rules, Partisanship at MBA Convention</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[In an interview with the Mortgage Bankers Association’s president and CEO, CFPB Director Rohit Chopra confirmed that changes to the agency’s mortgage servicing rules would come in 2024.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229220</guid>
      <pubDate>Mon, 30 Oct 2023 12:17:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229220-chopra-talks-servicing-rules-amendments-partisanship-at-mba</link>
    </item>
    <item>
      <title>Court Halts Implementation of Data Collection Rule</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[A Texas district court expanded its injunction against the CFPB’s small-business lending data collection requirements. Meanwhile, the Senate voted to overturn the rule though President Biden threatened a veto.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229300</guid>
      <pubDate>Mon, 30 Oct 2023 12:15:02 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229300-court-halts-implementation-of-data-collection-rule</link>
    </item>
    <item>
      <title>CFPB Bans Fees for Account Information From Large Banks</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[In an advisory opinion, the bureau nudged large banks and credit unions to provide consumers with complete and accurate account information when requested, without “unreasonably impeding” the consumer’s access, including charging fees for requests.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229169</guid>
      <pubDate>Mon, 16 Oct 2023 14:05:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229169-bureau-guidance-bans-fees-for-account-information</link>
    </item>
    <item>
      <title>Chopra Announces Digital Payments Guidance, Supervision</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[CFPB Director Rohit Chopra said the bureau will begin conducting supervisory examinations on nonbank payment platform operators and would issue further orders to big tech firms for information on their use of personal finance data or private currencies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229121</guid>
      <pubDate>Mon, 16 Oct 2023 14:02:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229121-chopra-announces-digital-payments-guidance-supervision</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Bureau hiring enforcement staff; report says NSF fees down 97%.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229174</guid>
      <pubDate>Mon, 16 Oct 2023 14:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229174-other-news-in-brief</link>
    </item>
    <item>
      <title>Planned Data Rights Rule Could Cover Mobile Payment</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Restrictive tap-to-pay practices at Big Tech companies could limit consumer choice and reduce market innovations, the bureau warned in a new report.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228855</guid>
      <pubDate>Mon, 18 Sep 2023 14:13:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228855-cfpb-report-ties-1033-rule-to-mobile-payment-ecosystem</link>
    </item>
    <item>
      <title>CFPB Opposes Request to Expand 1071 Injunction</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The agency opposed a request to expand an injunction on implementing its small business lending data collection rule to all covered institutions. Currently the stay applies only to American Bankers Association and Texas Bankers Association members.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228775</guid>
      <pubDate>Tue, 05 Sep 2023 13:35:05 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228775-cfpb-pushes-back-on-request-to-expand-1071-injunction</link>
    </item>
    <item>
      <title>Industry Calls for CRA Rule Delay, Citing CFPB Uncertainty</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The Bank Policy Institute and American Bankers Association have asked federal agencies to pause adoption of the Community Reinvestment Act final rule until proposed bank capital requirements are finalized and the Supreme Court decides on the CFPB’s funding mechanism.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228763</guid>
      <pubDate>Tue, 05 Sep 2023 13:34:56 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228763-trade-groups-request-cra-rule-delay-citing-capital-rules-1071-injunction</link>
    </item>
    <item>
      <title>CDIA: Potential Data Broker Rule Could Lead to Exits</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[According to Dan Smith, president and CEO of the Consumer Data Industry Association, the CFPB’s potential data broker rule could lead to companies exiting the data business.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228786</guid>
      <pubDate>Tue, 05 Sep 2023 13:30:57 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228786-trade-group-ceo-warns-data-brokers-rule-shouldnt-be-too-broad</link>
    </item>
    <item>
      <title>CFPB Sues Installment Lender for Loan Churning</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The bureau has accused South Carolina-based Heights Finance of targeting borrowers for their likelihood to refinance and using coercive practices to drive them into fee-laden refinancing cycles.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228747</guid>
      <pubDate>Tue, 05 Sep 2023 13:28:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228747-cfpb-sues-installment-lender-alleging-it-harvests-refi-fees</link>
    </item>
    <item>
      <title>Credit Repair Firms Agree to $2.7 Billion CFPB Settlement</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The firms, which include Lexington Law and CreditRepair.com, were accused of misrepresenting to consumers that an upfront fee was necessary to begin the credit repair process.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228762</guid>
      <pubDate>Tue, 05 Sep 2023 13:26:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228762-credit-repair-firms-to-pay-over-27b-cfpb-settlement</link>
    </item>
    <item>
      <title>CFPB Enforcement Against Auto Finance Firm Stayed</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[A New York state court has stayed proceedings in an enforcement action brought by the CFPB against a subprime indirect auto finance firm, pending the Supreme Court’s decision in the bureau’s funding case.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228689</guid>
      <pubDate>Mon, 21 Aug 2023 15:31:38 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228689-supreme-court-appeal-hobbles-cfpb-enforcement-efforts</link>
    </item>
    <item>
      <title>Lenders Seek Wider Injunction on Section 1071</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Credit union and community bank trade groups have joined a lawsuit in a Texas district court, seeking a nationwide injunction against implementation of the CFPB’s small business lending data collection rule.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228663</guid>
      <pubDate>Mon, 21 Aug 2023 15:26:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228663-covered-institutions-seek-wider-1071-injunction</link>
    </item>
    <item>
      <title>CFPB Plans to Widen FCRA Net Over Surveillance Firms</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The bureau wants to recategorize brokers selling certain types of consumer data as “consumer reporting agencies” and restrict the extent to which “credit header data” can be released.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228676</guid>
      <pubDate>Mon, 21 Aug 2023 15:23:44 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228676-cfpb-to-extend-fcra-protections-to-data-brokers</link>
    </item>
    <item>
      <title>Trade Groups Ask FCC to Soften Revocation Proposal</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[A broad coalition of trade groups raised concerns that the proposal would lead to frivolous lawsuits and potential consumer harm.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228690</guid>
      <pubDate>Mon, 21 Aug 2023 15:22:45 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228690-trade-groups-ask-fcc-to-soften-robocall-proposal</link>
    </item>
    <item>
      <title>Texas Court Issues Limited Injunction on Section 1071</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The temporary injunction halting the implementation of the Section 1071 final rule applies only to members of the American Bankers Association and the Texas Bankers Association.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228504</guid>
      <pubDate>Mon, 07 Aug 2023 14:13:58 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228504-court-issues-limited-injunction-on-section-1071</link>
    </item>
  </channel>
</rss>
