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      <title>Other News in Brief</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Supreme Court denies Republican AGs’ request to join oral arguments in CFPB funding case; CFPB seeks responses to student borrower survey.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228797</guid>
      <pubDate>Tue, 05 Sep 2023 13:24:03 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228797-other-news-in-brief</link>
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    <item>
      <title>Other News in Brief</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Movement Mortgage settles with DOJ; CFPB, other agencies issue RFI on medical debt; Senate Democrats want action on voice cloning; CFPB says most borrowers in forbearance in 2021 are current now; CFPB paying out to student loan borrowers who were charged illegal fees.]]>
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      <guid>http://www.insidemortgagefinance.com/articles/228290</guid>
      <pubDate>Mon, 10 Jul 2023 15:01:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228290-other-news-in-brief</link>
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    <item>
      <title>CFPB Uncovers New ‘Junk Fee’ Charges by Mortgage Servicers</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[In a special edition supervisory highlights report, the CFPB revealed old and new ways in which mortgage servicers are attempting to collect unlawful fees from borrowers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227203</guid>
      <pubDate>Mon, 20 Mar 2023 15:20:14 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227203-cfpb-says-mortgage-servicers-charged-improper-late-fees-pmi-premiums</link>
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    <item>
      <title>CFPB Warns Servicers Over Collecting Discharged Student Loans</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB said it expects servicers to proactively identify student loans that are discharged via standard bankruptcy orders.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227299</guid>
      <pubDate>Mon, 20 Mar 2023 15:10:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227299-cfpb-warns-servicers-not-to-collect-on-discharged-private-student-loans</link>
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    <item>
      <title>CHLA Seeks Member Exemption from Registry of Form Contracts</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The Community Home Lenders of America wants small mortgage lenders to be exempt from the CFPB’s proposed registry of nonbank form contracts when their compliance burdens substantially outweigh consumer benefit.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226971</guid>
      <pubDate>Tue, 21 Feb 2023 13:41:37 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226971-chla-asks-for-t-and-c-registry-exemptions-for-nonbank-mortgage-lenders</link>
    </item>
    <item>
      <title>CFPB Proposes Registry of Terms and Conditions</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The bureau seeks to weed out one-sided terms and conditions included in contracts that consumers sign when purchasing a product or signing up for a service from a nonbank. House Financial Services Committee Chair Patrick McHenry, R-NC, slammed the proposal.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226738</guid>
      <pubDate>Mon, 23 Jan 2023 14:41:48 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226738-cfpb-proposes-registry-for-nonbank-t-and-cs-waiving-consumer-protections</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[COO held liable for fraud scheme; companies offering negative option subscriptions on alert; NY law firm settles with CFPB; court says CFPB enforcement authority extends to scholarship assistance marketing.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226799</guid>
      <pubDate>Mon, 23 Jan 2023 14:32:52 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226799-other-news-in-brief</link>
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    <item>
      <title>Other News in Brief</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Broeksmit criticizes CFPB at annual MBA conference; Senate Democrats ask for remittance rule revisions; bureau reopens payment service comments; CFPB says student borrower finances worsening.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226167</guid>
      <pubDate>Mon, 07 Nov 2022 16:40:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226167-other-news-in-brief</link>
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    <item>
      <title>CFPB Details Faults in Practices of Student Loan Servicers</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The bureau’s special supervisory highlights report cites instances of university-owned lenders withholding academic transcripts to coerce borrowers into making payments.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225900</guid>
      <pubDate>Mon, 10 Oct 2022 16:22:35 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225900-cfpb-warns-university-lenders-student-loan-servicers-on-consumer-harms</link>
    </item>
    <item>
      <title>Chopra Emphasizes Staying Ahead of Tech, Setting Norms</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[CFPB Director Rohit Chopra explains how the bureau’s recent big moves are tied to his views on the functioning and regulation of consumer financial markets and products.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225758</guid>
      <pubDate>Mon, 26 Sep 2022 14:12:02 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225758-chopra-emphasizes-staying-ahead-of-tech-setting-norms</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[SEC administrative adjudications found unconstitutional; NCRC settles with Movement Mortgage; CFPB and New York attorney general settle case against debt collectors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/224809</guid>
      <pubDate>Mon, 06 Jun 2022 13:23:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/224809-other-news-in-brief</link>
    </item>
    <item>
      <title>Ruling in CFPB’s Favor Raises Concerns for ABS </title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[A ruling that securitization issuers can face enforcement for the actions of their servicers has prompted concerns among industry participants.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223749</guid>
      <pubDate>Mon, 14 Feb 2022 15:39:26 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223749-clarification-of-bureau-authority-over-abs-concerning-attorneys-say</link>
    </item>
    <item>
      <title>CFPB Must Require Mods on All Loan Types, Law Professors Say </title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[A new academic report calls for the CFPB to require loan modifications on all types of consumer loans using an “ability to pay” standard.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/221928</guid>
      <pubDate>Mon, 19 Jul 2021 13:10:44 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/221928-law-professors-call-on-cfpb-to-allow-affordable-modifications-on-all-consumer-loans</link>
    </item>
    <item>
      <title>CFPB Ends 2020 With Three Enforcement Settlements</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[Discover Bank has agreed to pay $35 million to settle student loan violations while Santander Consumer USA was fined $4.75 million for credit reporting miscues tied to auto loans.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/220147</guid>
      <pubDate>Mon, 04 Jan 2021 13:30:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/220147-cfpb-ends-2020-with-enforcement-against-large-entities</link>
    </item>
    <item>
      <title>MBA Says its Efforts Spurred Crackdown on VA Lenders</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB has brought eight enforcement actions, including six settlements and two lawsuits, in September alone. Four of the settlements resolve charges regarding sending deceptive mailers to veterans.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/219293</guid>
      <pubDate>Mon, 28 Sep 2020 14:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/219293-mba-takes-credit-for-cfpb-va-lender-crackdown</link>
    </item>
    <item>
      <title>Other News in Brief</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[CFPB-Education Department MOU; CFPB’s associate director for research, markets and regulation resigns; Puerto Rico reporting requirements; debt collection event.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/217180</guid>
      <pubDate>Tue, 18 Feb 2020 09:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/217180-other-news-in-brief</link>
    </item>
    <item>
      <title>Senators Urge CFPB to Investigate Student Loan Servicer</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[Nearly two dozen Democratic senators urged the CFPB  to immediately open an enforcement investigation into a servicer’s management of a student loan forgiveness program.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/216280</guid>
      <pubDate>Mon, 04 Nov 2019 09:13:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/216280-senators-urge-cfpb-to-investigate-student-loan-servicer</link>
    </item>
    <item>
      <title>Dems Set Targets for CFPB Student Loan Ombudsman</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[Democratic senators have asked Ombudsman Robert Cameron how he plans to deal with potential conflicts of interest tied to his previous employer, a federal student loan servicer.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/216085</guid>
      <pubDate>Mon, 21 Oct 2019 10:48:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/216085-dems-set-expectations-for-cfpb-student-loan-ombudsman</link>
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    <item>
      <title>Rep. Waters to Continue Oversight of CFPB</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[The House Financial Services Committee will continue to provide oversight of CFPB activity, according to the panel’s fall priorities.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/215734</guid>
      <pubDate>Mon, 09 Sep 2019 10:18:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/215734-rep-waters-to-continue-oversight-of-cfpb</link>
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      <title>Democrats Question New Student Loan Ombudsman</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[Senators are seeking answers from Robert Cameron, the private education loan ombudsman, on how he plans to oversee student loan issues.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/215720</guid>
      <pubDate>Mon, 09 Sep 2019 09:08:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/215720-dems-seek-answers-from-new-student-loan-ombudsman</link>
    </item>
    <item>
      <title>CFPB Bans Broker for Cheating Veterans</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[A broker agreed to pay roughly $275,000 to settle allegations related to pension scams in a proposed consent order with the CFPB and the Arkansas State Attorney General.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/215610</guid>
      <pubDate>Mon, 26 Aug 2019 13:46:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/215610-cfpb-bans-broker-for-cheating-veterans-out-of-pension</link>
    </item>
    <item>
      <title>Appointment of CFPB Ombudsman Sparks Debate</title>
      <author>news@imfpubs.com</author>
      <description>
        <![CDATA[The CFPB named a high-ranking official of a student loan servicer as the bureau’s private education loan ombudsman. The move has drawn criticism from consumer groups.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/215588</guid>
      <pubDate>Mon, 26 Aug 2019 13:21:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/215588-controversial-appointment-of-student-loan-ombudsman</link>
    </item>
    <item>
      <title>‘Suppressed’ CFPB Report on Student Loans Shows Fee Gaps</title>
      <description>
        <![CDATA[A “suppressed” CFPB report showing that the nation’s largest banks were ripping off students by charging high fees has now come to light.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/213390</guid>
      <pubDate>Fri, 21 Dec 2018 00:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/213390-suppressed-cfpb-report-on-student-loans-shows-fee-gaps</link>
    </item>
    <item>
      <title>Former CFPB Watchdog Launches Competing Student Loan Center</title>
      <description>
        <![CDATA[Seth Frotman, the former student loan ombudsman who dramatically quit the CFPB in August, has launched his own initiative to help solve the student debt crisis.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/213266</guid>
      <pubDate>Mon, 10 Dec 2018 00:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/213266-former-cfpb-watchdog-launches-competing-student-loan-center</link>
    </item>
    <item>
      <title>Dems Ask How the Controversial Fair Lending Chief Was Hired</title>
      <description>
        <![CDATA[CFPB Acting Director Mick Mulvaney is resisting outside pressure to dump the controversial political appointee who now leads the agency’s fair lending activities.  Eric Blankenstein has come under fire for racially tinged blogs he posted in 2004, where he stated that using the n-word may not necessarily be racist and a great majority of hate crimes were hoaxes. Senate Democrats are pushing Mulvaney to explain how Blankenstein was hired to be head of …]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/212759</guid>
      <pubDate>Mon, 15 Oct 2018 00:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/212759-dems-ask-how-the-controversial-fair-lending-chief-was-hired</link>
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      <title>Waters Seeks to Get the CFPB Back to Obama-Era Operation</title>
      <description>
        <![CDATA[Rep. Maxine Waters, D-CA, ranking member of the House Financial Services Committee, introduced a bill to undo changes Acting CFPB Director Mick Mulvaney has made to the agency during his tenure. The legislation has no chance in the current session of Congress, but it would likely get on the fast track if Democrats win control of the House in the upcoming midterm elections. “My bill, the Consumer First Act, would reverse the harmful changes the Trump administration ...]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/212760</guid>
      <pubDate>Mon, 15 Oct 2018 00:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/212760-waters-seeks-to-get-the-cfpb-back-to-obama-era-operation</link>
    </item>
    <item>
      <title>Consumer Complaints See Double-Digit Decline in the Third Quarter</title>
      <description>
        <![CDATA[Consumer complaints in all major categories saw double-digit declines in the third quarter compared to the second quarter, according to a new analysis by Inside the CFPB. Total gripes filed by the public with the CFPB dropped 11.4 percent from 2Q18 to 3Q18, mainly driven by an 18.9 percent sequential decline in home mortgage complaints. Complaints regarding credit cards dipped 11.4 percent, bank account problems were down 10.8 percent and ...]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/212761</guid>
      <pubDate>Mon, 15 Oct 2018 00:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/212761-consumer-complaints-see-double-digit-decline-in-the-third-quarter</link>
    </item>
    <item>
      <title>Recent Legislative and Government Proposals Would Have Mixed Impact on Student Loan ABS: Moody’s</title>
      <description>
        <![CDATA[Changes made by the Dodd-Frank reform bill, along with other legislative proposals and government actions, would have mixed credit impact on ABS backed by student loans, said Moody’s Investors Service.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/212524</guid>
      <pubDate>Fri, 21 Sep 2018 00:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/212524-recent-legislative-and-government-proposals-would-have-mixed-impact-on-student-loan-abs-moody-s</link>
    </item>
    <item>
      <title>CFPB Student Loan Ombudsman Quits, Blames Mulvaney</title>
      <description>
        <![CDATA[A top CFPB official in charge of protecting student borrowers stepped down from the agency in late August, blaming the leadership of Acting Director Mick Mulvaney. Seth Frotman, who was the student loan ombudsman at the agency, said in his letter of resignation the current leadership of the bureau has “turned its back on young people and their financial futures.” He added: “The bureau is now content doing the bare minimum for [consumers] while simultaneously ...]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/212352</guid>
      <pubDate>Tue, 04 Sep 2018 00:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/212352-cfpb-student-loan-ombudsman-quits-blames-mulvaney</link>
    </item>
    <item>
      <title>Nothing to Report, Says FHA Even As Lenders Seek Certainty, Clarity</title>
      <description>
        <![CDATA[It has been more than three years since FHA introduced a new streamlined process of identifying loan defects and their severity to minimize or avoid enforcement action and hefty penalties under the False Claims Act. Despite calls by the mortgage industry to improve and clarify the process – the Single-Family Loan Quality Assessment methodology or “defect taxonomy” – the FHA has yet to make a move to meet industry demands for more detailed defect taxonomy. Contacted for an update on the defect taxonomy, a Housing and Urban Development spokesperson said simply, “Nothing to report on this.” An outgrowth of lender concern over the government’s indiscriminate use of the FCA to prosecute mortgage fraud and recover FHA losses, the defect taxonomy establishes nine categories of loan defects in loans it endorses. The nine defect categories replaced the 99 loan defect codes that were  ...]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/212296</guid>
      <pubDate>Fri, 24 Aug 2018 00:00:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/212296-nothing-to-report-says-fha-even-as-lenders-seek-certainty-clarity</link>
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