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    <title>Ginnie Mae</title>
    <description>
      <![CDATA[]]>
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    <link>https://www.insidemortgagefinance.com/rss</link>
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    <item>
      <title>FHA and Ginnie Stoic Amid Rising Late Rates</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Officials at FHA and Ginnie Mae aren’t currently worried about steadily rising delinquency rates on government-backed loans, but they’re watching closely as FHA tightens its loss-mitigation protocols.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234410</guid>
      <pubDate>Fri, 30 May 2025 12:52:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234410-fha-and-ginnie-stoic-amid-rising-late-rates</link>
    </item>
    <item>
      <title>FHA, VA Functioning Despite Dire Warnings</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Sharp staff cuts at FHA, VA and Ginnie Mae could lead to major problems for mortgage lenders and borrowers, according to analysts. But for now it appears to be business as usual for originations and servicing.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233640</guid>
      <pubDate>Fri, 07 Mar 2025 14:40:05 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233640-fha-va-functioning-despite-dire-warnings</link>
    </item>
    <item>
      <title>Around the Industry</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[FHA extends foreclosure moratorium tied to LA wildfires; HUD rescinds Affirmatively Furthering Fair Housing rule; CSBS seeks Ginnie servicing reforms; RHS delays servicing changes; Rate offers complimentary, temporary insurance for first responders; bill in Senate would speed mortgage processing at Bureau of Indian Affairs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233664</guid>
      <pubDate>Fri, 07 Mar 2025 14:33:14 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233664-around-the-industry</link>
    </item>
    <item>
      <title>With Turner as Chief, It’s No Longer Business as Usual at HUD</title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[The FHA wasn’t spared from the Trump administration’s workforce reduction plan. Some industry observers fear the layoffs will slow underwriting times and delay closings.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233540</guid>
      <pubDate>Fri, 21 Feb 2025 13:06:38 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233540-with-turner-as-chief-its-no-longer-business-as-usual-at-hud</link>
    </item>
    <item>
      <title>New HUD Secretary Has His Eyes Set on Affordability</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Senate voted 55-44 to confirm Scott Turner as housing secretary, paving the way for the Trump administration to install new leadership at FHA and Ginnie Mae.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233401</guid>
      <pubDate>Fri, 07 Feb 2025 11:57:24 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233401-turner-takes-over-at-hud-focus-on-affordability</link>
    </item>
    <item>
      <title>Confusion Following Trump’s Attempted Funding Pause</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The pause was ultimately rescinded following court injunctions. In the meantime, participants in government-insured mortgage programs faced uncertainty.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233403</guid>
      <pubDate>Fri, 07 Feb 2025 11:55:26 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233403-confusion-following-trumps-funding-pause</link>
    </item>
    <item>
      <title>Ginnie Faulted on Preparedness for Nonbank Failures</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[GAO called for Ginnie Mae to develop processes for participating in interagency exercises, noting that FHFA did a better job than Ginnie in an FSOC effort aimed at addressing the likely failure of a major nonbank mortgage company.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233402</guid>
      <pubDate>Fri, 07 Feb 2025 11:51:33 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233402-ginnie-faulted-on-preparedness-for-nonbank-failures</link>
    </item>
    <item>
      <title>HUD Nominee Plans to Review Programs, Maximize Budget</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Housing Secretary nominee Scott Turner offered few specifics during his confirmation hearing last week. But he outlined plans to review agency programs and maximize their budgets.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233257</guid>
      <pubDate>Fri, 24 Jan 2025 13:09:43 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233257-turner-to-review-hud-programs-maximize-budget</link>
    </item>
    <item>
      <title>Ginnie Seeks Comments on HECM Repooling Proposal</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Ginnie Mae last week proposed a new pool type to allow repooling of home equity conversion mortgages that have reached their buyout limit. Comments on the HMBS 2.0 term sheet are due July 31.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231454</guid>
      <pubDate>Fri, 05 Jul 2024 14:06:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231454-ginnie-hmbs-20-term-sheet-opens-for-comment</link>
    </item>
    <item>
      <title>Gordon and Getchis Tout FHA, Ginnie Partnership</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[FHA Commissioner Julia Gordon and Ginnie Mae Senior Vice President of Capital Markets John Getchis spoke during a recent Ginnie Latin America Roundtable in Washington, DC.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230580</guid>
      <pubDate>Fri, 29 Mar 2024 12:05:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230580-gordon-and-getchis-tout-fha-ginnie-partnership</link>
    </item>
    <item>
      <title>Ginnie Mae MBS Issuance on the Upswing in April</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The volume of FHA loans securitized into Ginnie mortgage-backed securities grew 20.5% between March and April, to $18.39 billion. VA loan production sent to Ginnie increased at an even higher rate. (Includes two data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227727</guid>
      <pubDate>Fri, 05 May 2023 16:02:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227727-april-shows-ginnie-issuance-on-the-upswing</link>
    </item>
    <item>
      <title>Ginnie Loan Removals Subdued in First Quarter</title>
      <author>amalatinszky@imfpubs.com</author>
      <description>
        <![CDATA[Loan removals from Ginnie Mae MBS fell to their lowest point in at least four years as payoffs, defaults and loss mitigation all ebbed in the first quarter of 2023. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227742</guid>
      <pubDate>Fri, 05 May 2023 15:49:05 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227742-ginnie-loan-removals-subdued-in-first-quarter</link>
    </item>
    <item>
      <title>CHLA Backs FHA, Ginnie FY24 Budget Requests</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The Community Home Lenders of America asked leaders of the congressional appropriations committees to fully fund FHA’s and Ginnie Mae’s fiscal 2024 budget requests for salaries and administrative expenses.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227714</guid>
      <pubDate>Fri, 05 May 2023 15:43:06 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227714-chla-calls-for-funding-commitments-for-fha-ginnie</link>
    </item>
    <item>
      <title>Ginnie Says New EVP/COO Will Be a Career Employee</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Ginnie Mae is wasting no time in looking to find a replacement for Sam Valverde, who was recently promoted to principal executive vice president.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227208</guid>
      <pubDate>Fri, 10 Mar 2023 13:02:28 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227208-ginnie-seeks-new-coo</link>
    </item>
    <item>
      <title>McCargo Touts Interagency Harmony on ESG Data</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Coordination with FHA and the VA has been instrumental in helping Ginnie Mae implement its environmental, social and governance mortgage-backed securities initiative.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227198</guid>
      <pubDate>Fri, 10 Mar 2023 12:59:31 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227198-mccargo-touts-interagency-harmony-on-esg-data</link>
    </item>
    <item>
      <title>Government Leaders Vow Continued Collaboration</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Federal housing agencies will continue to collaborate on loss-mitigation options following their teamwork when responding to the COVID-19 pandemic.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227095</guid>
      <pubDate>Fri, 24 Feb 2023 13:56:14 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227095-government-lenders-vow-continued-collaboration</link>
    </item>
    <item>
      <title>Ginnie Reduces HMBS Pool Size to Address Issuer Liquidity</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Ginnie Mae has reduced the required minimum size for mortgage-backed securities pools with home-equity conversion mortgages from $1.0 million to $250,000.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227045</guid>
      <pubDate>Fri, 24 Feb 2023 13:55:15 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227045-ginnie-reduces-hmbs-pool-size-to-address-issuer-liquidity</link>
    </item>
    <item>
      <title>Ginnie Willing to Work with Struggling Lenders</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[One of the keys for lenders facing financial difficulties is to communicate early and often with Ginnie Mae, according to the agency’s chief risk officer.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226830</guid>
      <pubDate>Fri, 27 Jan 2023 11:25:28 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226830-ginnie-willing-to-work-with-struggling-lenders</link>
    </item>
    <item>
      <title>Around the Industry</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Looser pooling requirements for delivering reperforming loans to Ginnie; FHA revises policy handbook; FHA updates instructions for use of GSE model forms; FHA hiring; VA revises various forms; VA offers loan review API; CHLA calls for permanent PTAP; RHS proposes loosening loss-mitigation standards.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226846</guid>
      <pubDate>Fri, 27 Jan 2023 11:21:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226846-around-the-industry</link>
    </item>
    <item>
      <title>FHA Faces Calls to Revise HECM Policies Following RMF Failure</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[If the largest servicer of HECMs couldn’t handle the financial burden posed by mandatory buyouts of the loans, what hope is there for others? FHA is being urged to make changes to HECM policies. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226724</guid>
      <pubDate>Fri, 13 Jan 2023 14:51:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226724-fha-faces-calls-to-revise-hecm-policies-following-rmf-failure</link>
    </item>
    <item>
      <title>Spending Bill Boosts Housing-Related Funding for 2023</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[A last-minute budget deal resulted in funding increases for many HUD housing-related programs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226717</guid>
      <pubDate>Fri, 13 Jan 2023 14:47:42 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226717-spending-bill-boosts-housing-related-funding-for-2023</link>
    </item>
    <item>
      <title>Ginnie Grants One-Year Reprieve on Risk-Based Capital Standards </title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Nonbank issuers participating in Ginnie Mae MBS now have until the end of 2024 to comply with new risk-based capital requirements.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226082</guid>
      <pubDate>Fri, 28 Oct 2022 14:28:55 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226082-ginnie-grants-issuers-1-year-reprieve-on-risk-based-capital-requirements</link>
    </item>
    <item>
      <title>Ginnie’s Nonbank Standards Remain Under Scrutiny </title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Industry analysts continue to assess Ginnie Mae’s new nonbank issuer eligibility requirements and what impact they might have on the mortgage market.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225942</guid>
      <pubDate>Fri, 14 Oct 2022 14:37:41 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225942-issuer-capital-liquidity-remain-under-scrutiny</link>
    </item>
    <item>
      <title>HUD Outlines Florida Disaster Assistance Programs</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The Department of Housing and Urban Development has issued a 90-day moratorium on foreclosures of FHA mortgages, among other measures.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225924</guid>
      <pubDate>Fri, 14 Oct 2022 14:36:43 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225924-hud-outlines-fl-disaster-assistance-programs</link>
    </item>
    <item>
      <title>Ginnie FAQs Address Issuer Feedback on Eligibility Requirements</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The guidance is aimed at helping issuers understand how the new risk-based capital ratio requirements apply to mortgage servicing rights, among other issues.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225810</guid>
      <pubDate>Fri, 30 Sep 2022 14:06:08 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225810-ginnie-faqs-address-issuer-feedback-on-eligibility-requirements</link>
    </item>
    <item>
      <title>Ginnie to Help Issuers Comply with Eligibility Requirements</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Ginnie Mae is currently conducting one-on-one discussions to help issuers better understand the reasoning behind its new financial eligibility requirements that are set to take effect next year, the agency’s President Alanna McCargo said.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225698</guid>
      <pubDate>Fri, 16 Sep 2022 14:10:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225698-ginnie-to-help-issuers-comply-with-eligibility-requirements</link>
    </item>
    <item>
      <title>Loan Withdrawals by Ginnie Servicers Plummet in 2Q22</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Following a boom in buyout activity of FHA and VA loans from Ginnie Mae pools in the first 18 months of the COVID-19 pandemic, loan removals continue to decline. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225579</guid>
      <pubDate>Fri, 02 Sep 2022 14:08:50 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225579-loan-removals-from-ginnie-servicers-drop-precipitously-in-2q</link>
    </item>
    <item>
      <title>Industry Shares Pros and Cons of New Ginnie Capital Standards </title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The government guarantor is trying to get more sophisticated in the way it evaluates issuers, and that’s a good thing, according to former Ginnie Mae President Ted Tozer.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225574</guid>
      <pubDate>Fri, 02 Sep 2022 14:07:48 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225574-mortgage-finance-experts-weigh-in-on-ginnie-capital-rules</link>
    </item>
    <item>
      <title>Ginnie’s McCargo Expounds on New Capital Rule and More </title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Ginnie Mae President Alanna McCargo wants to bring banks back as issuers to add more diversity to its portfolio.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225571</guid>
      <pubDate>Fri, 02 Sep 2022 14:06:46 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225571-ginnies-mccargo-talks-social-digital-and-capital-at-mismo-summit</link>
    </item>
    <item>
      <title>CHLA Seeks Changes to FHA Loss Mitigation, Ginnie Re-pooling</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The trade group is backing a three-step loss-mitigation waterfall suggested by a former Ginnie president that would not require an actual buyout of the loan or an increase in the note rate.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225569</guid>
      <pubDate>Fri, 02 Sep 2022 14:05:44 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225569-chla-seeks-changes-from-fha-ginnie-to-mitigate-rising-interest-rates</link>
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