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    <title>VA</title>
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      <![CDATA[]]>
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    <link>https://www.insidemortgagefinance.com/rss</link>
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    <item>
      <title>FHA, VA Functioning Despite Dire Warnings</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Sharp staff cuts at FHA, VA and Ginnie Mae could lead to major problems for mortgage lenders and borrowers, according to analysts. But for now it appears to be business as usual for originations and servicing.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233640</guid>
      <pubDate>Fri, 07 Mar 2025 14:40:05 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233640-fha-va-functioning-despite-dire-warnings</link>
    </item>
    <item>
      <title>PHH Loosens Standards for Streamlined FHA, VA Refis</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The correspondent lender has removed certain overlays on streamlined refinance programs at FHA and VA. Newrez, meanwhile, added some overlays.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233663</guid>
      <pubDate>Fri, 07 Mar 2025 14:35:12 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233663-phh-lossens-standards-for-streamlined-fha-va-refis</link>
    </item>
    <item>
      <title>With Turner as Chief, It’s No Longer Business as Usual at HUD</title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[The FHA wasn’t spared from the Trump administration’s workforce reduction plan. Some industry observers fear the layoffs will slow underwriting times and delay closings.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233540</guid>
      <pubDate>Fri, 21 Feb 2025 13:06:38 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233540-with-turner-as-chief-its-no-longer-business-as-usual-at-hud</link>
    </item>
    <item>
      <title>Confusion Following Trump’s Attempted Funding Pause</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The pause was ultimately rescinded following court injunctions. In the meantime, participants in government-insured mortgage programs faced uncertainty.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233403</guid>
      <pubDate>Fri, 07 Feb 2025 11:55:26 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233403-confusion-following-trumps-funding-pause</link>
    </item>
    <item>
      <title>Industry Asks VA to Provide More Time for API Mandates</title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[VA is considering a rule that would require lenders to use a new application program interface to report loan information and remit funding fees to the agency. It also plans to rewrite rules regarding when VA would assert a defense for a partial or total loss of a guarantee.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233298</guid>
      <pubDate>Fri, 07 Feb 2025 11:54:32 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233298-industry-asks-va-to-provide-more-time-for-api-mandates</link>
    </item>
    <item>
      <title>VA Loan Fee Hike Extended by New Healthcare Law</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[VA origination fees will stay at elevated levels through mid-2034 rather than coming down near the end of 2031. The extension was prompted by a bill that passed Congress with broad bipartisan support.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233279</guid>
      <pubDate>Fri, 24 Jan 2025 13:04:37 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233279-va-loan-fee-extended-by-new-healthcare-law</link>
    </item>
    <item>
      <title>VA Launches Electronic PPM System for Lenders</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The VA has introduced a new program participation management system for its loan guaranty program.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232094</guid>
      <pubDate>Fri, 13 Sep 2024 12:52:48 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232094-va-launches-lender-program-participation-management-system</link>
    </item>
    <item>
      <title>VA Circular Clarifies Loss-Mitigation Guidance Confusion </title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[VA wants servicers to immediately stop offering previously outlined loss-mitigation options from Chapter 5 of its servicers’ handbook.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231863</guid>
      <pubDate>Fri, 16 Aug 2024 14:32:42 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231863-va-circular-clarifies-loss-mitigation-guidance</link>
    </item>
    <item>
      <title>VA, Servicers Work Through VASP Implementation</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Servicers have until Oct. 1 to implement the new VA Servicing Purchase loss-mitigation program. Meanwhile, the House Committee on Veterans’ Affairs introduced legislation to authorize a VA partial-claim loss-mitigation option.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231450</guid>
      <pubDate>Fri, 05 Jul 2024 14:09:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231450-va-continues-talks-with-servicers-over-vasp</link>
    </item>
    <item>
      <title>Ginnie Issuance Increases After Two-Year Slide</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[After falling below $100 billion in each of the previous two periods, Ginnie Mae issuance turned a corner in the second quarter. But volume is still far off the numbers for most of the past four years. (Includes four data charts.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228342</guid>
      <pubDate>Fri, 14 Jul 2023 13:10:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228342-2q-ginnie-issuance-up-after-long-stretch-of-declines</link>
    </item>
    <item>
      <title>VA Lowers Interest Rate on Native American Loan Program</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The interest rate on VA’s Native American Direct Loan program has been lowered to 2.5% for the next two years.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/227337</guid>
      <pubDate>Fri, 24 Mar 2023 11:51:59 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/227337-va-nadl-pilot-sets-25-interest-rate</link>
    </item>
    <item>
      <title>Industry Seeks Permanent VA Partial Claim Program</title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[Trade groups recommended VA establish a permanent partial claim program that allows servicers to combine a partial claim with a loan modification for borrowers that need to reduce their monthly payments.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226834</guid>
      <pubDate>Fri, 27 Jan 2023 11:24:30 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226834-industry-seeks-permanent-va-partial-claim-program</link>
    </item>
    <item>
      <title>VA Enhances Appraisal Bias Detection</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[The VA is adding a step to its appraisal bias detection procedures. Meanwhile, the National Association of Realtors told the agency not to rush its appraisal modernization efforts.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226844</guid>
      <pubDate>Fri, 27 Jan 2023 11:23:31 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226844-va-enhances-appraisal-bias-detection</link>
    </item>
    <item>
      <title>Around the Industry</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Looser pooling requirements for delivering reperforming loans to Ginnie; FHA revises policy handbook; FHA updates instructions for use of GSE model forms; FHA hiring; VA revises various forms; VA offers loan review API; CHLA calls for permanent PTAP; RHS proposes loosening loss-mitigation standards.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226846</guid>
      <pubDate>Fri, 27 Jan 2023 11:21:39 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226846-around-the-industry</link>
    </item>
    <item>
      <title>Lenders Request More Seasoning Flexibility for IRRRLs</title>
      <author>smanas@imfpubs.com</author>
      <description>
        <![CDATA[Proposed updates to rules governing VA interest rate reduction refinance loans drew asks from VA lenders and trade groups around loosening eligibility requirements for borrowers to maintain access to the product. (Includes data chart.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226723</guid>
      <pubDate>Fri, 13 Jan 2023 14:49:40 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226723-lenders-request-more-seasoning-eligibility-flexibility-for-irrrls</link>
    </item>
    <item>
      <title>Spending Bill Boosts Housing-Related Funding for 2023</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[A last-minute budget deal resulted in funding increases for many HUD housing-related programs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226717</guid>
      <pubDate>Fri, 13 Jan 2023 14:47:42 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226717-spending-bill-boosts-housing-related-funding-for-2023</link>
    </item>
    <item>
      <title>Servicing Changes Top Regulatory Agendas at FHA, VA</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A proposal to streamline servicing and claim requirements for FHA mortgages is in the works, along with expanded loss-mitigation options for VA servicers. VA also plans to issue a final rule on cash-out refis.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226693</guid>
      <pubDate>Fri, 13 Jan 2023 14:45:44 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226693-servicing-changes-top-regulatory-agendas-at-fha-va</link>
    </item>
    <item>
      <title>Around the Industry</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Outlook for Wells’ participation in FHA market unclear; Biden signs legislation to improve VA appraisals; MBA calls for higher fee on mortgage assumptions; VA revises forms; FHA hosting webinar on quality assurance; Rural Housing Service updates program guidelines.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226725</guid>
      <pubDate>Fri, 13 Jan 2023 14:44:45 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226725-around-the-industry</link>
    </item>
    <item>
      <title>VA Looks at Updating Loss-Mitigation Options</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[VA wants to know if its loss-mitigation options are flexible and adaptable enough for transitional times.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/226033</guid>
      <pubDate>Fri, 28 Oct 2022 14:24:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/226033-va-looks-at-updating-loss-mitigation-options</link>
    </item>
    <item>
      <title>House Passes Bill to Improve Access to VA Home Loan Benefit</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The House has passed a bill that would require VA to update the guidance and regulations of its home loan program, especially around appraisals.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225696</guid>
      <pubDate>Fri, 16 Sep 2022 14:06:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225696-house-passes-bill-to-improve-access-to-va-home-loan-benefit</link>
    </item>
    <item>
      <title>Mortgage Assumability Could Aid Veteran Home Sellers</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The most popular option is when another veteran assumes the VA loan and trades the benefit eligibility, said John Bell, executive director of VA’s Loan Guaranty Service.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225463</guid>
      <pubDate>Fri, 19 Aug 2022 13:55:46 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225463-assumability-could-aid-veteran-homesellers</link>
    </item>
    <item>
      <title>Industry Urges Care in VA’s Proposed Servicer Tier Ranking</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Commenters said the challenges that servicers face in responding to COVID-related loss-mitigation programs argue against a rush by VA to implement its servicer tier rankings.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/225066</guid>
      <pubDate>Fri, 08 Jul 2022 14:02:51 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/225066-industry-urges-care-in-vas-proposed-servicer-tier-ranking</link>
    </item>
    <item>
      <title>Biden Proposes Boosting HUD’s Budget for FY 2023</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Seeking to further advance the Biden’s administration housing agenda, the White House’s proposed budget allocation includes $11.6 billion more for HUD in fiscal year 2023.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/224180</guid>
      <pubDate>Fri, 01 Apr 2022 11:30:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/224180-white-house-asks-for-bigger-fy23-fha-va-housing-budgets</link>
    </item>
    <item>
      <title>New Omnibus Spending Bill Increases HUD’s Budget</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The Consolidated Appropriations Act of 2022 includes $53.7 billion for the Department of Housing and Urban Development.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/224080</guid>
      <pubDate>Fri, 18 Mar 2022 14:59:34 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/224080-biden-signs-omnibus-spending-bill</link>
    </item>
    <item>
      <title>VA Seeks New Tech for Specially Adapted Housing</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Through its Loan Guaranty Service, the Veterans Benefits Administration is making fiscal 2022 funding grants available to encourage the development of new assistive technologies for adapted housing.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223692</guid>
      <pubDate>Fri, 04 Feb 2022 14:08:11 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223692-va-loan-guaranty-seeks-new-tech-for-specially-adapted-housing</link>
    </item>
    <item>
      <title>MBA, NAR Raise Concerns Over VA Home Loan Fees</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The House last week passed the Guard and Reserve GI Bill Parity Act, which would raise fees for VA home loans to help fund expanded educational assistance for servicemembers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223560</guid>
      <pubDate>Fri, 21 Jan 2022 14:22:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223560-mba-nar-raise-concerns-over-va-home-loan-fees</link>
    </item>
    <item>
      <title>Around the Industry</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[FHA raises loan limits for 2022; VA announces new maximum allowable legal fees; FHA extends use of alternative methods for face-to-face interviews with borrowers; Ginnie extends the use of alternative audit procedures; FHA is hiring; Mr. Cooper sells reverse servicing portfolio; Ginnie Mae to host a webinar on its single-family pool delivery module.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223177</guid>
      <pubDate>Fri, 03 Dec 2021 15:50:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223177-around-the-industry</link>
    </item>
    <item>
      <title>Bill Seeks to Extend VA Home Loans to WWII GI Heirs</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Spouses and children of Black World War II veterans who were shut out of the VA home loan program would be eligible under new legislation introduced this month.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223060</guid>
      <pubDate>Fri, 19 Nov 2021 16:10:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223060-bill-would-extend-va-home-loans-to-wwii-gi-heirs</link>
    </item>
    <item>
      <title>VA Lenders Fete Borrowers and Employees Who Served</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[Veterans United Home Loans offered to pay off the mortgage of 11 borrowers as part of a Veterans Day promotion.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/223066</guid>
      <pubDate>Fri, 19 Nov 2021 16:05:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/223066-va-lenders-fete-borrowers-and-employees-who-served</link>
    </item>
    <item>
      <title>FHA, VA Loans Could Share in $10 Billion DPA Program</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[First-time homebuyers seeking loans backed by FHA, VA or the Rural Housing Service are among those eligible for the DPA program under the Build Back Better Act.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/222912</guid>
      <pubDate>Fri, 05 Nov 2021 15:20:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/222912-fha-va-loans-could-share-in-10-billion-dpa-program</link>
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