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    <title>Federal Home Loan Banks</title>
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    <item>
      <title>FHLBanks Push for Regulatory Reforms</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The Federal Home Loan Bank trade group supports President Trump’s executive order on improving access to mortgage credit.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237228</guid>
      <pubDate>Fri, 17 Apr 2026 14:09:02 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237228-fhlbs-lobby-for-regulatory-reform</link>
    </item>
    <item>
      <title>Trump Executive Order Targets FHLBanks</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[New directives would improve collateral transfers between FHLBank members and the Federal Reserve and improve access to longer-term advances.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236985</guid>
      <pubDate>Fri, 20 Mar 2026 14:20:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236985-trump-eo-targets-fhlbanks</link>
    </item>
    <item>
      <title>Bill Aims to Restore FHLBank Municipal Bond Activity</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[By allowing the FHLBanks to once again provide credit enhancement for tax-exempt bonds, the bill’s sponsors hope it will reduce financing costs for community development in smaller municipalities.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236848</guid>
      <pubDate>Fri, 06 Mar 2026 14:48:27 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236848-bill-would-expand-community-infrastructure-support-from-fhlbanks</link>
    </item>
    <item>
      <title>FHFA to Improve Nonbank Supervision on GAO Nudge</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The Government Accountability Office said FHFA can’t accurately gauge the accuracy of the data it uses to monitor nonbanks and overlooks key risks associated with warehouse lending. FHFA agreed to address the issues.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236733</guid>
      <pubDate>Fri, 20 Feb 2026 14:47:45 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236733-gao-non-bank-mortgage-companies-need-closer-fhfa-supervision</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Executive salary change at Freddie; FHLB membership for community lenders in Puerto Rico; FHFA re-elects GSE boards.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236748</guid>
      <pubDate>Fri, 20 Feb 2026 14:40:54 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236748-gse-roundup</link>
    </item>
    <item>
      <title>FHLBank Advances Found to Boost Mortgage Lending</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[A new Urban Institute report found that as a bank’s ratio of FHLBank advances to total assets grows, so does its level of overall lending and mortgage originations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236465</guid>
      <pubDate>Fri, 23 Jan 2026 15:54:47 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236465-how-fhlbank-advances-impact-mortgage-lending</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Trump seeks to bar Wall Street from the single-family market; more turnover in the FHLBank San Francisco C-suite; AI version of Trump narrates Fannie Mae ad.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236483</guid>
      <pubDate>Fri, 23 Jan 2026 15:46:59 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236483-gse-roundup</link>
    </item>
    <item>
      <title>GAO Report Gives FHLBanks Positive Assessment</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Researchers tell Congress that, despite the role the FHLBanks played in the bank failures of 2023, a higher level of FHLBank borrowing has historically been associated with positive outcomes for members.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236342</guid>
      <pubDate>Fri, 09 Jan 2026 15:34:27 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236342-gao-report-gives-fhlbanks-a-thumbs-up</link>
    </item>
    <item>
      <title>FHLBank Profits Up Despite Declining Advances</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Outstanding advances for the FHLBank system fell to $693.48 billion in the third quarter from $742.85 billion in the second. Still, the 11 FHLBanks’ combined profits were up almost 10%. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235978</guid>
      <pubDate>Fri, 21 Nov 2025 15:20:03 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235978-fhlbank-profits-up-despite-declining-advances</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[A good year for FHLB’s affordable housing programs; New York law evens up treatment of insurer and bank members; Freddie sells NPLs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235725</guid>
      <pubDate>Fri, 24 Oct 2025 14:00:31 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235725-gse-round-up</link>
    </item>
    <item>
      <title>OIG Flags Weaknesses in FHFA’s Public-Facing Systems</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[OIG auditors identify critical weaknesses in the security of FHFA’s public-facing websites and inadequate coordination between the agency, the Federal Home Loan Banks and federal financial regulators.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235586</guid>
      <pubDate>Fri, 10 Oct 2025 16:12:28 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235586-fhfas-oig-remains-in-operation</link>
    </item>
    <item>
      <title>FHFA Scraps Biden-Era Rules</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Under Director Pulte, FHFA has withdrawn proposed rules affecting enterprise liquidity requirements and the unsecured credit limits and boards of directors of the FHLBank System.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235580</guid>
      <pubDate>Fri, 10 Oct 2025 16:10:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235580-fhfa-scraps-biden-era-rules</link>
    </item>
    <item>
      <title>Credit Unions Argue for Preserving GSE Features</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Trade groups representing credit unions pushed back against suggestions that the institutions are creating risks, and called for status quo on certain GSE policies post-conservatorship.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235453</guid>
      <pubDate>Fri, 26 Sep 2025 14:50:11 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235453-credit-unions-argue-for-preserving-gse-features</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Michael Hutchins agrees to extend term at Freddie; new general counsel at Freddie; senator seeks answers on FHLBank reform efforts; former FHFA chief operating officer loses appeal.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235458</guid>
      <pubDate>Fri, 26 Sep 2025 14:49:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235458-gse-roundup</link>
    </item>
    <item>
      <title>FHFA Signals Deregulation Plans for GSEs, FHLBanks</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[FHFA’s spring regulatory agenda includes plans to scrap nine existing and proposed rules.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235306</guid>
      <pubDate>Fri, 12 Sep 2025 15:08:14 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235306-fhfa-signals-plans-for-deregulation</link>
    </item>
    <item>
      <title>FHLBank Advances Up in Second Quarter, Profits Down</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Profitability declined at all but two of the FHLBanks in the second quarter. In some cases, that was due to lower net interest income and in others to a surge in voluntary contributions to housing and community investments. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235182</guid>
      <pubDate>Fri, 29 Aug 2025 11:50:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235182-fhlb-advances-up-profits-down</link>
    </item>
    <item>
      <title>Congress Considers Bills With Some GSE Provisions</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[A rare wave of bipartisanship swept through Congress last week, propelling a key piece of housing legislation through the Senate Banking Committee. And there are separate proposals in the House.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234953</guid>
      <pubDate>Fri, 01 Aug 2025 15:08:12 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234953-road-to-housing-runs-through-the-gses</link>
    </item>
    <item>
      <title>GSE Roundup</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[More access to Freddie’s CPA; taking Republic Mortgage Insurance off the books; new CEO for FHLB-OF; Calabria gets a new gig.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234846</guid>
      <pubDate>Fri, 18 Jul 2025 16:14:30 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234846-gse-roundup</link>
    </item>
    <item>
      <title>OIG Waiting for FHFA to Implement Changes</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Roughly 75 of the 675 significant recommendations that the OIG has made to FHFA remain open. The oldest dates from early 2021.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234598</guid>
      <pubDate>Fri, 20 Jun 2025 15:02:53 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234598-fhfas-undone-improvements</link>
    </item>
    <item>
      <title>FHLB Advances, Profits Decline in First Quarter</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The FHLBanks’ decision to voluntarily increase contributions to affordable housing and community development from 10% of net income to 15% has taken a toll on profits. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234342</guid>
      <pubDate>Fri, 23 May 2025 15:34:08 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234342-fhlb-advance-resume-their-decline</link>
    </item>
    <item>
      <title>Insurer Borrowing on the Rise at Federal Home Loan Banks</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Apollo Global Management, owner of Athene Annuity and Life, joins MetLife as one of the top-10 FHLBank borrowers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233996</guid>
      <pubDate>Fri, 11 Apr 2025 15:04:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233996-insurer-borrowing-on-the-rise-at-fhlbs</link>
    </item>
    <item>
      <title>Profits Tick Down at the FHLBanks in Fourth Quarter</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Overall FHLBank borrowing was down 4.8% from the third quarter, but most of that decline was concentrated among the largest members. Year over year, though, outstanding advances fell 16.8%. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233598</guid>
      <pubDate>Fri, 28 Feb 2025 14:45:53 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233598-profits-tick-down-at-the-fhlbanks</link>
    </item>
    <item>
      <title>Pulte Confirmation Hearing: Probably Good Enough</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Although little is known about Pulte’s policy positions, his housing and philanthropic background have helped him win the support of most industry trade groups and many consumer advocacy organizations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233599</guid>
      <pubDate>Fri, 28 Feb 2025 14:42:54 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233599-pulte-confirmation-hearing-probably-good-enough</link>
    </item>
    <item>
      <title>Alanna McCargo Resurfaces in DC</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[After suddenly stepping down as CEO of the Federal Home Loan Bank of San Francisco, the former Ginnie president showed up in Washington to tout the benefits of the home loan bank system.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233454</guid>
      <pubDate>Fri, 14 Feb 2025 16:02:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233454-alanna-mccargo-resurfaces-in-dc</link>
    </item>
    <item>
      <title>McCargo Abruptly Leaves FHLB-SF CEO Position</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Alanna McCargo this week stepped down as CEO of the San Francisco bank without public explanation, seven months into the role.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233352</guid>
      <pubDate>Fri, 31 Jan 2025 15:17:15 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233352-fhlb-sfs-new-ceo-steps-down</link>
    </item>
    <item>
      <title>Senate Banking Committee Chair Lambastes Thompson</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The new Republican chair of the Senate Banking Committee sharply criticized FHFA Director Sandra Thompson on her way out.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233220</guid>
      <pubDate>Fri, 17 Jan 2025 16:08:25 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233220-senate-banking-committee-chair-lambastes-thompson</link>
    </item>
    <item>
      <title>Thompson to Retire, Major Reform Efforts Unfinished</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The FHFA director joins a number of financial regulators resigning from their posts before the second Trump administration begins.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233203</guid>
      <pubDate>Fri, 17 Jan 2025 16:06:30 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233203-thompson-to-retire</link>
    </item>
    <item>
      <title>FHLBank Reforms Lingering on FHFA’s Agenda</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The remaining items on the Biden administration’s regulatory agenda for FHFA are primarily proposals affecting the Federal Home Loan Banks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233075</guid>
      <pubDate>Fri, 03 Jan 2025 13:57:12 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233075-whats-left-on-fhfas-regulatory-agenda</link>
    </item>
    <item>
      <title>FHLBank Stakeholders Weigh In on Fed’s Discount Window</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Trade groups point out that it sometimes takes days for lenders to get their collateral back after paying off a Fed advance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233063</guid>
      <pubDate>Fri, 03 Jan 2025 13:51:21 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233063-fhlbank-stakeholders-urge-fed-to-streamline-discount-window-operations</link>
    </item>
    <item>
      <title>FHLBank Leadership Playing Musical Chairs</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Retiring FHLBank New York CEO Jose Gonzalez is set to be replaced by current Office of Finance CEO Randy Snook.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232954</guid>
      <pubDate>Fri, 13 Dec 2024 14:46:52 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232954-musical-chairs-for-fhlb-leadership</link>
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