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    <title>Issuance</title>
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      <title>Prime Non-Agency MBS Issuance Up Nearly 40% in 2025</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Rate-term refinances and loans eligible for sale to the GSEs helped to increase issuance of prime non-agency MBS in 2025. (Includes three data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236651</guid>
      <pubDate>Fri, 13 Feb 2026 12:36:31 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236651-prime-non-agency-mbs-issuance-up-nearly-40-in-2025</link>
    </item>
    <item>
      <title>Non-Agency MBS Issuance Already Topping 2024 Levels</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Issuance in the first nine months of this year already surpassed the volume seen in all of 2024. Expanded-credit loans are leading the charge. (Includes data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235501</guid>
      <pubDate>Fri, 03 Oct 2025 15:40:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235501-non-agency-mbs-issuance-in-2025-well-above-2024</link>
    </item>
    <item>
      <title>Non-Agency MBS Issuance Up in Second Quarter</title>
      <author>azimmardi@imfpubs.com</author>
      <description>
        <![CDATA[Issuance of non-agency mortgage-backed securities reached $29.56 billion in the second quarter, up 17.3% from the previous quarter. (Includes data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234759</guid>
      <pubDate>Fri, 11 Jul 2025 14:07:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234759-non-agency-mbs-grows-in-second-quarter-of-2025</link>
    </item>
    <item>
      <title>Variety of Non-Agency MBS on Offer Early in 3Q</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A cornucopia of non-agency MBS hit the market in early July.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234770</guid>
      <pubDate>Fri, 11 Jul 2025 14:01:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234770-variety-of-non-agency-mbs-on-offer-early-in-3q</link>
    </item>
    <item>
      <title>Annaly Seeing Resilient Demand for Non-Agency MBS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Annaly started marketing an expanded-credit MBS last month just as President Trump announced new tariffs. The deal went through at a spread that likely wouldn’t have been achievable as recently as three years ago.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234175</guid>
      <pubDate>Fri, 02 May 2025 13:07:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234175-annaly-seeing-resilient-demand-for-non-agency-mbs</link>
    </item>
    <item>
      <title>Rithm’s Investment Portfolio Recovers in First Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rithm is both a buyer and seller of non-agency mortgages. Wider spreads in recent months have helped generate strong returns from loan acquisitions. Meanwhile, RTL production through its Genesis unit slowed during the first quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234176</guid>
      <pubDate>Fri, 02 May 2025 13:04:30 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234176-rithms-investment-portfolio-recovers-in-first-quarter</link>
    </item>
    <item>
      <title>News Briefs</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Impairment rate on non-QMs declines; new issuers of home equity loan securitizations; bank offers new jumbo ARMs via wholesale channel; proprietary reverse-mortgage product from Liberty Reverse Mortgage.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234173</guid>
      <pubDate>Fri, 02 May 2025 13:02:34 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234173-news-briefs</link>
    </item>
    <item>
      <title>HEI Activity Flourishing With Credit Ratings</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Morningstar DBRS created rating criteria for securitizations of home equity investments in mid-2023. Since then, issuance has blossomed, and the sky’s the limit, according to industry participants.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232107</guid>
      <pubDate>Fri, 13 Sep 2024 11:30:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232107-hei-activity-flourishing-with-credit-ratings</link>
    </item>
    <item>
      <title>Securitization Ratings Will Expand RTL Market</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[John Beacham, CEO of Toorak Capital Partners, said ratings on fix-and-flip securitizations are attracting more investor interest and prompting better pricing for issuers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231453</guid>
      <pubDate>Fri, 05 Jul 2024 13:07:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231453-toorak-ceo-believes-rated-rtl-securitization-will-help-expand-industry</link>
    </item>
    <item>
      <title>Rithm Issues Large Rated RTL Securitization</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Rithm Capital closed a $500.0 million MBS backed by rated residential transition loans through its Genesis Capital shelf. The deal is the second RTL securitization to receive a rating from Morningstar DBRS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230707</guid>
      <pubDate>Fri, 12 Apr 2024 16:17:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230707-rithm-closes-largest-rated-rtl-securitization</link>
    </item>
    <item>
      <title>A Mix of Jumbo and Expanded-Credit MBS Kick Off Second Quarter</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[A variety of non-QM mortgage-backed securities hit the market in the first two weeks of April, including a $404.3 million jumbo deal from Redwood Trust.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230726</guid>
      <pubDate>Fri, 12 Apr 2024 16:13:28 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230726-a-mix-of-jumbo-and-expanded-credit-mbs-kick-off-2q</link>
    </item>
    <item>
      <title>Fix-and-Flip Industry Cautiously Optimistic About 2024</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Falling interest rates are fueling optimism over growth in the fix-and-flip lending space this year, but competition from new homebuilders may dampen market expectations.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230228</guid>
      <pubDate>Fri, 16 Feb 2024 14:51:21 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230228-fix-and-flip-industry-cautiously-optimistic-about-2024</link>
    </item>
    <item>
      <title>Imperial Fund Plans to Increase Expanded-Credit MBS Issuance</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The A&D mortgage shelf plans to issue six expanded-credit MBS this year.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230101</guid>
      <pubDate>Fri, 02 Feb 2024 14:55:05 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230101-imperial-fund-plans-6-non-qm-securitizations-for-2024</link>
    </item>
    <item>
      <title>News Briefs</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Anchor debuts TPO channel; Kiavi issues unrated residential transition loans securitization; Acra Lending launches new broker portal.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230102</guid>
      <pubDate>Fri, 02 Feb 2024 14:51:15 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230102-news-briefs</link>
    </item>
    <item>
      <title>CrossCountry Adopts FICO Score 10-T for Non-Agency Mortgages</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[CrossCountry Mortgage has agreed to exclusively use FICO 10-T scores for loans securitized through its CROSS shelf.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229934</guid>
      <pubDate>Fri, 19 Jan 2024 14:58:14 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229934-crosscountry-adopts-fico-score-10-t-for-non-agency-mortgages</link>
    </item>
    <item>
      <title>Expanded-Credit MBS Issuance Kicks Off in 2024</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[New expanded-credit mortgage-backed securities from Angel Oak Mortgage, A&D Mortgage, CrossCountry Mortgage and Invictus Capital Partners started marketing in the last two weeks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229972</guid>
      <pubDate>Fri, 19 Jan 2024 14:50:20 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229972-ecm-mbs-issuance-ramps-up-to-start-2024</link>
    </item>
    <item>
      <title>DSCR Loans Drive Year-End MBS Push</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[PIMCO, Invictus Capital Partners, Angel Oak and Angelo Gordon are expected to issue securitizations backed by investment-property mortgages underwritten using debt-to-service coverage ratio.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229729</guid>
      <pubDate>Fri, 15 Dec 2023 15:36:40 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229729-dscr-loans-drive-late-year-mbs-push</link>
    </item>
    <item>
      <title>Non-Agency Activity Boosts Ellington</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Ellington Financial’s profits increased in the third quarter thanks to moves involving non-agency mortgages. Meanwhile, AG Mortgage Investment Trust took a loss in the quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229488</guid>
      <pubDate>Fri, 17 Nov 2023 15:16:29 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229488-m-and-a-activity-for-reits-heats-up-in-q3</link>
    </item>
    <item>
      <title>Rate Volatility Causes MFA to Post More Losses</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[MFA Financial’s CEO said the third quarter of 2023 was its toughest since the Federal Reserve began its rate-hiking cycle 20 months ago.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229464</guid>
      <pubDate>Fri, 17 Nov 2023 15:14:31 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229464-rate-volatility-causes-mfa-to-post-losses-in-another-quarter</link>
    </item>
    <item>
      <title>News Briefs</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Unison offers its first HEA securitization; NP rebrands; Finance of America launches new reverse-mortgage product; Sherman Bridge debuts investment-property lender marketplace; Arc Home appoints new president and future CEO; UWM expands DSCR eligibility requirements.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229350</guid>
      <pubDate>Fri, 03 Nov 2023 15:18:01 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229350-news-briefs</link>
    </item>
    <item>
      <title>Morgan Stanley Markets its First Expanded-Credit MBS</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The issuance, sized at $342.0 million, received preliminary AAA ratings from Fitch Ratings and Kroll Bond Rating Agency.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229216</guid>
      <pubDate>Fri, 20 Oct 2023 14:48:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229216-morgan-stanley-markets-first-expanded-credit-mbs</link>
    </item>
    <item>
      <title>Redwood Teams Up With Point on HEI Securitization</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Redwood Trust and Point partnered to co-issue the second-ever rated home equity investment securitization.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229198</guid>
      <pubDate>Fri, 20 Oct 2023 14:39:32 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229198-redwood-teams-with-point-on-hei-securitization</link>
    </item>
    <item>
      <title>Some Upside for MFA on Non-QMs if Rates Stabilize</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[MFA Financial and other non-QM players could benefit if interest rates stabilize heading into 2024.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229222</guid>
      <pubDate>Fri, 20 Oct 2023 14:35:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229222-btig-sees-upside-potential-for-mfa-financial-if-rates-decline</link>
    </item>
    <item>
      <title>News Briefs</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[NP launches new jumbo program; Kiavi closes $275 million RTL securitization; Xome launches investment property market educational game; SunWest debuts DSCR loan product.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229223</guid>
      <pubDate>Fri, 20 Oct 2023 14:33:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229223-news-briefs</link>
    </item>
    <item>
      <title>Unlock and Saluda Grade Spearhead HEI Securitization</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The first rated HEI securitization, brought to the market by Saluda Grade and Unlock Technologies, received a BBB rating from DBRS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229090</guid>
      <pubDate>Fri, 06 Oct 2023 14:44:28 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229090-unlock-technologies-and-saluda-grade-spearheads-growing-hei-market</link>
    </item>
    <item>
      <title>Temple View Launches MBS With Residential Transition Loans</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Activity in the sector is expected to pick in the coming months as DBRS is close to establishing criteria to rate securitizations of residential transition loans.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229076</guid>
      <pubDate>Fri, 06 Oct 2023 14:42:29 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229076-temple-view-capital-closes-rtl-securitization</link>
    </item>
    <item>
      <title>Non-QM MBS Issuance Off to Fast Start in Fourth Quarter</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Two expanded-credit MBS started marketing this week, along with a HELOC securitization.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/229093</guid>
      <pubDate>Fri, 06 Oct 2023 14:39:33 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/229093-new-securitizations-kick-off-busy-month-for-non-qm-market</link>
    </item>
    <item>
      <title>Saluda Grade Expands Efforts on Home Equity Agreements</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Saluda Grade has ramped up its efforts in the home equity agreements space with new securitizations and lines of credit.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228955</guid>
      <pubDate>Fri, 22 Sep 2023 15:17:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228955-saluda-grade-expands-efforts-on-home-equity-agreements</link>
    </item>
    <item>
      <title>Expanded-Credit MBS Issuance Picks Up Steam</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Six expanded-credit MBS started marketing within the past two weeks. There’s also a rare prime non-agency deal in the market.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228818</guid>
      <pubDate>Fri, 08 Sep 2023 14:49:52 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228818-non-qm-mbs-market-picks-up-steam</link>
    </item>
    <item>
      <title>Chase Sources DSCR Loans From Blackstone for MBS</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Chase teamed with Blackstone for a $308.1 million non-agency MBS backed by mortgages for investor properties.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/228682</guid>
      <pubDate>Fri, 25 Aug 2023 09:28:04 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/228682-chase-sources-dscr-loans-from-blackstone-for-mbs</link>
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